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134 BOWFIN DRIVE

Palatka, FL, 32177

Active

$497,000

3

Bedrooms

3

Bathrooms

2,540 sqft

Living Area

2004

Year Built

10,019

Lot Size (sqft)

42

Days on Market

Dock Score™

DockOnly
13
Limited

What shaped this score

Dock with boat lift
Fits boats up to ~40ft (est.)
·~250 min run to open water · 89.4 mi
·Waterfront

DockOnly.com rating, not provided by the MLS or listing broker.

Dock & Water AccessMLS

Brackish Water

AI Aerial Imagery Detection

Dock DetectedBoat Lift DetectedSeawall Detected~22-30 ft dock

Detected by AI from open-source aerial mapping imagery and may not reflect current conditions. This information was not provided by the MLS or listing broker. Always verify dock infrastructure with the listing agent.

Navigation RouteDockOnly

Data sources: SFWMD AHED waterway polygons · FHWA National Bridge Inventory 2024 · Not provided by the MLS or listing broker.

Description

Waterfront Pool Home with Direct Access to the St. Johns River -Dive into the Florida waterfront lifestyle you've always dreamed of! This handicap-accessible concrete block home offers 2,400 square feet of comfortable living space on a beautiful canal with direct access to the St. Johns River, Crescent Lake, Dunns Creek, and beyond. Featuring 3 BR and 2.5 BA, this high-and-dry residence welcomes you with a spacious great room, soaring vaulted ceilings, & a cozy wood-burning fireplace. The oversized kitchen is designed for both everyday living & entertaining, offering LG appliances, a breakfast bar, country sink, pantry, abundant cabinetry, & generous counter space. The primary suite provides a peaceful retreat with a large walk-in closet & an accessible en-suite bath featuring dual vanities & a walk-in shower. 2 additional bedrooms share a full bath, providing plenty of room for family & guests. Step outside & enjoy your private pool, four-car carport, and storage shed/workshop. Come see it now!!

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Location

Palatka, FL, 32177

No price history available for this property.

Displayed by Blue Mar Real Estate Group Inc., Licensed Florida Real Estate Broker (DBPR CQ1018554) · [email protected]

Listing courtesy of COLDWELL BANKER BEN BATES, INC via Stellar MLS

Last checked: 10 hours ago

Listing updated: August 18, 2026

© 2026 Stellar MLS. All rights reserved. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of Stellar MLS. Information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal.

IDX information is provided exclusively for consumers' personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

FEMA Flood Zone X

Minimal Flood Hazard

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Mortgage Calculator

Estimate your monthly payment for this waterfront property

20%

$99,400 down

%
Principal & Interest$2,579/mo
Property Tax (est. ~1.2%, varies by county)$497/mo
Home Insurance (est.)$250/mo
Total Monthly Payment$3,326
Loan Amount: $397,600Rate: 6.75%
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$497,000Tour the dockSchedule a Showing
Navigation note: Navigation routes show the shortest mapped path to open water. A vessel taller than the binding bridge clearance may still reach open water via a longer alternate route that we don't currently map. Verify navigability with a local captain or surveyor before relying on it.