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3608 Rita Lane
St James City, FL, 33956
Active$559,900
3608 Rita Lane
St James City, FL, 33956
Active$559,900
2
Bedrooms
2
Bathrooms
1,194 sqft
Living Area
1974
Year Built
0
Days on Market
Dock Score™
DockOnly75
GoodWhat shaped this score
✓Dock with boat lift
✓Canal
✓No fixed bridges
✓Fits boats up to ~30ft (est.)
DockOnly.com rating, not provided by the MLS or listing broker.
Dock & Water AccessMLS
CanalAccessNavigableWaterSeawall
AI Aerial Imagery Detection
Dock DetectedBoat Lift Detected
Detected by AI from open-source aerial mapping imagery and may not reflect current conditions. This information was not provided by the MLS or listing broker. Always verify dock infrastructure with the listing agent.
Canal WidthDockOnly
At the dock
County parcel data100ft
Single measurement at the dock · width variation along the canal not yet available
Measured perpendicular from this parcel's waterfront edge to the parcel directly across the canal, using surveyed county GIS boundaries.
Will it turn around?
Up to 36 ft
Easy
handling
36–49 ft
Fits
with care
49–56 ft
Tight
(back-in)
Boats over 56 ft typically back in/out rather than turning here. Clear channel ≈ 74 ft with boats moored both sides (~13 ft per side for dock + beam). Wide-beam yachts need the upper end of each range.
Navigation RouteDockOnly
Data sources: SFWMD AHED waterway polygons · FHWA National Bridge Inventory 2024 · Not provided by the MLS or listing broker.
Description
Experience the best of island waterfront living at 3608 Rita Lane—offering coveted Direct Gulf access with no bridges and designed for serious boaters, anglers, and those seeking the relaxed Southwest Florida lifestyle. This charming, mostly furnished 2-bedroom, 2-bath waterfront home is located in one of St. James City’s most desirable boating neighborhoods and combines classic Florida character with valuable upgrades and exceptional marine amenities. Built with solid block construction and topped with a durable metal roof, this property offers peace of mind, low-maintenance ownership, and the freedom to enjoy island living to the fullest. The true highlight is outside, where your waterfront setup is ready to go. Enjoy a permitted boathouse, large boat lift, and an expansive walk-around Trex dock complete with water and electric—creating the perfect environment for effortless boating, fishing, entertaining, or simply enjoying life on the canal. If you want to add a pool, there is room in the backyard to design your perfect waterside oasis. With direct Gulf access, your next adventure to Pine Island Sound, outer islands, waterfront restaurants, and world-class fishing grounds is just minutes away. Inside, the home offers a comfortable, functional layout with 2 bedrooms and 2 full bathrooms, enhanced by timeless terrazzo flooring throughout, which adds durability and authentic Florida charm. Recent improvements include a new air conditioner and a new water heater, allowing you to move in and start enjoying the property immediately. The mostly furnished interior makes this an easy transition for seasonal use, full-time living, or an investment opportunity. Additional features continue to set this property apart, including a one-car garage with excellent storage space for tools, fishing gear, and boating essentials, plus a rare 30-amp RV hookup—ideal for guests, extra flexibility, or recreational use. Best of all—NO HOA, giving you the freedom to store your toys, enjoy your property your way, and fully embrace the waterfront lifestyle without added restrictions or fees. Whether you're searching for a winter retreat, full-time island residence, or the ultimate boating getaway, 3608 Rita Lane delivers direct Gulf access, outstanding dockage, quality construction, and the laid-back Florida lifestyle buyers dream about.
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Location
St James City, FL, 33956
No price history available for this property.
Displayed by Blue Mar Real Estate Group Inc., Licensed Florida Real Estate Broker (DBPR CQ1018554) · [email protected]
Listing courtesy of Castaways Island Realty LLC via Florida Gulf Coast MLS
Last checked: July 22, 2026
Listing updated: June 12, 2026
© 2026 Florida Gulf Coast Association of REALTORS®, Inc. All rights reserved. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Florida Gulf Coast Association of REALTORS®. Information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal.
IDX information is provided exclusively for consumers' personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Dock Score™
DockOnly75
GoodWhat shaped this score
✓Dock with boat lift
✓Canal
✓No fixed bridges
✓Fits boats up to ~30ft (est.)
DockOnly.com rating, not provided by the MLS or listing broker.
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Mortgage Calculator
Estimate your monthly payment for this waterfront property
20%
$111,980 down
%
Principal & Interest$2,905/mo
Property Tax (est. ~1.2%, varies by county)$560/mo
Home Insurance (est.)$250/mo
Total Monthly Payment$3,715
Loan Amount: $447,920Rate: 6.75%
Get Pre-QualifiedEstimated payments only. Actual rates and terms may vary.
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Navigation note: Navigation routes show the shortest mapped path to open water. A vessel taller than the binding bridge clearance may still reach open water via a longer alternate route that we don't currently map. Verify navigability with a local captain or surveyor before relying on it.