Back to Search
1 / 25
25 photos
+20
Ocean AccessCanal FrontCanal
12944 Banyan Rd
North Miami, FL, 33181
$3.0M
4
Bedrooms
3
Bathrooms
2,460 sqft
Living Area
1955
Year Built
Dock & Water Access
Dock Amenities
Waterfront Features
Ocean AccessCanal FrontCanalSeawall
Description
Experience waterfront living at its finest in this fully renovated modern home located in the prestigious gated community of Keystone Islands, North Miami Beach. This spacious 4-bedroom, 3-bathroom residence offers 2,484 sq/ft of elegantly designed living space. The expansive backyard is a true entertainer’s dream, featuring a sparkling pool, custom-built barbecue area under a stylish pergola, and a private dock that accommodates up to a 60’ boat. Enjoy direct ocean access with no fixed bridges, making it a boater’s paradise. The property also includes a covered garage plus three additional uncovered parking spots. Whether you're hosting guests or seeking a peaceful waterfront retreat, this move-in ready gem offers the best of South Florida luxury living.
Location
North Miami, FL, 33181
Listing courtesy of Douglas Elliman
Last updated: 3/21/2026
© 2026 Miami Association of REALTORS®, Inc. All rights reserved. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of the Miami Association of REALTORS®. Information is deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal.
IDX information is provided exclusively for consumers' personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Dock Score™
70
Based on dock amenities, ocean access, and waterfront features
Dock Score is a DockOnly.com rating. Not provided by or affiliated with the MLS or listing broker.
Mortgage Calculator
Estimate your monthly payment for this waterfront property
20%
$590,000 down
%
Principal & Interest$15,307/mo
Property Tax (est. 1.2%)$2,950/mo
Home Insurance (est.)$250/mo
HOA Fees$2,500/mo
Total Monthly Payment$21,007
Loan Amount: $2,360,000Rate: 6.75%
Get Pre-QualifiedEstimated payments only. Actual rates and terms may vary.
Schedule a DockOnly Tour
See the property and tour the dock. A waterfront specialist will arrange a private showing and provide dock specs, bridge clearances, and water depth info.
Protect Your Waterfront Investment
Dock homes need specialized coverage. Get a free quote from a waterfront insurance specialist.
Flood Zone CoverageDock & Seawall RidersWindstorm Protection
Get Insurance QuoteNo obligation • Waterfront specialists
Lot Size9,300 sqft
HOA Fee$2,500/Monthly
Days on Market126