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103 ROYAL COURT

Safety Harbor, FL, 34695

Active Under Contract

$1,500,000

4

Bedrooms

4

Bathrooms

3,282 sqft

Living Area

1994

Year Built

12,811

Lot Size (sqft)

$1,700

HOA / Annually

20

Days on Market

Dock Score™

DockOnly
46
Fair

What shaped this score

✓Bay
✓Bridge-free to bay & ocean
✓Fits boats up to ~32ft (est.)
·~50 min run to open water · 4.9 mi

DockOnly.com rating, not provided by the MLS or listing broker.

Dock & Water AccessMLS

Bay/Harbor

AI Aerial Imagery Detection

Dock Detected~27-37 ft dock

Detected by AI from open-source aerial mapping imagery and may not reflect current conditions. This information was not provided by the MLS or listing broker. Always verify dock infrastructure with the listing agent.

Open WaterDockOnly

This dock fronts open water — a bay, harbor or marina basin rather than a canal.

There is no across-the-canal bank here, so no canal width applies and boat length is not limited by room to turn around. Check depth, beam and slip dimensions with the listing agent.

Navigation RouteDockOnly

Data sources: SFWMD AHED waterway polygons · FHWA National Bridge Inventory 2024 · Not provided by the MLS or listing broker.

Description

Under contract-accepting backup offers. Nestled on a premier corner cul-de-sac lot within Safety Harbor’s highly coveted Philippe Pointe neighborhood, the elevated Key West-style retreat at 103 Royal Ct stands as a masterclass in sophisticated coastal living. Expertly manicured grounds frame this grand estate, where a permanent natural buffer ensures absolute privacy, and panoramic views of Old Tampa Bay stretch across the horizon. Every morning here begins with a brilliant sunrise dancing across the water, while evenings showcase the distant, glistening lights of the Tampa skyline. The journey inside begins through custom leaded glass front doors that open up to a grand, sun-drenched main level where formal and casual spaces flow seamlessly together. For ultimate convenience and accessibility, a private home elevator (professionally installed in 2020 and updated with a brand-new backup battery in 2026) effortlessly connects the home's levels. To the left of the foyer, an expansive dining room sets an elegant stage for hosting, while straight ahead, the open family room anchors the heart of the home. Steps away, a bright, efficient kitchen serves as a natural gathering point, complete with a cozy breakfast nook and a casual snack bar. Glass doors transition the indoor living out onto a sweeping wrap-around deck, inviting you to dine alfresco against the backdrop of the bay. This level is rounded out by a quiet sunroom and office that accesses an independent open balcony, alongside two spacious bedrooms and a versatile bonus room. The entire third floor is dedicated to a spectacular, private master oasis designed around its breathtaking environment. Massive windows wrap around the suite to capture the best waterfront vistas imaginable, allowing you to wake up to the sight of the bay from every angle before stepping out onto a private balcony. Custom decor elevates the tranquility of this top-level retreat, which features an adjoining spa-like bath and deep walk-in closets. Down on the ground level, multi-generational living or guest hosting is made effortless by a private fourth bedroom suite equipped with its own full bath. This level walks straight out to a screen-enclosed backyard resort, highlighted by a pristine pool and spillover spa. A covered lanai features year-round entertaining, situated next to a massive 3-car garage with oversized bays and built-in workshop space. Meticulously maintained with robust full stucco construction, a custom paver driveway, and a durable new roof, this remarkable property sits just steps from the historic trails of Philippe Park and minutes from the vibrant boutique shopping, cafes, and local festivals of downtown Safety Harbor. Offering an unparalleled blend of multi-generational accessibility, robust construction, and timeless coastal luxury, this Safety Harbor masterpiece represents a rare opportunity to own a piece of paradise. Schedule your private tour today to experience the ultimate Florida waterfront lifestyle firsthand. ROOF = 2025 / HVAC = 4 UNITS: 2011, 2018, 2019, 2025 / WATER HEATER = 2017

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Location

Safety Harbor, FL, 34695

No price history available for this property.

Displayed by Blue Mar Real Estate Group Inc., Licensed Florida Real Estate Broker (DBPR CQ1018554) · [email protected]

Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL via Stellar MLS

Last checked: 1 hour ago

Listing updated: October 22, 2026

© 2026 Stellar MLS. All rights reserved. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of Stellar MLS. Information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal.

IDX information is provided exclusively for consumers' personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

FEMA Flood Zone AE
BFE: 13ft

Special Flood Hazard Area

View FEMA Flood Map →
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Estimate your monthly payment for this waterfront property

20%

$300,000 down

%
Principal & Interest$7,783/mo
Property Tax (est. ~1.2%, varies by county)$1,500/mo
Home Insurance (est.)$250/mo
HOA Fees$142/mo
Total Monthly Payment$9,675
Loan Amount: $1,200,000Rate: 6.75%
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$1,500,000Tour the dockSchedule a Showing
Navigation note: Navigation routes show the shortest mapped path to open water. A vessel taller than the binding bridge clearance may still reach open water via a longer alternate route that we don't currently map. Verify navigability with a local captain or surveyor before relying on it.