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© 2026 DockOnly™. All rights reserved.

DockOnly™ and Dock Score™ are trademarks of Blue Mar Real Estate Group Inc.

Blue Mar Real Estate Group Inc. — Licensed Florida Real Estate Broker

Blue Mar Real Estate Group Inc.

Licensed Florida Real Estate Broker · DBPR License CQ1018554

4000 Ponce De Leon Blvd, Suite 470, Coral Gables, FL 33146

[email protected]

Listing data is provided by participating Multiple Listing Services and is deemed reliable but not guaranteed. Each listing's MLS source and its required disclosures appear with that listing. Dock Score™ is a DockOnly.com rating and is not provided by or affiliated with any MLS or listing broker. NOAA chart data is public domain and for reference only — not for navigation. Full MLS Compliance

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+20

306 HARBOR DRIVE

INDIAN ROCKS BEACH, FL, 33785

Active

$3,900,000

306 HARBOR DRIVE

INDIAN ROCKS BEACH, FL, 33785

Active

$3,900,000

5

Bedrooms

4

Bathrooms

4,571 sqft

Living Area

2004

Year Built

$3,900,000Tour the dockSchedule a Showing
Navigation note: Navigation routes show the shortest mapped path to open water. A vessel taller than the binding bridge clearance may still reach open water via a longer alternate route that we don't currently map — verify navigability with a local captain or surveyor before relying on it.

9,013

Lot Size (sqft)

62

Days on Market

Dock Score™

DockOnly
68
Good

What shaped this score

✓Ocean Access
✓Dock with boat lift for up to 36ft
✓Bridge-free to bay & ocean
✓Fits boats up to ~48ft (est.)

DockOnly.com rating — not provided by the MLS or listing broker.

Dock & Water AccessMLS

Intracoastal Waterway📝 25K-lb boat lift📝 deep water

AI Aerial Imagery Detection

Dock DetectedBoat Lift DetectedSeawall DetectedDeep Water Indicators~41-55 ft dock

Detected by AI from open-source aerial mapping imagery and may not reflect current conditions. This information was not provided by the MLS or listing broker. Always verify dock infrastructure with the listing agent.

Navigation RouteDockOnly

Data sources: SFWMD AHED waterway polygons · FHWA National Bridge Inventory 2024 · Not provided by the MLS or listing broker.

Description

Welcome to 306 Harbor Drive in Indian Rocks Beach—a custom-built waterfront pool home on the Intracoastal Waterway offering over 4,500 sq ft, 5 bedrooms, 4 baths, a private dock with a 25,000 lb boat lift, and direct Gulf access. From the moment you enter, wide-open water views take over, visible from nearly every main living space. Built by its original builder-owner, this home was designed for true coastal living, boating, and entertaining. The oversized primary suite (27x37) features a fireplace, private waterfront balcony, and a spa-style bath with soaking tub, dual vanities, and walk-in shower. The main living area flows into a chef’s kitchen with custom wood cabinetry, granite countertops, large island, walk-in pantry, and butler’s pantry connecting to a coffered-ceiling formal dining room. A flexible bedroom with water views works perfectly as a home office or guest suite. The lower level offers a bonus/social room opening to the pool deck, plus a full bath for seamless indoor-outdoor living. Enjoy a saltwater pool, heated spa, and expansive waterfront space designed for sunset nights and entertaining. Additional features include a private elevator to all levels, rooftop terrace with panoramic Intracoastal views, 5-car garage with optional climate-controlled gym, smart home features, high ceilings, and no HOA. This home performed exceptionally well during recent storms, offering added peace of mind. Short-term rentals are allowed, creating strong income potential, and current flood insurance is under $1,800 per year. Located just a short walk to the beach, Brown Park, tennis courts, restaurants, and local favorites, this is a rare opportunity to own a luxury waterfront home with deep water access in one of Pinellas County’s most desirable coastal communities.

Schedule a Showing

See the property and tour the dock. A licensed waterfront specialist will arrange your private showing.

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Location

INDIAN ROCKS BEACH, FL, 33785

No price history available for this property.

Displayed by Blue Mar Real Estate Group Inc. — Licensed Florida Real Estate Broker (DBPR CQ1018554) · [email protected]

Listing courtesy of KELLER WILLIAMS REALTY PORTFOLIO COLLECTION via Stellar MLS

Last updated: 3/25/2026

© 2026 Stellar MLS. All rights reserved. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of Stellar MLS. Information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal.

IDX information is provided exclusively for consumers' personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Dock Score™

DockOnly
68
Good

What shaped this score

✓Ocean Access
✓Dock with boat lift for up to 36ft
✓Bridge-free to bay & ocean
✓Fits boats up to ~48ft (est.)

DockOnly.com rating — not provided by the MLS or listing broker.

FEMA Flood Zone AE
BFE: 9ft

Special Flood Hazard Area

View FEMA Flood Map →
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Mortgage Calculator

Estimate your monthly payment for this waterfront property

20%

$780,000 down

%
Principal & Interest$20,236/mo
Property Tax (est. ~1.2%, varies by county)$3,900/mo
Home Insurance (est.)$250/mo
Total Monthly Payment$24,386
Loan Amount: $3,120,000Rate: 6.75%
Get Pre-Qualified

Estimated payments only. Actual rates and terms may vary.

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