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© 2026 DockOnly™. All rights reserved.

DockOnly™ and Dock Score™ are trademarks of Blue Mar Real Estate Group Inc.

Blue Mar Real Estate Group Inc. — Licensed Florida Real Estate Broker

Blue Mar Real Estate Group Inc.

Licensed Florida Real Estate Broker · DBPR License CQ1018554

4000 Ponce De Leon Blvd, Suite 470, Coral Gables, FL 33146

[email protected]

Listing data is provided by participating Multiple Listing Services and is deemed reliable but not guaranteed. Each listing's MLS source and its required disclosures appear with that listing. Dock Score™ is a DockOnly.com rating and is not provided by or affiliated with any MLS or listing broker. NOAA chart data is public domain and for reference only — not for navigation. Full MLS Compliance

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+20

344 CROSSWINDS DRIVE

PALM HARBOR, FL, 34683

Active

$574,900

344 CROSSWINDS DRIVE

PALM HARBOR, FL, 34683

Active

$574,900

3

Bedrooms

2

Bathrooms

1,769 sqft

Living Area

1975

Year Built

$574,900Tour the dockSchedule a Showing
Navigation note: Navigation routes show the shortest mapped path to open water. A vessel taller than the binding bridge clearance may still reach open water via a longer alternate route that we don't currently map — verify navigability with a local captain or surveyor before relying on it.

13,107

Lot Size (sqft)

$75

HOA / Annually

48

Days on Market

Dock Score™

DockOnly
44
Fair

What shaped this score

✓Dock with boat lift
✓Bridge-free to bay & ocean
✓Fits boats up to ~32ft (est.)
·~40 min run to open water · 4.1 mi

DockOnly.com rating — not provided by the MLS or listing broker.

Dock & Water AccessMLS

Canal - Saltwater

AI Aerial Imagery Detection

Dock DetectedBoat Lift DetectedSeawall DetectedDeep Water Indicators~27-37 ft dock

Detected by AI from open-source aerial mapping imagery and may not reflect current conditions. This information was not provided by the MLS or listing broker. Always verify dock infrastructure with the listing agent.

Navigation RouteDockOnly

Data sources: SFWMD AHED waterway polygons · FHWA National Bridge Inventory 2024 · Not provided by the MLS or listing broker.

Description

If you’ve been searching for that true Palm Harbor waterfront lifestyle with Gulf access, this is the one that feels like home the second you pull in. Welcome to Baywood Village — a laid-back waterfront community where golf carts, boats, sunsets, and weekends on the water are just part of everyday life. Tucked away on a saltwater canal with Gulf access, this 3-bedroom, 2-bathroom home has been beautifully updated while still keeping that relaxed coastal feel everyone is looking for in Palm Harbor. Whether it’s mornings on the dock with coffee or evenings around the fire pit after a day on the boat, this property was made for enjoying the Florida lifestyle. Inside, the heart of the home is the renovated kitchen, stainless steel appliances, modern finishes, and an open layout that flows comfortably into the main living spaces. Additional upgrades throughout the home include a whole-house water softener, brand-new thermostat, and updated electrical outlets. The flexible bonus space gives you plenty of options for a home office, second living area, or entertaining space overlooking the water. Out back, the enclosed patio opens to your private backyard oasis shaded by mature mango and olive trees, creating the perfect setting to unwind after a day on the Gulf. The primary suite offers a peaceful retreat with an updated en-suite bathroom featuring a walk in shower while the guest bathroom has also been tastefully updated with dual sinks, jacuzzi tub, and contemporary finishes. The HOA is optional, giving homeowners added flexibility while still offering access to a wonderful waterfront community. Complete with a 2-car garage, private dock, and direct Gulf access, this move-in ready waterfront home gives you the opportunity to enjoy everything people love about living in Baywood Village and the Palm Harbor boating lifestyle.

Schedule a Showing

See the property and tour the dock. A licensed waterfront specialist will arrange your private showing.

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Location

PALM HARBOR, FL, 34683

No price history available for this property.

Displayed by Blue Mar Real Estate Group Inc. — Licensed Florida Real Estate Broker (DBPR CQ1018554) · [email protected]

Listing courtesy of KELLER WILLIAMS REALTY- PALM H via Stellar MLS

Last updated: 7/15/2026

© 2026 Stellar MLS. All rights reserved. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of Stellar MLS. Information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal.

IDX information is provided exclusively for consumers' personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Dock Score™

DockOnly
44
Fair

What shaped this score

✓Dock with boat lift
✓Bridge-free to bay & ocean
✓Fits boats up to ~32ft (est.)
·~40 min run to open water · 4.1 mi

DockOnly.com rating — not provided by the MLS or listing broker.

FEMA Flood Zone AE
BFE: 10ft

Special Flood Hazard Area

View FEMA Flood Map →
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Mortgage Calculator

Estimate your monthly payment for this waterfront property

20%

$114,980 down

%
Principal & Interest$2,983/mo
Property Tax (est. ~1.2%, varies by county)$575/mo
Home Insurance (est.)$250/mo
HOA Fees$6/mo
Total Monthly Payment$3,814
Loan Amount: $459,920Rate: 6.75%
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Estimated payments only. Actual rates and terms may vary.

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