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3036 CHRISTOPHERS WATCH LANE

Ruskin, FL, 33570

Active

$999,999

3

Bedrooms

3

Bathrooms

2,807 sqft

Living Area

2020

Year Built

10,324

Lot Size (sqft)

$140

HOA / Monthly

168

Days on Market

Dock Score™

DockOnly
78
Good

What shaped this score

Gulf Access (nav-verified)
Dock with boat lift
Fits boats up to ~100ft+ (est.)
·~40 min run to open water · 3.8 mi
·Draft not independently verified
Est. waterfront~133 ft

DockOnly.com rating, not provided by the MLS or listing broker.

Dock & Water AccessMLS

Bay/Harbor FrontCanal FrontWaterfrontCanal - SaltwaterMarina

AI Aerial Imagery Detection

Dock DetectedBoat Lift DetectedSeawall DetectedDeep Water Indicators

Detected by AI from open-source aerial mapping imagery and may not reflect current conditions. This information was not provided by the MLS or listing broker. Always verify dock infrastructure with the listing agent.

Open WaterDockOnly

This dock fronts open water — a bay, harbor or marina basin rather than a canal.

There is no across-the-canal bank here, so no canal width applies and boat length is not limited by room to turn around. Check depth, beam and slip dimensions with the listing agent.

Navigation RouteDockOnly

Data sources: SFWMD AHED waterway polygons · FHWA National Bridge Inventory 2024 · Not provided by the MLS or listing broker.

Description

Significant Price Reduction - under $1.0 million for this exceptional home with one of the largest waterfront lots in this resort style community! Rare opportunity to own a luxury WATERFRONT retreat with private dock at an exceptional new price. This home combines elegance, comfort, and direct water access to Tampa Bay - offering unbelievable value for the discerning buyers. This exquisite WATERFRONT home features a composite boat dock w/ lift, additional 32’ floating aluminum dock, and one of the few largest premium lots w/ an expansive 133 feet of shore line. The deep, sailboat water located within the resort community of Little Harbor is a boater’s dream with quick access to the Bay & Gulf with no lifts or bridges. Upon entering the home the first thing that greets you is the expansive, breathtaking water views from the Great Room. The home’s versatile open floor plan featuring sand colored, wood flooring is perfect for entertaining a large gathering of family and friends as well as more intimate settings. The spacious kitchen is a chef's delight with a gas cook top, quartz countertops, extensive storage cabinets w/ under mount lighting, pantry, and an oversized center island with plenty of inviting seating available. From the living area, the large, private lanai with outdoor kitchen and seating beckons. Enjoy the soothing water views each morning, afternoon, and evening with a beverage of your choice as the variety of birds as well as the dolphin and manatee entertain. The first floor also features the primary bedroom w/ an electric fireplace and ensuite bathroom, a half bath, laundry room, dining area and a flex space that can also be used as a formal dining room. As you take the stairs or choose the convenient 3-stop ELEVATOR to the second level, the additional bedrooms do not disappoint. This floor not only offers additional size in the form of a large loft, but a desirable spacious, covered terrace for enhanced, sweeping views of the waterfront and sunset skies. This premium, oversized waterfront lot is large enough for a significant sized pool - why buy a home with the previous seller's pool choice in mind when you can custom design your own - a swim up bar with submerged bar stools, in-water loungers, fountains, hot tub, etc! The Seller hired a certified engineer to draw plans, which were submitted and approved by the Architectural Review Board and can be shared with the home’s new owner. For the car enthusiast, with 12’ ceilings the split 3-car garage can easily accommodate twice as many cars with the addition of lifts. Additional electrical was also added to house a generator. The extensive amenities exemplify the spirit of the Florida lifestyle offering a clubhouse, fitness center, social/game rooms, pool with waterfall, tennis and pickle ball courts, bocce, an onsite white sand beach with water sports rentals, 2 restaurants, 2 marinas with Freedom Boat Club options, a playground, a newly constructed fishing pier and fishing charters. There is only "one" Little Harbor - offering an onsite beach, marinas, restaurants, a hotel, & so much more on one property. Shopping, restaurants, medical facilities, are all nearby with Tampa, St. Petersburg, and Sarasota within a 30-45 minutes drive. Even Disney World is near by within about a 90 minute drive to take advantage of "The Magic Kingdom, where dreams come true". Don’t miss this unique opportunity to enjoy the Florida Coastal lifestyle. Make your appointment to view today!

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Location

Ruskin, FL, 33570

No price history available for this property.

Displayed by Blue Mar Real Estate Group Inc., Licensed Florida Real Estate Broker (DBPR CQ1018554) · [email protected]

Listing courtesy of SHOWTIME REALTY via Stellar MLS

Last checked: July 11, 2026

Listing updated: June 27, 2026

© 2026 Stellar MLS. All rights reserved. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of Stellar MLS. Information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal.

IDX information is provided exclusively for consumers' personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

FEMA Flood Zone AE
BFE: 11ft

Special Flood Hazard Area

View FEMA Flood Map →
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Estimate your monthly payment for this waterfront property

20%

$200,000 down

%
Principal & Interest$5,189/mo
Property Tax (est. ~1.2%, varies by county)$1,000/mo
Home Insurance (est.)$250/mo
HOA Fees$140/mo
Total Monthly Payment$6,579
Loan Amount: $799,999Rate: 6.75%
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$999,999Tour the dockSchedule a Showing
Navigation note: Navigation routes show the shortest mapped path to open water. A vessel taller than the binding bridge clearance may still reach open water via a longer alternate route that we don't currently map. Verify navigability with a local captain or surveyor before relying on it.