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1109 SW 44th Street

Cape Coral, FL, 33914

Active

$999,500

3

Bedrooms

3

Bathrooms

3,725 sqft

Living Area

1983

Year Built

300

Days on Market

Dock Score™

DockOnly
41
Fair

What shaped this score

✓Ocean Access
✓Fits boats up to ~90ft (est.)
✓Dock present
Est. waterfront~95 ft

DockOnly.com rating, not provided by the MLS or listing broker.

Dock & Water AccessMLS

Lake

AI Aerial Imagery Detection

Dock Detected

Detected by AI from open-source aerial mapping imagery and may not reflect current conditions. This information was not provided by the MLS or listing broker. Always verify dock infrastructure with the listing agent.

Navigation RouteDockOnly

Data sources: SFWMD AHED waterway polygons · FHWA National Bridge Inventory 2024 · Not provided by the MLS or listing broker.

Description

Welcome to a waterfront sanctuary unlike any other—perched on the shores of Lake Finisterre, Cape Coral’s largest saltwater lake, offering breathtaking panoramic views and Gulf access for the ultimate Southwest Florida lifestyle! This spacious 3-bedroom, 2.5-bath home offers over 3,700 sq. ft. of indoor living, perfectly designed for those who crave water views, luxury, and functionality. Located in the highly desirable southwest, just minutes from Cape Harbour, this home offers an easy 20-minute boat ride to open water with just one bridge out—ideal for both casual cruisers and serious boaters. What truly sets this property apart are the incredible lake views that greet you from nearly every angle. Whether you’re sipping coffee in the breakfast nook, entertaining from the upstairs lounge, or unwinding poolside, the expansive water vistas and vibrant skies deliver unforgettable sunrises and sunsets daily. Step inside to find an open, elegant layout with a formal sitting room, a large dining area, and a gourmet kitchen with solid-surface counters and stainless-steel appliances—all oriented to maximize lakefront sightlines. The primary suite is a true retreat with French doors leading to the pool, dual vanities, a soaking tub, walk-in closets, and a private water closet. Upstairs, an enormous bonus room/lounge offers endless possibilities: currently used as an entertainment hub complete with bar and poker table, it also features elevated panoramic views of the lake that make it the perfect space for relaxing or hosting guests. Want more? This space could easily be converted into a show-stopping master suite. Outside, enjoy the new 2023 dock with a tiki hut, perfect for fishing, lounging, or launching into the Gulf. The home has also undergone major upgrades including: • New roof (2023) • Fully remodeled lower level with updated plumbing and electrical • New flooring throughout Whether you’re looking for a full-time residence, a vacation getaway, or an income property, this one-of-a-kind lakefront stunner delivers it all—with unmatched views, Gulf access, and prime location in one of Cape Coral’s most sought-after waterfront communities.

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Location

Cape Coral, FL, 33914

No price history available for this property.

Displayed by Blue Mar Real Estate Group Inc., Licensed Florida Real Estate Broker (DBPR CQ1018554) · [email protected]

Listing courtesy of Royal Shell Real Estate, Inc. via Florida Gulf Coast MLS

Last checked: 1 hour ago

Listing updated: August 24, 2026

© 2026 Florida Gulf Coast Association of REALTORS®, Inc. All rights reserved. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Florida Gulf Coast Association of REALTORS®. Information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal.

IDX information is provided exclusively for consumers' personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

FEMA Flood Zone X

Minimal Flood Hazard

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Estimate your monthly payment for this waterfront property

20%

$199,900 down

%
Principal & Interest$5,186/mo
Property Tax (est. ~1.2%, varies by county)$1,000/mo
Home Insurance (est.)$250/mo
Total Monthly Payment$6,436
Loan Amount: $799,600Rate: 6.75%
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$999,500Tour the dockSchedule a Showing
Navigation note: Navigation routes show the shortest mapped path to open water. A vessel taller than the binding bridge clearance may still reach open water via a longer alternate route that we don't currently map. Verify navigability with a local captain or surveyor before relying on it.