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3131 N CANAL DRIVE
Palm Harbor, FL, 34684
Active$790,000
3131 N CANAL DRIVE
Palm Harbor, FL, 34684
Active$790,000
4
Bedrooms
4
Bathrooms
3,354 sqft
Living Area
1973
Year Built
10,929
Lot Size (sqft)
7
Days on Market
Dock Score™
DockOnly69
GoodWhat shaped this score
✓Gulf Access (nav-verified)
✓Dock with boat lift
✓Fits boats up to ~95ft (est.)
·~50 min run to open water · 5.2 mi
Est. waterfront~100 ft
DockOnly.com rating, not provided by the MLS or listing broker.
Dock & Water AccessMLS
Canal Front📝 10K-lb boat lift
AI Aerial Imagery Detection
Dock DetectedBoat Lift DetectedSeawall Detected
Detected by AI from open-source aerial mapping imagery and may not reflect current conditions. This information was not provided by the MLS or listing broker. Always verify dock infrastructure with the listing agent.
Navigation RouteDockOnly
Data sources: SFWMD AHED waterway polygons · FHWA National Bridge Inventory 2024 · Not provided by the MLS or listing broker.
Description
WELCOME TO YOUR ULTIMATE LAKE TARPON RETREAT! Tucked away on a quarter-acre lot in desirable Lake Tarpon Estates, this exceptional 3,354-square-foot heated saltwater pool home offers the perfect combination of spacious living, privacy, and waterfront lifestyle. With approximately 100 feet of freshwater canal frontage, direct access to Lake Tarpon, and a covered 10,000-pound boat lift, you can be out on the open lake in minutes. The flexible split-bedroom floor plan features a private first-floor in-law suite with its own bedroom, full bathroom, kitchen area, and private entrance -ideal for guests, extended family, multigenerational living, or a private retreat. Upstairs, you'll find two additional bedrooms, an updated full bathroom, a second living area, and a screened balcony with stairs leading directly to the pool. Outdoor living is exceptional, with more than 1,900 square feet of screened outdoor living space surrounding the heated pool and overlooking the peaceful waterfront. Whether you're entertaining, relaxing poolside, enjoying morning coffee, or watching spectacular Florida sunsets, this home was designed to embrace the waterfront lifestyle. The covered boat lift accommodates a boat up to approximately 28 feet and 10,000 pounds, providing convenient access to Lake Tarpon for boating, fishing, and water recreation. Recent updates provide added peace of mind, including a roof approximately 4 years old, new flooring, updated bathrooms, Jacuzzi tub, new water heater, new washing machine, new garage door opener, and recently serviced dual central A/C systems. Best of all, there is NO HOA! Bring your boat, RV, and water toys and start enjoying the Palm Harbor waterfront lifestyle today.
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Location
Palm Harbor, FL, 34684
No price history available for this property.
Displayed by Blue Mar Real Estate Group Inc., Licensed Florida Real Estate Broker (DBPR CQ1018554) · [email protected]
Listing courtesy of CHARLES RUTENBERG REALTY INC via Stellar MLS
Last checked: 51 minutes ago
Listing updated: August 22, 2026
© 2026 Stellar MLS. All rights reserved. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of Stellar MLS. Information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal.
IDX information is provided exclusively for consumers' personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Dock Score™
DockOnly69
GoodWhat shaped this score
✓Gulf Access (nav-verified)
✓Dock with boat lift
✓Fits boats up to ~95ft (est.)
·~50 min run to open water · 5.2 mi
Est. waterfront~100 ft
DockOnly.com rating, not provided by the MLS or listing broker.
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Mortgage Calculator
Estimate your monthly payment for this waterfront property
20%
$158,000 down
%
Principal & Interest$4,099/mo
Property Tax (est. ~1.2%, varies by county)$790/mo
Home Insurance (est.)$250/mo
Total Monthly Payment$5,139
Loan Amount: $632,000Rate: 6.75%
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Navigation note: Navigation routes show the shortest mapped path to open water. A vessel taller than the binding bridge clearance may still reach open water via a longer alternate route that we don't currently map. Verify navigability with a local captain or surveyor before relying on it.