Back to Search
38 SE 195TH STREET photo 1
38 SE 195TH STREET photo 2
38 SE 195TH STREET photo 3
38 SE 195TH STREET photo 4
38 SE 195TH STREET photo 5
38 SE 195TH STREET photo 6
38 SE 195TH STREET photo 7
38 SE 195TH STREET photo 8
38 SE 195TH STREET photo 9
38 SE 195TH STREET photo 10
38 SE 195TH STREET photo 11
38 SE 195TH STREET photo 12
38 SE 195TH STREET photo 13
38 SE 195TH STREET photo 14
38 SE 195TH STREET photo 15
38 SE 195TH STREET photo 16
38 SE 195TH STREET photo 17
38 SE 195TH STREET photo 18
38 SE 195TH STREET photo 19
38 SE 195TH STREET photo 20
38 SE 195TH STREET photo 21
38 SE 195TH STREET photo 22
38 SE 195TH STREET photo 23
38 SE 195TH STREET photo 24
38 SE 195TH STREET photo 25
1 / 25

38 SE 195TH STREET

Suwannee, FL, 32692

Active

$949,000

3

Bedrooms

2

Bathrooms

1,440 sqft

Living Area

2000

Year Built

38,768

Lot Size (sqft)

1

Days on Market

Dock Score™

DockOnly
42
Fair

What shaped this score

Gulf Access (nav-verified)
Dock with boat lift
Fits boats up to ~30ft (est.)
·~50 min run to open water · 15.2 mi

DockOnly.com rating, not provided by the MLS or listing broker.

Dock & Water AccessMLS

Canal - SaltwaterCanal Front

AI Aerial Imagery Detection

Dock DetectedSeawall Detected

Detected by AI from open-source aerial mapping imagery and may not reflect current conditions. This information was not provided by the MLS or listing broker. Always verify dock infrastructure with the listing agent.

Navigation RouteDockOnly

Data sources: SFWMD AHED waterway polygons · FHWA National Bridge Inventory 2024 · Not provided by the MLS or listing broker.

Description

Experience the best of Florida waterfront living in this beautiful, fully renovated, high and dry 3-bedroom, 2-bathroom home located in the coastal town of Suwannee, where the Suwannee River meets the Gulf. Offering stunning water views and exceptional boating access, this property is a rare opportunity for anglers, boaters, and anyone seeking a peaceful coastal retreat. Inside, the home has been completely renovated with modern finishes throughout, including all new flooring, new paint, new bathrooms, a fully remodeled kitchen, new HVAC, and numerous additional renovations. The open and inviting interior is designed to maximize comfort while complementing the surrounding waterfront setting from every window. Step outside and enjoy multiple levels of expansive low maintenance decking, perfect for entertaining, relaxing, or taking in breathtaking Gulf views and SPECTACULAR sunsets. The property is equipped for serious waterfront enjoyment with two boat lifts, a private dock, RV hookups, and a separate covered dry boat storage area, providing ample space for all your recreational needs. Whether you're looking for a full-time residence, weekend getaway, or investment property, this turnkey waterfront home offers direct access to some of Florida's finest fishing, boating, and natural beauty—all from your own backyard. Owner is a licensed Realtor in Florida.

Schedule a Showing

See the property and tour the dock. A licensed waterfront specialist will arrange your private showing.

Select a date

Location

Suwannee, FL, 32692

No price history available for this property.

Displayed by Blue Mar Real Estate Group Inc., Licensed Florida Real Estate Broker (DBPR CQ1018554) · [email protected]

Listing courtesy of BOSSHARDT REALTY SERVICES LLC via Stellar MLS

Last checked: 8 hours ago

Listing updated: June 24, 2026

© 2026 Stellar MLS. All rights reserved. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of Stellar MLS. Information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal.

IDX information is provided exclusively for consumers' personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

FEMA Flood Zone AE
BFE: 15ft

Special Flood Hazard Area

View FEMA Flood Map →
Loading nearby marinas…
Loading nearby sandbars…

Mortgage Calculator

Estimate your monthly payment for this waterfront property

20%

$189,800 down

%
Principal & Interest$4,924/mo
Property Tax (est. ~1.2%, varies by county)$949/mo
Home Insurance (est.)$250/mo
Total Monthly Payment$6,123
Loan Amount: $759,200Rate: 6.75%
Get Pre-Qualified

Estimated payments only. Actual rates and terms may vary.

$949,000Tour the dockSchedule a Showing
Navigation note: Navigation routes show the shortest mapped path to open water. A vessel taller than the binding bridge clearance may still reach open water via a longer alternate route that we don't currently map. Verify navigability with a local captain or surveyor before relying on it.