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DockOnly™ and Dock Score™ are trademarks of Blue Mar Real Estate Group Inc.

Blue Mar Real Estate Group Inc., Licensed Florida Real Estate Broker

Blue Mar Real Estate Group Inc.

Licensed Florida Real Estate Broker · DBPR License CQ1018554

4000 Ponce De Leon Blvd, Suite 470, Coral Gables, FL 33146

[email protected]

Listing data is provided by participating Multiple Listing Services and is deemed reliable but not guaranteed. Each listing's MLS source and its required disclosures appear with that listing. Dock Score™ is a DockOnly.com rating and is not provided by or affiliated with any MLS or listing broker. NOAA chart data is public domain and for reference only, not for navigation. Full MLS Compliance

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+20

348 Gardendale Circle SE

Palm Bay, FL, 32909

Active Under Contract

$439,500

348 Gardendale Circle SE

Palm Bay, FL, 32909

Active Under Contract

$439,500

3

Bedrooms

2

Bathrooms

1,980 sqft

Living Area

2004

Year Built

$439,500Tour the dockSchedule a Showing

8,712

Lot Size (sqft)

$115

HOA / Monthly

Days on Market

Dock & Water AccessMLS

Lake FrontPond

Data sources: SFWMD AHED waterway polygons · FHWA National Bridge Inventory 2024 · Not provided by the MLS or listing broker.

Description

Move-in ready lakefront pool home in gated community of Monterey Cove at Bayside Lakes! Low-maintenance Florida living with HOA lawn care, mulching, and weeding included. The screened pool, spa, and covered lanai create the perfect backyard retreat for relaxing or entertaining with peaceful water views. Open floor plan features spacious kitchen with center island and breakfast nook overlooking the living and family rooms. Split 3-bedroom layout offers privacy and functionality. Interior highlights include tile flooring in main living areas, carpeted bedrooms, plantation shutters, and custom closet organizers. Major updates include 2025 roof, 2020 AC, 2020 water heater. Oversized 2-car garage w/ epoxy floors, storage, workbench, and extra refrigerator. Gated community amenities include clubhouse, pool, tennis, basketball, and playground. Convenient to I-95, Northrop Grumman, L3Harris, shopping, dining, and beaches. Some photos virtually staged to showcase the home's potential.

Schedule a Showing

See the property and tour the dock. A licensed waterfront specialist will arrange your private showing.

Select a date

Location

Palm Bay, FL, 32909

No price history available for this property.

Displayed by Blue Mar Real Estate Group Inc., Licensed Florida Real Estate Broker (DBPR CQ1018554) · [email protected]

Listing courtesy of Watson Realty Corp via Space Coast MLS

Last updated: 7/15/2026

© 2026 Space Coast Association of REALTORS®, Inc. All rights reserved. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Space Coast Association of REALTORS®. Information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal.

IDX information is provided exclusively for consumers' personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

FEMA Flood Zone X
BFE: -9999ft

Minimal Flood Hazard

View FEMA Flood Map →
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Mortgage Calculator

Estimate your monthly payment for this waterfront property

20%

$87,900 down

%
Principal & Interest$2,280/mo
Property Tax (est. ~1.2%, varies by county)$440/mo
Home Insurance (est.)$250/mo
HOA Fees$115/mo
Total Monthly Payment$3,085
Loan Amount: $351,600Rate: 6.75%
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Estimated payments only. Actual rates and terms may vary.

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