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+20
WF/Ocean AccessCanal FrontCanal Width 1-80 Feet
140 Gardenia St
Plantation Key, FL, 33070
$1.4M
2
Bedrooms
1
Bathrooms
978 sqft
Living Area
1960
Year Built
Dock & Water Access
↔ Canal Width
Canal Width 1-80 Feet
Dock Amenities
Waterfront Features
WF/Ocean AccessCanal FrontCanal Width 1-80 Feet
Description
**DOUBLE LOT!** Owner financing possible! KEYS PRIVATE WATERFRONT HIDEOUT -enjoy/rebuild on GIANT 12,500 sqft lot with impressive 100' frontage on DEEP WATER canal in desirable PLANTATION KEY COLONY. Highly rated schools Plantation Key(K-8) and Coral Shores(9-12) nearby. This home offers a blend of character, comfort, and potential. Solid CONCRETE STRUCTURE, impact-resistant windows/doors for security/serenity. This 2BR retreat is ideally located in the heart of Islamorada. Voluntary HOA has private bay front homeowner's park, beach, truck/trailer parking, boat ramp! EASY ACCESS TO BAY AND OCEAN. Enjoy the home as is, remodel, or you can build your dream home on the vacant lot next door that is included...! Inquire about house on lot and vacant lot for sale separately!
Location
Plantation Key, FL, 33070
Listing courtesy of LoKation
Last updated: 3/21/2026
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Dock Score™
32
Based on dock amenities, ocean access, and waterfront features
Dock Score is a DockOnly.com rating. Not provided by or affiliated with the MLS or listing broker.
Mortgage Calculator
Estimate your monthly payment for this waterfront property
20%
$275,800 down
%
Principal & Interest$7,155/mo
Property Tax (est. 1.2%)$1,379/mo
Home Insurance (est.)$250/mo
HOA Fees$21/mo
Total Monthly Payment$8,805
Loan Amount: $1,103,200Rate: 6.75%
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Nearest Bridge Clearances
Florida Keys — critical for tall/large vessels
No bridge data available for this location.
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Flood Zone CoverageDock & Seawall RidersWindstorm Protection
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Lot Size12,500 sqft
HOA Fee$250/Annually
Days on Market296