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138 SE 40th Street

Cape Coral, FL, 33904

Active

$550,000

3

Bedrooms

2

Bathrooms

1,405 sqft

Living Area

1965

Year Built

373

Days on Market

Dock Score™

DockOnly
70
Good

What shaped this score

Gulf Access
Dock with boat lift
Fits boats up to ~80ft (est.)
·~90 min run to open water · 8.9 mi
Est. waterfront~85 ft

DockOnly.com rating, not provided by the MLS or listing broker.

Dock & Water AccessMLS

CanalAccessSeawall

AI Aerial Imagery Detection

Dock DetectedBoat Lift DetectedSeawall Detected

Detected by AI from open-source aerial mapping imagery and may not reflect current conditions. This information was not provided by the MLS or listing broker. Always verify dock infrastructure with the listing agent.

Canal GeometryDockOnly

Canal Width

County parcel data
100ft at dock
dock100 ft100100100100

Measured every 10 ft along the canal boundary · perpendicular measurement

Will it turn around?

Up to 36 ft

Easy
handling

3649 ft

Fits
with care

4956 ft

Tight
(back-in)

Boats over 56 ft typically back in/out rather than turning here. Clear channel ≈ 74 ft with boats moored both sides (~13 ft per side for dock + beam). Wide-beam yachts need the upper end of each range.

Navigation RouteDockOnly

Data sources: SFWMD AHED waterway polygons · FHWA National Bridge Inventory 2024 · Not provided by the MLS or listing broker.

Description

Old Florida charmer w/character & today's updates! This home has all the function of new construction but with character and charm that is missing from new construction. Gulf access with a large wrap around dock & room for a large boat, it's a straight shot to the river. This move in ready home is concrete block construction build, an open concept, split floorplan, w/crown molding, wood cabinetry, granite counters, stainless steel appliances & a modern tile backsplash. Newer roof, brand NEW smart Air conditioner, impact windows, new paint inside & out. The updated bathrooms have granite counters, wood cabinetry & a shiplap wall. Plenty of closets for storage & an extended garage. The large impact sliders open to an under truss lanai that doubles your living space. Outdoor living at it's best! There is so much to do in your back yard! Fishing, boating, swimming, sunning, garden, cookouts, outdoor shower, outdoor TV, simply laying in your hammock & enjoying the peaceful quiet area or float on your raft & read a good book. The perfect place to relax alone or to entertain friends and enjoy the tropical weather. Dolphins & manatees have been seen from the dock. Explore the neighborhood waters by kayak, and see for yourself. By car there are at least 3 grocery stores within 3 minutes, 7 minutes to downtown Cape & some of the best dining in southwest Florida. Within 30 minutes to the BEST BEACHES in all of Southwest Florida! Sanibel & Captiva Islands, Ft. Myers Beach, Lover's Key beach, the list goes on. After your beach day wash your sandy toes in the outdoor shower near the large privacy plants! This home is meticulously maintained and cleaned by professionals for years! Move in ready, this home is truly loved & it shows! No work needed here, ALL IS DONE! Assessments in and paid for in full! Agents read remarks regarding show times/days.

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Location

Cape Coral, FL, 33904

No price history available for this property.

Displayed by Blue Mar Real Estate Group Inc., Licensed Florida Real Estate Broker (DBPR CQ1018554) · [email protected]

Listing courtesy of SellState Excelsior Realty via Florida Gulf Coast MLS

Last checked: 5 hours ago

Listing updated: August 30, 2026

© 2026 Florida Gulf Coast Association of REALTORS®, Inc. All rights reserved. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Florida Gulf Coast Association of REALTORS®. Information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal.

IDX information is provided exclusively for consumers' personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

FEMA Flood Zone AE
BFE: 8ft

Special Flood Hazard Area

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Estimate your monthly payment for this waterfront property

20%

$110,000 down

%
Principal & Interest$2,854/mo
Property Tax (est. ~1.2%, varies by county)$550/mo
Home Insurance (est.)$250/mo
Total Monthly Payment$3,654
Loan Amount: $440,000Rate: 6.75%
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$550,000Tour the dockSchedule a Showing
Navigation note: Navigation routes show the shortest mapped path to open water. A vessel taller than the binding bridge clearance may still reach open water via a longer alternate route that we don't currently map. Verify navigability with a local captain or surveyor before relying on it.