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20816 SW 103rd Pl

Cutler Bay, FL, 33189

Active

$449,500

3

Bedrooms

2

Bathrooms

1,225 sqft

Living Area

1981

Year Built

$225

HOA / Quarterly

17

Days on Market

Dock & Water AccessMLS

Canal Front

Data sources: SFWMD AHED waterway polygons · FHWA National Bridge Inventory 2024 · Not provided by the MLS or listing broker.

Description

Owner is offering a contribution towards buyers closing costs or buy down of rate. Contact agent for more info. Welcome to this charming 3-bedroom, 2-bathroom one-story town home completely renovated in 2026 in the desirable Cutler Bay area. This well-maintained home features an open and spacious living area with beautiful wood-look flooring, a modern kitchen with granite countertops, and comfortable bedrooms offering plenty of natural light. Enjoy a peaceful water/canal view and a private outdoor setting perfect for relaxing or entertaining. AC 2016 and Roof 2016. The home also offers a paved driveway and convenient access to shopping, dining, major roadways, and everyday essentials. A wonderful opportunity for buyers looking for comfort, convenience, and South Florida living in a desirable Cutler Bay location. Ask me how to receive a new home owner grant of $7k. Easy to show!

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Location

Cutler Bay, FL, 33189

No price history available for this property.

Displayed by Blue Mar Real Estate Group Inc., Licensed Florida Real Estate Broker (DBPR CQ1018554) · [email protected]

Listing courtesy of Luxe Properties via MIAMI REALTORS®

Last checked: 3 hours ago

Listing updated: October 24, 2026

© 2026 Miami Association of REALTORS®, Inc. All rights reserved. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of the Miami Association of REALTORS®. Information is deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal.

IDX information is provided exclusively for consumers' personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

FEMA Flood Zone AE
BFE: 8ft

Special Flood Hazard Area

View FEMA Flood Map →

Mortgage Calculator

Estimate your monthly payment for this waterfront property

20%

$89,900 down

%
Principal & Interest$2,332/mo
Property Tax (est. ~1.2%, varies by county)$450/mo
Home Insurance (est.)$250/mo
HOA Fees$75/mo
Total Monthly Payment$3,107
Loan Amount: $359,600Rate: 6.75%
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$449,500Tour the dockSchedule a Showing