Back to Search
1106 Thatch Lane photo 1
1106 Thatch Lane photo 2
1106 Thatch Lane photo 3
1106 Thatch Lane photo 4
1106 Thatch Lane photo 5
1106 Thatch Lane photo 6
1106 Thatch Lane photo 7
1106 Thatch Lane photo 8
1106 Thatch Lane photo 9
1106 Thatch Lane photo 10
1106 Thatch Lane photo 11
1106 Thatch Lane photo 12
1106 Thatch Lane photo 13
1106 Thatch Lane photo 14
1106 Thatch Lane photo 15
1106 Thatch Lane photo 16
1106 Thatch Lane photo 17
1106 Thatch Lane photo 18
1106 Thatch Lane photo 19
1106 Thatch Lane photo 20
1106 Thatch Lane photo 21
1106 Thatch Lane photo 22
1106 Thatch Lane photo 23
1106 Thatch Lane photo 24
1106 Thatch Lane photo 25
1 / 25

1106 Thatch Lane

Cudjoe Key, FL, 33042

Active

$1,999,000

4

Bedrooms

4

Bathrooms

2,548 sqft

Living Area

2016

Year Built

8,577

Lot Size (sqft)

37

Days on Market

Dock Score™

DockOnly
67
Good

What shaped this score

✓Ocean Access
✓Dock present
✓Bridge-free to bay
✓Fits boats up to ~40ft (est.)

DockOnly.com rating, not provided by the MLS or listing broker.

Dock & Water AccessMLS

Canal Front

AI Aerial Imagery Detection

Dock DetectedSeawall Detected

Detected by AI from open-source aerial mapping imagery and may not reflect current conditions. This information was not provided by the MLS or listing broker. Always verify dock infrastructure with the listing agent.

Navigation RouteDockOnly

Data sources: SFWMD AHED waterway polygons · FHWA National Bridge Inventory 2024 · Not provided by the MLS or listing broker.

Description

Set along a peaceful canal on Cudjoe Key, this 2016 residence pairs solid CBS construction with an unmistakably elevated sense of island living. This 4 bedroom, 3.5 bath home features impact windows and doors and a standing seam metal roof, speaking to a level of craftsmanship built to endure, while 2,548 square feet of living space and roughly 1,370 square feet of balconies invite the surrounding water views and tropical air into everyday life. The main level is designed for both privacy and gathering, offering 3 guest bedrooms, 2 full baths and a laundry room alongside a second living area that opens onto a spacious covered balcony. One bedroom enjoys its own ensuite, while the remaining two share a well-appointed Jack and Jill bath. Ascend to the main living level and the home opens into a bright and airy Great room where kitchen, dining and living areas unfold together. Anchored by a substantial island and dining bar, the kitchen is finished with Silestone countertops, a sea glass tile backsplash and abundant custom cabinetry. Beyond, another expansive balcony extends the living space into the open air, ideal for evening entertaining or a quiet morning coffee. The primary suite occupies its own private wing upstairs, offering generous closets and a spa inspired ensuite with a jetted tub and separate walk-in shower. Outside, a heated and chilled concrete pool sets the stage for effortless indoor-outdoor living, while a 30-foot concrete dock with lighting and bubblers provides canal access for boating, paddling or an evening line in the water, with the open water just minutes beyond. Located just minutes from local restaurants, shopping and coffee shops, this a rare balance of quality, privacy and island sophistication, backed by a proven rental history that makes it as compelling an investment as it is a home.

Schedule a Showing

See the property and tour the dock. A licensed waterfront specialist will arrange your private showing.

Select a date

Location

Cudjoe Key, FL, 33042

No price history available for this property.

Displayed by Blue Mar Real Estate Group Inc., Licensed Florida Real Estate Broker (DBPR CQ1018554) · [email protected]

Listing courtesy of Coldwell Banker Schmitt Real Estate Co via Florida Keys MLS

Last checked: 9 hours ago

Listing updated: October 7, 2026

© 2026 Florida Keys Board of REALTORS®, Inc. All rights reserved. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Florida Keys Board of REALTORS®. Information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal.

IDX information is provided exclusively for consumers' personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Nearest Bridge Clearances

Florida Keys, critical for tall/large vessels

No bridge data available for this location.
FEMA Flood Zone VE
BFE: 12ft

Coastal High Hazard

View FEMA Flood Map →
Loading nearby marinas…
Loading nearby sandbars…

Mortgage Calculator

Estimate your monthly payment for this waterfront property

20%

$399,800 down

%
Principal & Interest$10,372/mo
Property Tax (est. ~1.2%, varies by county)$1,999/mo
Home Insurance (est.)$250/mo
Total Monthly Payment$12,621
Loan Amount: $1,599,200Rate: 6.75%
Get Pre-Qualified

Estimated payments only. Actual rates and terms may vary.

$1,999,000Tour the dockSchedule a Showing
Navigation note: Navigation routes show the shortest mapped path to open water. A vessel taller than the binding bridge clearance may still reach open water via a longer alternate route that we don't currently map. Verify navigability with a local captain or surveyor before relying on it.