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21994 NE 106TH AVENUE

Fort McCoy, FL, 32134

Active

$295,000

2

Bedrooms

2

Bathrooms

1,240 sqft

Living Area

1963

Year Built

27,878

Lot Size (sqft)

4

Days on Market

Dock Score™

DockOnly
13
Limited

What shaped this score

Dock present
·Lake/Lagoon

DockOnly.com rating, not provided by the MLS or listing broker.

Dock & Water AccessMLS

Lake Front

AI Aerial Imagery Detection

Dock Detected

Detected by AI from open-source aerial mapping imagery and may not reflect current conditions. This information was not provided by the MLS or listing broker. Always verify dock infrastructure with the listing agent.

Navigation RouteDockOnly

Data sources: SFWMD AHED waterway polygons · FHWA National Bridge Inventory 2024 · Not provided by the MLS or listing broker.

Description

This charming 2 bedroom, 2 bath waterfront home on Pegram Lake offers a peaceful setting and everything you need to start enjoying lake life right away. Enter through the front screened porch into this attractively decorated home featuring tile flooring throughout. The living room overlooks the lake, allowing you to enjoy the waterfront setting from the comfort of your home. The primary suite features a lake view, walk-in closet, step-in shower, and a private entrance from the rear wood deck. The rear screened porch overlooking the lake is the perfect spot to relax and enjoy beautiful sunsets. Outside, a patio area with a picnic table provides a great space for grilling and outdoor gatherings. The dock is equipped with water and electricity for added convenience. Additional features include a new roof in 2023 and updated windows. Two outbuildings with electricity provide plenty of storage, and the sale includes a lawnmower, generator, yard tools, and more for your convenience. The property is mostly fenced, with open areas near the lake. Optional HOA dues of just $50 per year provide access to the community boat ramp on the adjoining lot. This lakefront retreat is being sold completely furnished, including furniture, decorations, kitchen items, linens, and more, making it easy to settle in and enjoy your time at the lake. Whether you're looking for a weekend getaway, seasonal retreat, or a full-time waterfront home, this property is a great choice. Conveniently located between Ocala, Gainesville, and Palatka.

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Location

Fort McCoy, FL, 32134

No price history available for this property.

Displayed by Blue Mar Real Estate Group Inc., Licensed Florida Real Estate Broker (DBPR CQ1018554) · [email protected]

Listing courtesy of RE/MAX FOXFIRE - HWY 40 via Stellar MLS

Last checked: 6 hours ago

Listing updated: August 29, 2026

© 2026 Stellar MLS. All rights reserved. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of Stellar MLS. Information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal.

IDX information is provided exclusively for consumers' personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

FEMA Flood Zone X

Minimal Flood Hazard

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Estimate your monthly payment for this waterfront property

20%

$59,000 down

%
Principal & Interest$1,531/mo
Property Tax (est. ~1.2%, varies by county)$295/mo
Home Insurance (est.)$250/mo
Total Monthly Payment$2,076
Loan Amount: $236,000Rate: 6.75%
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$295,000Tour the dockSchedule a Showing
Navigation note: Navigation routes show the shortest mapped path to open water. A vessel taller than the binding bridge clearance may still reach open water via a longer alternate route that we don't currently map. Verify navigability with a local captain or surveyor before relying on it.