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280 14th Street

Key Colony, FL, 33051

Active

$2,395,000

3

Bedrooms

2

Bathrooms

1,722 sqft

Living Area

1993

Year Built

8,360

Lot Size (sqft)

15

Days on Market

Dock Score™

DockOnly
65
Good

What shaped this score

Canal
Dock present
Premium waterfront location
Fits boats up to 32ft

DockOnly.com rating, not provided by the MLS or listing broker.

Dock & Water AccessMLS

Canal Front

AI Aerial Imagery Detection

Dock DetectedSeawall Detected

Detected by AI from open-source aerial mapping imagery and may not reflect current conditions. This information was not provided by the MLS or listing broker. Always verify dock infrastructure with the listing agent.

Navigation RouteDockOnly

Data sources: SFWMD AHED waterway polygons · FHWA National Bridge Inventory 2024 · Not provided by the MLS or listing broker.

Description

Welcome to KoKomo, 280 14th Street, a waterfront single family home positioned along one of the quieter residential streets of Key Colony Beach. This 3 bedroom, 2 bath home offers generous indoor and outdoor living, a private pool, two car garage and excellent boating access. Rental income producing since 2003. The main living level features an open and inviting floor plan with vaulted ceilings, three bedrooms and direct access from each bedroom to the expansive wrap around screened porch. Perfect for morning coffee, outdoor dining or simply enjoying the island breeze. An additional bonus/flex space provides added versatility. Outside, the property is designed for the Florida Keys lifestyle. Enjoy the private pool, spacious waterfront setting and approximately 37 foot dock complete with a fish cleaning station and bait freezer. Boaters will especially appreciate the location, with quick access to Vaca Cut for easy passage to the Gulf side, while open Atlantic waters are also just minutes away making fishing, diving, cruising and days on the water incredibly convenient. Located on the western side of Key Colony Beach, 14th Street offers a quieter setting while remaining close to everything that makes this island community so special. Golf, pickleball, tennis, Sunset Park, the marina, restaurants and the Cabana Club are all nearby. Currently enjoyed as a vacation rental, the property offers the flexibility to continue as an income producing Keys retreat, use seasonally, or make it your full time waterfront home. Key Colony Beach permits vacation rentals with a seven night minimum stay, adding another attractive option for future ownership.

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Location

Key Colony, FL, 33051

No price history available for this property.

Displayed by Blue Mar Real Estate Group Inc., Licensed Florida Real Estate Broker (DBPR CQ1018554) · [email protected]

Listing courtesy of Coldwell Banker Schmitt Real Estate Co. via Florida Keys MLS

Last checked: 3 hours ago

Listing updated: September 7, 2026

© 2026 Florida Keys Board of REALTORS®, Inc. All rights reserved. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Florida Keys Board of REALTORS®. Information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal.

IDX information is provided exclusively for consumers' personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Nearest Bridge Clearances

Florida Keys, critical for tall/large vessels

No bridge data available for this location.
FEMA Flood Zone AE
BFE: 8ft

Special Flood Hazard Area

View FEMA Flood Map →
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Mortgage Calculator

Estimate your monthly payment for this waterfront property

20%

$479,000 down

%
Principal & Interest$12,427/mo
Property Tax (est. ~1.2%, varies by county)$2,395/mo
Home Insurance (est.)$250/mo
Total Monthly Payment$15,072
Loan Amount: $1,916,000Rate: 6.75%
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$2,395,000Tour the dockSchedule a Showing
Navigation note: Navigation routes show the shortest mapped path to open water. A vessel taller than the binding bridge clearance may still reach open water via a longer alternate route that we don't currently map. Verify navigability with a local captain or surveyor before relying on it.