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321 & 331 9th Street

Key Colony, FL, 33051

Active

$3,200,000

4

Bedrooms

6

Bathrooms

3,080 sqft

Living Area

1988

Year Built

8,250

Lot Size (sqft)

60

Days on Market

Dock Score™

DockOnly
63
Good

What shaped this score

✓Ocean Access
✓Dock present
✓Bridge-free to ocean
✓Fits boats up to ~40ft (est.)

DockOnly.com rating, not provided by the MLS or listing broker.

Dock & Water AccessMLS

Canal Front

AI Aerial Imagery Detection

Dock DetectedSeawall Detected~34-46 ft dock

Detected by AI from open-source aerial mapping imagery and may not reflect current conditions. This information was not provided by the MLS or listing broker. Always verify dock infrastructure with the listing agent.

Navigation RouteDockOnly

Data sources: SFWMD AHED waterway polygons · FHWA National Bridge Inventory 2024 · Not provided by the MLS or listing broker.

Description

SELLER FINANCING AVAILABLE - Turn-Key Duplex on a Wide, Deep Canal - Key Colony Beach Welcome to one of the most sought-after settings in the Florida Keys -Key Colony Beach -- a private, tucked-away island community known for its quiet streets, boater-friendly waterways, and true Keys lifestyle. This full duplex sits on a impressively wide, clean, deep canal (100 ft across), offering easy access for boats of all sizes and some of the best water views in the neighborhood. Each side of the duplex mirrors the other in quality and layout: upstairs you'll find 2 spacious bedrooms and 2 full baths, while downstairs offers a convenient pool bath plus a bonus game room/flex space with extra storage -- perfect for kayaks, fishing gear, or beach toys. Both units have been tastefully updated and fully furnished, right down to the dishes, pots, pans, and bedding. Just bring your suitcase. This property is as flexible as it is beautiful. Rent both sides for strong dual-income potential, create the ultimate family compound with room for everyone, or live in one side while renting the other for built-in income. However you use it, you're getting two turn-key homes in one of the safest, most tranquil pockets of the Florida Keys. Located just minutes from open water, world-class fishing, and the laid-back charm Key Colony Beach is known for -- this is Keys living at its most effortless. Two homes. One incredible canal. Endless possibilities. SELLING ONLY AS DUPLEX - will not split them Contact Dawn McComish, P.A. -- The Singing Realtor® -- for a private showing.

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Location

Key Colony, FL, 33051

No price history available for this property.

Displayed by Blue Mar Real Estate Group Inc., Licensed Florida Real Estate Broker (DBPR CQ1018554) · [email protected]

Listing courtesy of LPT Realty, LLC via Florida Keys MLS

Last checked: 9 hours ago

Listing updated: October 19, 2026

© 2026 Florida Keys Board of REALTORS®, Inc. All rights reserved. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Florida Keys Board of REALTORS®. Information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal.

IDX information is provided exclusively for consumers' personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Nearest Bridge Clearances

Florida Keys, critical for tall/large vessels

No bridge data available for this location.
FEMA Flood Zone AE
BFE: 6ft

Special Flood Hazard Area

View FEMA Flood Map →
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Mortgage Calculator

Estimate your monthly payment for this waterfront property

20%

$640,000 down

%
Principal & Interest$16,604/mo
Property Tax (est. ~1.2%, varies by county)$3,200/mo
Home Insurance (est.)$250/mo
Total Monthly Payment$20,054
Loan Amount: $2,560,000Rate: 6.75%
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$3,200,000Tour the dockSchedule a Showing
Navigation note: Navigation routes show the shortest mapped path to open water. A vessel taller than the binding bridge clearance may still reach open water via a longer alternate route that we don't currently map. Verify navigability with a local captain or surveyor before relying on it.