Back to Search
3640 CRUMP ROAD photo 1
3640 CRUMP ROAD photo 2
3640 CRUMP ROAD photo 3
3640 CRUMP ROAD photo 4
3640 CRUMP ROAD photo 5
3640 CRUMP ROAD photo 6
3640 CRUMP ROAD photo 7
3640 CRUMP ROAD photo 8
3640 CRUMP ROAD photo 9
3640 CRUMP ROAD photo 10
3640 CRUMP ROAD photo 11
3640 CRUMP ROAD photo 12
3640 CRUMP ROAD photo 13
3640 CRUMP ROAD photo 14
3640 CRUMP ROAD photo 15
3640 CRUMP ROAD photo 16
3640 CRUMP ROAD photo 17
3640 CRUMP ROAD photo 18
3640 CRUMP ROAD photo 19
3640 CRUMP ROAD photo 20
3640 CRUMP ROAD photo 21
3640 CRUMP ROAD photo 22
3640 CRUMP ROAD photo 23
3640 CRUMP ROAD photo 24
3640 CRUMP ROAD photo 25
1 / 25

3640 CRUMP ROAD

Winter Haven, FL, 33881

Active

$1,399,900

4

Bedrooms

3

Bathrooms

3,309 sqft

Living Area

1987

Year Built

53,361

Lot Size (sqft)

11

Days on Market

Dock Score™

DockOnly
19
Limited

What shaped this score

Dock with boat lift
private dock
·Lake/Lagoon

DockOnly.com rating, not provided by the MLS or listing broker.

Dock & Water AccessMLS

Lake Front

AI Aerial Imagery Detection

Dock DetectedBoat Lift Detected

Detected by AI from open-source aerial mapping imagery and may not reflect current conditions. This information was not provided by the MLS or listing broker. Always verify dock infrastructure with the listing agent.

Navigation RouteDockOnly

Data sources: SFWMD AHED waterway polygons · FHWA National Bridge Inventory 2024 · Not provided by the MLS or listing broker.

Description

Welcome to your own private lakefront retreat on 1.23 acres along Lake Hamilton with NO HOA! This stunning 4-bedroom, 3-bath home offers an exceptional combination of luxury, entertaining space, and the ultimate Florida waterfront lifestyle. Bring your boat and jet skis and enjoy the convenience of a private dock featuring an electric covered boat lift and built-in fishing bench. The outdoor living space is truly spectacular! Step through the French doors to a sparkling saltwater PebbleTec pool featuring iridescent tile, fiber-optic lighting, a swim-up bar, fountains, and a roof-line waterfall. The propane-heated pool is surrounded by an expansive travertine deck, while the nearby gas fire pit with custom-cushioned seating creates the perfect setting for evening gatherings. Propane-connected tiki torches add a tropical ambiance, and a hidden sump pump provides worry-free drainage after storms. Entertaining is effortless with the outdoor kitchen, complete with a new grill and refrigerated drawers. The fenced backyard extends halfway to the lake, providing plenty of room for pets to play. Professional Florida-native landscaping, enhances the lush, resort-like setting. Inside, the beautifully designed chef's kitchen features quartz countertops, a copper farmhouse sink, paneled refrigerator, trash compactor, and spacious butler's pantry with a full-size refrigerator and abundant storage. The open floor plan includes a dedicated buffet area with dual wine refrigerators adjacent to the dining space—perfect for hosting family and friends. Nine-foot ceilings, crown molding, porcelain tile, shiplap accents, custom lighting, and a central vacuum system add comfort and sophistication throughout. The luxurious primary suite offers direct access to the pool deck, with a convenient open-air shower just outside. The ensuite features dual vanities and a walk-in shower with dual shower heads. The expansive walk-in closet includes a center island, custom shelving, heated towel rack, and an extra-large Liberty Safe. The home underwent a complete rebuild in 2017, so all features are 2017 or newer. Recent improvements include a new roof (2025), new pool pump (2025), a new 12x24 storage shed (2025) and new irrigation system (2025). The irrigation water comes from the lake so it doesn’t affect your water bill. Additional features include a split-bedroom floor plan, with two guest bedrooms sharing a Jack-and-Jill bath; hurricane shutters; a whole-home Generac generator; and TVs in every room, including the back porch. The spacious 3-car garage features tiled flooring, storage, a workshop, and an industrial ice maker. A pavered circular driveway provides ample parking, plus an additional parking pad with room for an RV. From the custom interior and exterior lighting to the custom painting, bamboo chair rail, and travertine exterior accents, every detail has been thoughtfully designed. The home is also pre-wired for ADT security at the front and rear doors and garage service door. Boating, fishing, entertaining, relaxing, and resort-style living—all in one exceptional Lake Hamilton property with no HOA!

Schedule a Showing

See the property and tour the dock. A licensed waterfront specialist will arrange your private showing.

Select a date

Location

Winter Haven, FL, 33881

No price history available for this property.

Displayed by Blue Mar Real Estate Group Inc., Licensed Florida Real Estate Broker (DBPR CQ1018554) · [email protected]

Listing courtesy of LOCKHART & ASSOCIATES INC via Stellar MLS

Last checked: 9 hours ago

Listing updated: September 1, 2026

© 2026 Stellar MLS. All rights reserved. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of Stellar MLS. Information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal.

IDX information is provided exclusively for consumers' personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

FEMA Flood Zone X

Minimal Flood Hazard

View FEMA Flood Map →
Loading nearby marinas…
Loading nearby sandbars…

Mortgage Calculator

Estimate your monthly payment for this waterfront property

20%

$279,980 down

%
Principal & Interest$7,264/mo
Property Tax (est. ~1.2%, varies by county)$1,400/mo
Home Insurance (est.)$250/mo
Total Monthly Payment$8,914
Loan Amount: $1,119,920Rate: 6.75%
Get Pre-Qualified

Estimated payments only. Actual rates and terms may vary.

$1,399,900Tour the dockSchedule a Showing
Navigation note: Navigation routes show the shortest mapped path to open water. A vessel taller than the binding bridge clearance may still reach open water via a longer alternate route that we don't currently map. Verify navigability with a local captain or surveyor before relying on it.