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2045 SE 28th Street

Cape Coral, FL, 33904

Active

$585,000

3

Bedrooms

2

Bathrooms

1,542 sqft

Living Area

1977

Year Built

88

Days on Market

Dock Score™

DockOnly
64
Good

What shaped this score

Gulf Access (nav-verified)
Dock with boat lift
Fits boats up to ~75ft (est.)
·~105 min run to open water · 10.6 mi
Est. waterfront~80 ft

DockOnly.com rating, not provided by the MLS or listing broker.

Dock & Water AccessMLS

CanalAccess

AI Aerial Imagery Detection

Dock DetectedBoat Lift DetectedSeawall Detected

Detected by AI from open-source aerial mapping imagery and may not reflect current conditions. This information was not provided by the MLS or listing broker. Always verify dock infrastructure with the listing agent.

Canal GeometryDockOnly

Canal Width

County parcel data
80ft at dock
dock80 ft797981

Measured every 10 ft along the canal boundary · perpendicular measurement

Will it turn around?

Up to 27 ft

Easy
handling

2736 ft

Fits
with care

3641 ft

Tight
(back-in)

Boats over 41 ft typically back in/out rather than turning here. Clear channel ≈ 54 ft with boats moored both sides (~13 ft per side for dock + beam). Wide-beam yachts need the upper end of each range.

Navigation RouteDockOnly

Data sources: SFWMD AHED waterway polygons · FHWA National Bridge Inventory 2024 · Not provided by the MLS or listing broker.

Description

Welcome to the Florida waterfront lifestyle you've been dreaming of! Boaters and fishermen will immediately appreciate this exceptional direct Gulf access location offering no bridges and just minutes to open water. Whether you're heading out for a day on the boat, chasing the sunset, or enjoying some of Southwest Florida's best fishing, this location simply cannot be beat. Beautifully remodeled throughout, this 3-bedroom, 2-bath home offers over 1,500 square feet of thoughtfully designed living space, combining modern coastal style with functional living areas perfect for both everyday living and entertaining. The stunning quartz island kitchen serves as the heart of the home and features abundant soft-close cabinetry and drawers, pull-out pantry shelving, sleek stainless steel appliances, tiled backsplash, pendant lighting, and recessed lighting. Storage is plentiful and every detail has been thoughtfully updated. Inside, you'll find a spacious and versatile floor plan offering both a living room and family room, along with a generously sized dining area. The family room showcases a wall of sliding glass doors that open to the screened lanai, creating a seamless indoor-outdoor living experience. Modern finishes, updated flooring, and tasteful upgrades continue throughout the home. Both bathrooms have been beautifully renovated with solid surface vanities and contemporary finishes. The primary suite offers a private retreat with an updated en-suite bath featuring a tiled walk-in shower and charming French doors that provide direct access to the pool and lanai. Step outside and discover what truly sets this property apart. The expansive outdoor living spaces were designed to maximize Florida living. Enjoy the screened in-ground pool, spacious brick paver lanai, and an incredible 20x20 screened and roofed patio complete with vaulted ceilings and a mounted television—perfect for entertaining family and friends or simply relaxing while overlooking the water. The backyard offers a composite dock, covered boat lift installed in 2019, and a brand-new boat lift cover that is included and ready for installation. Additional features include a fenced yard, storage shed with shelving, attached one-car garage, and paver circular driveway providing ample parking for guests. For added peace of mind, this home has never flooded during any storm event. Conveniently located near shopping, dining, entertainment, and all that Southwest Florida has to offer, this move-in-ready waterfront gem delivers the complete package of location, lifestyle, and value.

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Location

Cape Coral, FL, 33904

No price history available for this property.

Displayed by Blue Mar Real Estate Group Inc., Licensed Florida Real Estate Broker (DBPR CQ1018554) · [email protected]

Listing courtesy of LPT Realty, LLC via Florida Gulf Coast MLS

Last checked: 5 hours ago

Listing updated: September 11, 2026

© 2026 Florida Gulf Coast Association of REALTORS®, Inc. All rights reserved. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Florida Gulf Coast Association of REALTORS®. Information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal.

IDX information is provided exclusively for consumers' personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

FEMA Flood Zone AE
BFE: 8ft

Special Flood Hazard Area

View FEMA Flood Map →
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Estimate your monthly payment for this waterfront property

20%

$117,000 down

%
Principal & Interest$3,035/mo
Property Tax (est. ~1.2%, varies by county)$585/mo
Home Insurance (est.)$250/mo
Total Monthly Payment$3,870
Loan Amount: $468,000Rate: 6.75%
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$585,000Tour the dockSchedule a Showing
Navigation note: Navigation routes show the shortest mapped path to open water. A vessel taller than the binding bridge clearance may still reach open water via a longer alternate route that we don't currently map. Verify navigability with a local captain or surveyor before relying on it.