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3202 PINE SHADOW DRIVE

Land O Lakes, FL, 34639

Active

$449,000

3

Bedrooms

2

Bathrooms

1,456 sqft

Living Area

1984

Year Built

11,000

Lot Size (sqft)

1

Days on Market

Dock & Water AccessMLS

Canal - Freshwater

Canal WidthDockOnly

At the dock

County parcel data
100ft
dock100 ft

Single measurement at the dock · width variation along the canal not yet available

Measured perpendicular from this parcel's waterfront edge to the parcel directly across the canal, using surveyed county GIS boundaries.

Will it turn around?

Up to 37 ft

Easy
handling

37–49 ft

Fits
with care

49–56 ft

Tight
(back-in)

Boats over 56 ft typically back in/out rather than turning here. Clear channel ≈ 74 ft with boats moored both sides (~13 ft per side for dock + beam). Wide-beam yachts need the upper end of each range.

Data sources: SFWMD AHED waterway polygons · FHWA National Bridge Inventory 2024 · Not provided by the MLS or listing broker.

Description

Waterfront Under $450K | Lake Padgett Estates | Land O' Lakes Bring the ski boat, the fishing boat, and the jet ski! This updated 3-bed, 2-bath, 1,500 sq ft home with a 2-car garage sits on the shore of Lake Saxon in Lake Padgett Estates, with a private dock, canal access, and no backyard neighbors. It's the only waterfront home in the area currently offered under $450,000. The Home 3 bedrooms, 2 updated bathrooms, large 2-car garage Newer tile flooring throughout Roof is only 6 years old $6,000 water softening system Solar panels keep utilities under $75/month, even in summer 2-year-old dock Fruit trees: 3 mango trees and a Meyer lemon tree that bear fruit every year Not in a flood zone No HOA fees Financing Opportunity - Potential assumable FHA loan at approximately 4%, which could mean significant savings compared with current market rates. Assumption is subject to lender approval, buyer qualification, and FHA requirements. The Lifestyle Lake Padgett Estates gives you private access to 3 additional lakes, two of them ski lakes, with community boat ramps on all 4. Amenities include: 5 community parks and horse stables Tennis and pickleball courts Basketball court Children's playgrounds Covered picnic pavilions Waterfront living. Private dock. Ski lakes. No flood zone. No HOA. Solar-low utilities. Potential 4% assumable FHA loan. Opportunities like this don't last. Home is on a lockbox, so schedule your showing today!

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Location

Land O Lakes, FL, 34639

No price history available for this property.

Displayed by Blue Mar Real Estate Group Inc., Licensed Florida Real Estate Broker (DBPR CQ1018554) · [email protected]

Listing courtesy of AMETHYST PROPERTY ADVISORS LLC via Stellar MLS

Last checked: 7 hours ago

Listing updated: October 26, 2026

© 2026 Stellar MLS. All rights reserved. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of Stellar MLS. Information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal.

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FEMA Flood Zone X

Minimal Flood Hazard

View FEMA Flood Map →

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Estimate your monthly payment for this waterfront property

20%

$89,800 down

%
Principal & Interest$2,330/mo
Property Tax (est. ~1.2%, varies by county)$449/mo
Home Insurance (est.)$250/mo
Total Monthly Payment$3,029
Loan Amount: $359,200Rate: 6.75%
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$449,000Tour the dockSchedule a Showing