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1211 SE 21st Street

Cape Coral, FL, 33990

Active

$499,900

2

Bedrooms

2

Bathrooms

1,573 sqft

Living Area

1968

Year Built

148

Days on Market

Dock Score™

DockOnly
67
Good

What shaped this score

Gulf Access (nav-verified)
Dock with boat lift
Fits boats up to ~75ft (est.)
·~115 min run to open water · 11.4 mi
Est. waterfront~80 ft

DockOnly.com rating, not provided by the MLS or listing broker.

Dock & Water AccessMLS

CanalAccessNavigableWaterSeawall

AI Aerial Imagery Detection

Dock DetectedBoat Lift DetectedSeawall Detected

Detected by AI from open-source aerial mapping imagery and may not reflect current conditions. This information was not provided by the MLS or listing broker. Always verify dock infrastructure with the listing agent.

Canal GeometryDockOnly

Canal Width

County parcel data
120ft at dock
dock120 ft122121120119

Measured every 10 ft along the canal boundary · perpendicular measurement

Will it turn around?

Up to 47 ft

Easy
handling

4762 ft

Fits
with care

6272 ft

Tight
(back-in)

Boats over 72 ft typically back in/out rather than turning here. Clear channel ≈ 94 ft with boats moored both sides (~13 ft per side for dock + beam). Wide-beam yachts need the upper end of each range.

Navigation RouteDockOnly

Data sources: SFWMD AHED waterway polygons · FHWA National Bridge Inventory 2024 · Not provided by the MLS or listing broker.

Description

Live the Waterfront Lifestyle – or Let It Pay for Itself! Welcome to 1211 SE 21st Terrace in Cape Coral, a fully furnished, turnkey Gulf-access home that offers the perfect blend of personal retreat and proven income-producing opportunity, AND NO FLOOD INSURANCE REQUIRED! Situated on a wide canal with quick Gulf access, this 2-bedroom + den, 2-bath home is designed for effortless indoor-outdoor living. The open floor plan flows seamlessly into a spacious outdoor area featuring a private pool, spa, and covered lanai—ideal for entertaining, relaxing, or hosting guests year-round. Large sliding glass doors open from the main living areas directly to the pool deck, creating that indoor-outdoor feel you expect in Southwest Florida. The home is finished with tile and laminate throughout, a well-appointed kitchen, and a layout that comfortably accommodates both everyday living and short-term guests. Step outside to your private boat dock, where you can be on open water in minutes. Whether it’s boating, fishing, or sunset cruises, this location delivers the true Florida waterfront lifestyle. For investors, this property has a strong track record as a successful short-term rental and is being sold fully furnished, making it ready to generate income from day one. No setup, no delays, just immediate opportunity. Whether you’re looking for a personal escape, a seasonal home, or a high-demand rental property, this home checks every box.

Schedule a Showing

See the property and tour the dock. A licensed waterfront specialist will arrange your private showing.

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Location

Cape Coral, FL, 33990

No price history available for this property.

Displayed by Blue Mar Real Estate Group Inc., Licensed Florida Real Estate Broker (DBPR CQ1018554) · [email protected]

Listing courtesy of Coldwell Banker Realty via Florida Gulf Coast MLS

Last checked: 5 hours ago

Listing updated: September 10, 2026

© 2026 Florida Gulf Coast Association of REALTORS®, Inc. All rights reserved. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Florida Gulf Coast Association of REALTORS®. Information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal.

IDX information is provided exclusively for consumers' personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

FEMA Flood Zone X

Minimal Flood Hazard

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Mortgage Calculator

Estimate your monthly payment for this waterfront property

20%

$99,980 down

%
Principal & Interest$2,594/mo
Property Tax (est. ~1.2%, varies by county)$500/mo
Home Insurance (est.)$250/mo
Total Monthly Payment$3,344
Loan Amount: $399,920Rate: 6.75%
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$499,900Tour the dockSchedule a Showing
Navigation note: Navigation routes show the shortest mapped path to open water. A vessel taller than the binding bridge clearance may still reach open water via a longer alternate route that we don't currently map. Verify navigability with a local captain or surveyor before relying on it.