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2055 S FLORAL AVENUE 246

Bartow, FL, 33830

Active Under Contract

$194,000

2

Bedrooms

2

Bathrooms

1,440 sqft

Living Area

1982

Year Built

5,672

Lot Size (sqft)

$105

HOA / Monthly

79

Days on Market

Dock Score™

DockOnly
16
Limited

What shaped this score

Dock present
deep water, private dock
·Lake/Lagoon

DockOnly.com rating, not provided by the MLS or listing broker.

Dock & Water AccessMLS

LakeLake Front

AI Aerial Imagery Detection

Dock DetectedDeep Water Indicators~43-57 ft dock

Detected by AI from open-source aerial mapping imagery and may not reflect current conditions. This information was not provided by the MLS or listing broker. Always verify dock infrastructure with the listing agent.

Navigation RouteDockOnly

Data sources: SFWMD AHED waterway polygons · FHWA National Bridge Inventory 2024 · Not provided by the MLS or listing broker.

Description

Under contract-accepting backup offers. Price adjusted to reflect a BRAND NEW lakefront upgrade! Enjoy unparalleled outdoor living on your newly constructed wood deck overlooking the lake or on your brand new dock complete with low-incline steps for easy water access. Tucked away at the end of a peaceful cul-de-sac, this spacious 2-bedroom, 2-bathroom manufactured home offers a stunning waterfront retreat in Bartow’s premier 55+ Floral Lakes community. Boasting approximately 1,704 square feet of comfortable living space on a generous lot, this residence stands out with the incredible perk of true land ownership—meaning you own your land with no lot rent and low monthly HOA fees. Step inside through the main entrance, which serves as a highly practical mudroom or "drop zone" complete with a laundry tub, upper cabinetry, and a closet. The home features a desirable split-bedroom floor plan for optimal privacy, anchored by a bright living room and an adjacent Florida room. Flooded with natural light from newer double-pane windows, the Florida room serves as a year-round oasis thanks to its own dedicated mini-split air conditioning unit. From here, you can step directly onto the new deck or stroll down to your new private dock, creating the perfect backdrop for fishing or enjoying the water views. The heart of the home is the kitchen featuring elegant granite countertops, a functional breakfast bar, an abundance of cabinetry, and premium appliances including an island cooktop with smooth burners, double wall ovens, a dishwasher, and a stainless-steel French-door refrigerator. Flowing seamlessly from the kitchen, the dining area includes stylish, built-in lighted shelving perfect for displaying collectibles. The primary suite is a true sanctuary, boasting mirrored walk-in closet doors, a private sliding glass door to the Florida room, and an en-suite bathroom equipped with dual vanities, a relaxing garden tub, and a large tiled shower. On the opposite side of the home, the generously sized second bedroom features an oversized closet with mirrored doors and direct access to the second bathroom, which pulls double duty as a guest bath with a single vanity and a tub/shower combo. Six-panel interior doors run throughout the home for a polished, cohesive finish. Outside, a long carport easily accommodates a vehicle plus room to bring your golf cart (not included). Off the carport is a spacious storage room outfitted with shelving and the included washer and dryer. Perfectly situated in Central Florida between Tampa and Orlando, this golf-cart-friendly neighborhood places you just minutes from the Bartow Civic Center, Bartow Public Library, and Mary Holland Park. Living in Floral Lakes means enjoying a vibrant, active lifestyle with access to a clubhouse, a large heated swimming pool, a putting green, shuffleboard courts, a stocked community pond, and a boat ramp, alongside a busy calendar of social clubs, dances, and potlucks. Please note that association approval is required for purchase. Don't miss out on this exceptional waterfront property—call your Realtor today to schedule your private showing! (Photos of upgrades coming soon.)

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Location

Bartow, FL, 33830

No price history available for this property.

Displayed by Blue Mar Real Estate Group Inc., Licensed Florida Real Estate Broker (DBPR CQ1018554) · [email protected]

Listing courtesy of FAITH AND FAMILY REALTY LLC via Stellar MLS

Last checked: 5 hours ago

Listing updated: September 5, 2026

© 2026 Stellar MLS. All rights reserved. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of Stellar MLS. Information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal.

IDX information is provided exclusively for consumers' personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

FEMA Flood Zone A

Flood Hazard Area

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Estimate your monthly payment for this waterfront property

20%

$38,800 down

%
Principal & Interest$1,007/mo
Property Tax (est. ~1.2%, varies by county)$194/mo
Home Insurance (est.)$250/mo
HOA Fees$105/mo
Total Monthly Payment$1,556
Loan Amount: $155,200Rate: 6.75%
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$194,000Tour the dockSchedule a Showing
Navigation note: Navigation routes show the shortest mapped path to open water. A vessel taller than the binding bridge clearance may still reach open water via a longer alternate route that we don't currently map. Verify navigability with a local captain or surveyor before relying on it.