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© 2026 DockOnly™. All rights reserved.

DockOnly™ and Dock Score™ are trademarks of Blue Mar Real Estate Group Inc.

Blue Mar Real Estate Group Inc. — Licensed Florida Real Estate Broker

Blue Mar Real Estate Group Inc.

Licensed Florida Real Estate Broker · DBPR License CQ1018554

4000 Ponce De Leon Blvd, Suite 470, Coral Gables, FL 33146

[email protected]

Listing data is provided by participating Multiple Listing Services and is deemed reliable but not guaranteed. Each listing's MLS source and its required disclosures appear with that listing. Dock Score™ is a DockOnly.com rating and is not provided by or affiliated with any MLS or listing broker. NOAA chart data is public domain and for reference only — not for navigation. Full MLS Compliance

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+20

3345 POINSETTIA DRIVE

HERNANDO BEACH, FL, 34607

Active

$490,000

3345 POINSETTIA DRIVE

HERNANDO BEACH, FL, 34607

Active

$490,000

2

Bedrooms

2

Bathrooms

1,476 sqft

Living Area

1985

Year Built

$490,000Tour the dockSchedule a Showing
Navigation note: Navigation routes show the shortest mapped path to open water. A vessel taller than the binding bridge clearance may still reach open water via a longer alternate route that we don't currently map — verify navigability with a local captain or surveyor before relying on it.

6,200

Lot Size (sqft)

11

Days on Market

Dock Score™

DockOnly
64
Good

What shaped this score

✓Dock with boat lift
✓Canal
✓Bridge-free to ocean
✓Fits boats up to ~20ft (est.)

DockOnly.com rating — not provided by the MLS or listing broker.

Dock & Water AccessMLS

Freshwater Canal w/Lift to Saltwater Canal

AI Aerial Imagery Detection

Dock DetectedBoat Lift DetectedSeawall DetectedDeep Water Indicators~17-23 ft dock

Detected by AI from open-source aerial mapping imagery and may not reflect current conditions. This information was not provided by the MLS or listing broker. Always verify dock infrastructure with the listing agent.

Navigation RouteDockOnly

Data sources: SFWMD AHED waterway polygons · FHWA National Bridge Inventory 2024 · Not provided by the MLS or listing broker.

Description

Coastal Living Meets Comfortable Waterfront Living in Hernando Beach! Welcome to this beautifully designed 2-bedroom, 2-bathroom waterfront home where the open floor plan is centered around a stunning cook's kitchen—the true heart of the home. Whether you're preparing dinner for family or entertaining friends, you'll appreciate the quartz countertops, oversized center island, stainless steel appliances, white shaker cabinetry, and an abundance of storage. The split-bedroom layout provides privacy for owners and guests, while luxury vinyl plank and ceramic tile flooring throughout make for easy coastal living. Step through the rear of the home to the large screened porch overlooking the peaceful freshwater canal, the perfect place to enjoy your morning coffee, evening sunsets, or watch Florida's native wildlife. The fenced backyard offers additional privacy and space for pets or outdoor entertaining. Outside, you'll find 62 feet of concrete seawall and a floating dock on a spring-fed freshwater canal with indirect Gulf access. From your backyard you can launch your boat, kayak, or paddleboard and enjoy the waterfront lifestyle. Boaters can reach the Gulf of Mexico by using the community boat lift to cross into the saltwater canal system before passing under a fixed bridge, making this an excellent location for owners of smaller boats looking for affordable waterfront living. Located in the desirable Hernando Beach Middle Section, this home offers all the advantages of waterfront ownership with no HOA. Short-term rentals are permitted, and owners have the freedom to keep boats, trailers, RVs, and commercial vehicles on their property while also being able to install up to 8-foot privacy fences. Hernando Beach is one of Florida's hidden coastal treasures, where life revolves around boating, fishing, and enjoying the natural beauty of the Gulf Coast. Surrounded by protected coastal marshes and the Gulf of Mexico, the community features waterfront restaurants, tiki bars, marinas, seafood markets, and a relaxed Old Florida atmosphere. Outdoor enthusiasts will love the incredible fishing opportunities for redfish, snook, trout, tarpon, grouper, and kingfish, while nearby offshore waters offer easy access to world-class fishing. The crystal-clear Weeki Wachee River is only minutes away for kayaking, paddleboarding, swimming, and enjoying its constant 74-degree spring-fed waters. Popular boating destinations such as the Hernando Beach Flats, Homosassa, Crystal River, and Anclote Key are all within easy reach by boat. Although it feels like a secluded waterfront retreat, Hernando Beach is only about 10 minutes from US-19, offering convenient access to shopping, restaurants, Publix, Walmart, Sam's Club, medical facilities, and everyday conveniences. Tampa International Airport is approximately one hour away, with Orlando's attractions less than 90 minutes away. Whether you're searching for a full-time residence, weekend getaway, vacation rental, or affordable waterfront retreat, this home offers the opportunity to embrace the Gulf Coast lifestyle in one of Florida's most unique boating communities. Come discover why so many people choose to call Hernando Beach home.

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See the property and tour the dock. A licensed waterfront specialist will arrange your private showing.

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Location

HERNANDO BEACH, FL, 34607

No price history available for this property.

Displayed by Blue Mar Real Estate Group Inc. — Licensed Florida Real Estate Broker (DBPR CQ1018554) · [email protected]

Listing courtesy of GULF COAST FISHING HOMES RLTY via Stellar MLS

Last updated: 7/10/2026

© 2026 Stellar MLS. All rights reserved. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of Stellar MLS. Information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal.

IDX information is provided exclusively for consumers' personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Dock Score™

DockOnly
64
Good

What shaped this score

✓Dock with boat lift
✓Canal
✓Bridge-free to ocean
✓Fits boats up to ~20ft (est.)

DockOnly.com rating — not provided by the MLS or listing broker.

FEMA Flood Zone AE
BFE: 12ft

Special Flood Hazard Area

View FEMA Flood Map →
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Mortgage Calculator

Estimate your monthly payment for this waterfront property

20%

$98,000 down

%
Principal & Interest$2,543/mo
Property Tax (est. ~1.2%, varies by county)$490/mo
Home Insurance (est.)$250/mo
Total Monthly Payment$3,283
Loan Amount: $392,000Rate: 6.75%
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