Back to Search
3070 Harpoon Lane photo 1
3070 Harpoon Lane photo 2
3070 Harpoon Lane photo 3
3070 Harpoon Lane photo 4
3070 Harpoon Lane photo 5
3070 Harpoon Lane photo 6
3070 Harpoon Lane photo 7
3070 Harpoon Lane photo 8
3070 Harpoon Lane photo 9
3070 Harpoon Lane photo 10
3070 Harpoon Lane photo 11
3070 Harpoon Lane photo 12
3070 Harpoon Lane photo 13
3070 Harpoon Lane photo 14
3070 Harpoon Lane photo 15
3070 Harpoon Lane photo 16
3070 Harpoon Lane photo 17
3070 Harpoon Lane photo 18
3070 Harpoon Lane photo 19
3070 Harpoon Lane photo 20
3070 Harpoon Lane photo 21
3070 Harpoon Lane photo 22
3070 Harpoon Lane photo 23
3070 Harpoon Lane photo 24
3070 Harpoon Lane photo 25
1 / 25

3070 Harpoon Lane

St James City, FL, 33956

Active

$369,900

3

Bedrooms

2

Bathrooms

1,246 sqft

Living Area

1989

Year Built

90

Days on Market

Dock Score™

DockOnly
N/A
Limited

What shaped this score

·Gulf Access (community access, no unit dock rights)

DockOnly.com rating, not provided by the MLS or listing broker.

Dock & Water AccessMLS

CanalAccess📝 10K-lb boat lift

AI Aerial Imagery Detection

Dock DetectedBoat Lift DetectedSeawall Detected

Detected by AI from open-source aerial mapping imagery and may not reflect current conditions. This information was not provided by the MLS or listing broker. Always verify dock infrastructure with the listing agent.

Canal GeometryDockOnly

Canal Width

County parcel data
105ft at dock
dock105 ft106105104

Measured every 10 ft along the canal boundary · perpendicular measurement

Will it turn around?

Up to 39 ft

Easy
handling

3952 ft

Fits
with care

5260 ft

Tight
(back-in)

Boats over 60 ft typically back in/out rather than turning here. Clear channel ≈ 79 ft with boats moored both sides (~13 ft per side for dock + beam). Wide-beam yachts need the upper end of each range.

Data sources: SFWMD AHED waterway polygons · FHWA National Bridge Inventory 2024 · Not provided by the MLS or listing broker.

Description

Welcome to your beautifully furnished waterfront retreat in the heart of picturesque St. James City. Tucked along peaceful canals, this charming 3-bedroom, 2-bath home captures the essence of relaxed island living while offering the comfort and style today’s buyers appreciate. Inside, a thoughtfully designed layout features a spacious great room, a bright and airy Florida Room, and a screened lanai perfect for unwinding as you enjoy tranquil water views. Whether you’re searching for a full-time residence, seasonal escape, or income-producing investment, this home offers exceptional versatility. Recent updates enhance both beauty and functionality. A standing seam metal roof adds durability and contemporary appeal, while updated air conditioning ducts provide efficient cooling during warm Florida days. Electrical improvements include a new line to the dock and upgraded outlets throughout the home. The refreshed kitchen shines with updated cabinetry, custom backsplash, upgraded sinks, stylish countertops, a new dishwasher, and a modern stove. Luxury vinyl flooring flows seamlessly throughout, offering durability, elegance, and waterproof performance. Both bathrooms feature new sinks, and a raised washer and dryer add everyday convenience with added protection from moisture. For boating enthusiasts, this property is a true gem. A 10,000-pound boat lift offers direct access to San Carlos Bay, Pine Island Sound, and the Gulf of Mexico—putting world-class fishing and endless waterfront adventures right at your doorstep. With a strong rental history, this home also presents excellent income potential as a vacation rental. Its inviting ambiance, prime location, and extensive updates make it highly appealing to visitors seeking the ultimate Southwest Florida waterfront experience. Don’t miss this opportunity to own a slice of paradise in one of Florida’s most desirable coastal communities. From relaxing on the lanai to exploring vibrant local waters, this home delivers a lifestyle defined by comfort, convenience, and unforgettable moments. Schedule your private showing today and start living your dream on the water.

Schedule a Showing

See the property and tour the dock. A licensed waterfront specialist will arrange your private showing.

Select a date

Location

St James City, FL, 33956

No price history available for this property.

Displayed by Blue Mar Real Estate Group Inc., Licensed Florida Real Estate Broker (DBPR CQ1018554) · [email protected]

Listing courtesy of Castaways Island Realty LLC via Florida Gulf Coast MLS

Last checked: 4 hours ago

Listing updated: July 8, 2026

© 2026 Florida Gulf Coast Association of REALTORS®, Inc. All rights reserved. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Florida Gulf Coast Association of REALTORS®. Information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal.

IDX information is provided exclusively for consumers' personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

FEMA Flood Zone AE
BFE: 8ft

Special Flood Hazard Area

View FEMA Flood Map →
Loading nearby marinas…
Loading nearby sandbars…

Mortgage Calculator

Estimate your monthly payment for this waterfront property

20%

$73,980 down

%
Principal & Interest$1,919/mo
Property Tax (est. ~1.2%, varies by county)$370/mo
Home Insurance (est.)$250/mo
Total Monthly Payment$2,539
Loan Amount: $295,920Rate: 6.75%
Get Pre-Qualified

Estimated payments only. Actual rates and terms may vary.

$369,900Tour the dockSchedule a Showing