





























Palm City, FL, 34990
Active$828,000
Palm City, FL, 34990
Active$828,000
3
Bedrooms
3
Bathrooms
2,300 sqft
Living Area
1974
Year Built
Estimate your monthly payment for this waterfront property
$165,600 down
Estimated payments only. Actual rates and terms may vary.
$246
HOA / Annually
56
Days on Market
Dock Score™
DockOnlyWhat shaped this score
DockOnly.com rating — not provided by the MLS or listing broker.
Data sources: SFWMD AHED waterway polygons · FHWA National Bridge Inventory 2024 · Not provided by the MLS or listing broker.
Waterfront home with ocean access in Palm City's Rustic Hills — a unique neighborhood entered through one of only ~30 wooden covered bridges in Florida. Fully renovated 3BR/2.5BA plus in-law suite with kitchenette and full bath, 2,300 SF on a cul-de-sac. Pull up to your 62' private dock on a ocean access canal, minutes to the St. Lucie River, inlet, and Atlantic. Open floor plan, designer island kitchen, beamed ceilings, slate countertops. New roof (2020), AC handler (2021), hot water heater (2024), EV charging, reverse osmosis system, and SimpliSafe security. A-rated Martin County schools with top-ranked Bessey Creek Elementary. Minutes to downtown Stuart — the Sailfish Capital of the World — beaches, I-95, and FL Turnpike. WELCOME TO RUSTIC HILLS — PALM CITY'S HIDDEN GEM Tucked away in one of Palm City's most unique waterfront neighborhoods, 1341 SW Evergreen Lane offers the rare combination of a fully renovated home, ocean water access, and a lifestyle that feels like a permanent vacation. THE HOME This beautifully remodeled 3-bedroom, 2.5-bathroom residence with a separate mother-in-law suite (kitchenette and full bath) delivers 2,300 square feet of thoughtfully designed living space. The open floor plan showcases a designer island kitchen appointed with gorgeous slate countertops, stainless steel appliances, and beamed ceilings in the living room. New floors, doors, and fixtures were installed throughout during the complete renovation. The spacious primary suite features a walk-in closet and stunning en suite bath. Generous guest bedrooms share another beautifully finished bath. The mother-in-law suite provides flexible space — ideal for extended family, guests, or a home office. WATERFRONT LIVING & OCEAN ACCESS Step outside to multi-level decks leading to your 62-foot private dock on a ocean-access canal. From your backyard, it is a short cruise to the wide St. Lucie River, Stuart Sandbar, downtown Stuart's waterfront dining, and onward through the St. Lucie Inlet to the Atlantic Ocean. Watch manatees glide through the canal and fish jump from your deck. Whether you enjoy fishing, boating, paddle boarding, or water sports, this location puts you in the heart of it all. MAJOR UPGRADES & IMPROVEMENTS The home has been meticulously maintained and upgraded since the 2020 renovation: - New Roof (2020) - New AC Air Handler (2021) - New Hot Water Heater (2024) - SimpliSafe Alarm System - Reverse Osmosis Water Filtration for Drinking Water - EV Charging Outlet in Garage - Additional Insulation Over Garage - Professional Tropical Landscaping - New Irrigation System - Large driveway accommodating multiple vehicles THE NEIGHBORHOOD — RUSTIC HILLS Rustic Hills is a waterfront enclave of 178 homes originally developed in the early 1970s as a fishing camp, now evolved into a tight-knit community with a distinctly Key West character. The neighborhood's signature feature is its wooden covered bridge entrance — one of approximately 30 registered wooden covered bridges in all of Florida. Winding one-lane roads, lush tropical landscaping, and a relaxed pace give Rustic Hills a charm all its own. The community is golf cart friendly and known for its vibrant social scene including regular potluck dinners, holiday gatherings, and what neighbors call the best Halloween party around. HOA dues are approximately $25 per month. LOCATION Situated in the heart of Palm City in Martin County, Florida, this home is ideally positioned: - Minutes to downtown Stuart — officially designated as the Sailfish Capital of the World - Close to Martin County's beautiful beaches and waterways - A-rated Martin County School District with top-ranked Bessey Creek Elementary (rated 9/10 by GreatSchools, #1 in Martin County by Niche) - Minutes to Publix, gyms, restaurants, and everyday conveniences - Quick access to I-95 and the Florida Turnpike - Stuart and Martin County sit on one of the most biodiverse estuaries in the Northern Hemisphere with world-class fishing, boating, sailing, and water sports Martin County is a boater's paradise offering access to the St. Lucie River, Indian River Lagoon, Intracoastal Waterway, and the Atlantic Ocean — all from your backyard dock.
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Palm City, FL, 34990
Listing courtesy of AV8 Realty
Last updated: 6/23/2026
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Dock Score™
DockOnlyWhat shaped this score
DockOnly.com rating — not provided by the MLS or listing broker.