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+20

199 Ocean Lane Dr 311

Key Biscayne, FL, 33149

Active Under Contract

$1,100,000

199 Ocean Lane Dr 311

Key Biscayne, FL, 33149

Active Under Contract

$1,100,000

2

Bedrooms

2

Bathrooms

1,260 sqft

Living Area

1974

Year Built

Mortgage Calculator

Estimate your monthly payment for this waterfront property

Loan Term

Down Payment

20%

$220,000 down

Interest Rate

%

Principal & Interest$5,708/mo

Property Tax (est. ~1.2%, varies by county)$1,100/mo

Home Insurance (est.)$250/mo

HOA Fees$1,298/mo

Total Monthly Payment$8,356

Loan Amount: $880,000Rate: 6.75%

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Estimated payments only. Actual rates and terms may vary.

Comparable Sales

$1,100,000Tour the dockSchedule a Showing

$3,895

HOA / Quarterly

60

Days on Market

Dock & Water AccessMLS

Ocean Access

Data sources: SFWMD AHED waterway polygons · FHWA National Bridge Inventory 2024 · Not provided by the MLS or listing broker.

Description

Welcome to coastal living at its finest, located in the heart of Key Biscayne. This beautifully updated residence was thoughtfully designed with clean, modern finishes that feel both elevated and timeless. Recently updated bathrooms plus washer and dryer (2025) providing everyday convenience—an invaluable upgrade for island living. Set within a secure, gated community, residents enjoy an exceptional lifestyle with direct beach access, complete with beach chairs, tennis courts, and a fully equipped gym. With safety and security, - whether as a full-time residence or a refined beach retreat. 40 year recertification completed in 2022. No current special assessments and low maintenance fees. Just steps from the sand and moments from top-rated schools, parks, and local dining, this home offers the perfect balance of comfort, community, and coastal elegance—a rare opportunity to own in one of Key Biscayne’s most desirable enclaves.

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Location

Key Biscayne, FL, 33149

No price history available for this property.

Listing courtesy of One Sotheby's International Realty

Last updated: 6/23/2026

© 2026 Miami Association of REALTORS®, Inc. All rights reserved. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of the Miami Association of REALTORS®. Information is deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal.

IDX information is provided exclusively for consumers' personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

FEMA Flood Zone AE

BFE: 8ft

Special Flood Hazard Area

View FEMA Flood Map →

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Nearby Schools

Assigned Public Schools

E

Key Biscayne K-8 Center

Grades PK-8 · Key Biscayne

M

Ponce de Leon MS

Grades 6-8 · Coral Gables

H

Coral Gables Senior High

Grades 9-12 · Coral Gables

Nearby Private Schools

St Christophers - By-The-Sea Montessori School0.4 mi

St Agnes Academy0.5 mi

School data from Miami-Dade County Open Data Hub. Verify attendance zones with the school district.