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3070 Harpoon Lane

St James City, FL, 33956

Active

$369,900

3

Bedrooms

2

Bathrooms

1,246 sqft

Living Area

1989

Year Built

168

Days on Market

Dock Score™

DockOnly
N/A
Limited

What shaped this score

·Gulf Access (nav-verified) (community access, no unit dock rights)

DockOnly.com rating, not provided by the MLS or listing broker.

Dock & Water AccessMLS

CanalAccess

AI Aerial Imagery Detection

Dock DetectedBoat Lift DetectedSeawall Detected

Detected by AI from open-source aerial mapping imagery and may not reflect current conditions. This information was not provided by the MLS or listing broker. Always verify dock infrastructure with the listing agent.

Canal GeometryDockOnly

Canal Width

County parcel data
105ft at dock
dock105 ft106105104

Measured every 10 ft along the canal boundary · perpendicular measurement

Will it turn around?

Up to 39 ft

Easy
handling

39–52 ft

Fits
with care

52–60 ft

Tight
(back-in)

Boats over 60 ft typically back in/out rather than turning here. Clear channel ≈ 79 ft with boats moored both sides (~13 ft per side for dock + beam). Wide-beam yachts need the upper end of each range.

Data sources: SFWMD AHED waterway polygons · FHWA National Bridge Inventory 2024 · Not provided by the MLS or listing broker.

Description

PINE ISLAND WATERFRONT LIVING AT AN ATTRACTIVE PRICE! Come enjoy the relaxed boating and fishing lifestyle of St. James City from this beautifully furnished 3-bedroom, 2-bath waterfront retreat. Set along a peaceful canal, this home offers what buyers come to Pine Island for—waterfront living, outdoor space, boat access, and a comfortable island home. Inside, the spacious great room flows into a bright Florida room, while the screened lanai creates another inviting place to relax and enjoy the water. Recent improvements include a standing-seam metal roof, updated A/C ductwork, and electrical improvements including a new line to the dock and upgraded outlets throughout the home. The home is being offered furnished, making it an easy opportunity for a full-time residence, seasonal getaway, or potential income-producing property. With a strong rental history, this home also presents excellent income potential as a vacation rental. Bring your boat, fishing gear, and island state of mind—Pine Island living starts here. Its inviting ambiance, prime location, and updates make it highly appealing to visitors seeking the ultimate Southwest Florida waterfront experience. Don’t miss this opportunity to own a slice of paradise in one of Florida’s most desirable coastal communities. From relaxing on the lanai to exploring vibrant local waters, this home delivers a lifestyle defined by comfort, convenience, and unforgettable moments.

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Location

St James City, FL, 33956

No price history available for this property.

Displayed by Blue Mar Real Estate Group Inc., Licensed Florida Real Estate Broker (DBPR CQ1018554) · [email protected]

Listing courtesy of Castaways Island Realty LLC via Florida Gulf Coast MLS

Last checked: 3 hours ago

Listing updated: September 24, 2026

© 2026 Florida Gulf Coast Association of REALTORS®, Inc. All rights reserved. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Florida Gulf Coast Association of REALTORS®. Information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal.

IDX information is provided exclusively for consumers' personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

FEMA Flood Zone AE
BFE: 8ft

Special Flood Hazard Area

View FEMA Flood Map →
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Mortgage Calculator

Estimate your monthly payment for this waterfront property

20%

$73,980 down

%
Principal & Interest$1,919/mo
Property Tax (est. ~1.2%, varies by county)$370/mo
Home Insurance (est.)$250/mo
Total Monthly Payment$2,539
Loan Amount: $295,920Rate: 6.75%
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$369,900Tour the dockSchedule a Showing