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3922 LAKE JOYCE DRIVE

Land O Lakes, FL, 34639

Active

$500,000

3

Bedrooms

2

Bathrooms

1,896 sqft

Living Area

1973

Year Built

15,822

Lot Size (sqft)

482

Days on Market

Dock Score™

DockOnly
31
Fair

What shaped this score

Direct Water
Dock present
Fits boats up to ~38ft (est.)

DockOnly.com rating, not provided by the MLS or listing broker.

Dock & Water AccessMLS

LakeWaterfrontLake Front

AI Aerial Imagery Detection

Dock Detected~32-44 ft dock

Detected by AI from open-source aerial mapping imagery and may not reflect current conditions. This information was not provided by the MLS or listing broker. Always verify dock infrastructure with the listing agent.

Canal WidthDockOnly

At the dock

County parcel data
420ft
dock420 ft

Single measurement at the dock · width variation along the canal not yet available

Measured perpendicular from this parcel's waterfront edge to the parcel directly across the canal, using surveyed county GIS boundaries. Multiple waterfront edges detected (corner lot or dual frontage); reported value is the widest; verify with the listing agent.

Will it turn around?

Up to 196 ft

Easy
handling

196262 ft

Fits
with care

262302 ft

Tight
(back-in)

Boats over 302 ft typically back in/out rather than turning here. Clear channel ≈ 394 ft with boats moored both sides (~13 ft per side for dock + beam). Wide-beam yachts need the upper end of each range.

Navigation RouteDockOnly

Data sources: SFWMD AHED waterway polygons · FHWA National Bridge Inventory 2024 · Not provided by the MLS or listing broker.

Description

Short Sale. SHORT SALE APPROVED by Lender. LAKEFRONT LIVING IN LAKE PADGETT ESTATES – NO HOA! Welcome home to your own piece of paradise on tranquil Lake Joyce, where you can fish right from your private backyard dock! This beautifully updated ranch-style lakefront home is nestled in the highly sought-after, golf cart-friendly community of Lake Padgett Estates, featuring 3 private ski lakes and a community equestrian center. RECENT UPGRADES INCLUDE: NEW Roof (2023) NEW Well Pump (2023) NEW A/C (2022) Septic System Pumped (2023) Vinyl Flooring Throughout (2023) HOME FEATURES: 3 Spacious Bedrooms (All fit king-size beds with room to spare) 2 Full Bathrooms Updated Kitchen Large Indoor Laundry Room with additional storage and pantry Open Living/Dining Room Combo Separate Family/Dining Area Two Covered & Screened Patios Oversized Garage with Built-in Storage Direct Waterfront Access with Dock Enjoy breathtaking lake views from the living room, family room, and two of the bedrooms. The generously sized lot provides plenty of space for outdoor entertaining, gardening, or simply relaxing by the water. The backyard is fenced with a 4 ft. vinyl chain link fence across the rear to preserve the stunning lake views, while the wood privacy fencing on the sides adds seclusion. COMMUNITY AMENITIES: 3 Ski Lakes Waterfront Parks & Playgrounds Tennis & Pickleball Courts Equestrian Center Active Golf Cart Community NO HOA! This is your chance to live the lakefront lifestyle with the freedom of no HOA restrictions. Bring your boat, your golf cart, and your dreams—Lake Joyce is waiting!

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See the property and tour the dock. A licensed waterfront specialist will arrange your private showing.

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Location

Land O Lakes, FL, 34639

No price history available for this property.

Displayed by Blue Mar Real Estate Group Inc., Licensed Florida Real Estate Broker (DBPR CQ1018554) · [email protected]

Listing courtesy of RICHARD DOYLE REAL ESTATE via Stellar MLS

Last checked: 1 hour ago

Listing updated: July 21, 2026

© 2026 Stellar MLS. All rights reserved. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of Stellar MLS. Information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal.

IDX information is provided exclusively for consumers' personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

FEMA Flood Zone X

Minimal Flood Hazard

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Estimate your monthly payment for this waterfront property

20%

$100,000 down

%
Principal & Interest$2,594/mo
Property Tax (est. ~1.2%, varies by county)$500/mo
Home Insurance (est.)$250/mo
Total Monthly Payment$3,344
Loan Amount: $400,000Rate: 6.75%
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$500,000Tour the dockSchedule a Showing
Navigation note: Navigation routes show the shortest mapped path to open water. A vessel taller than the binding bridge clearance may still reach open water via a longer alternate route that we don't currently map. Verify navigability with a local captain or surveyor before relying on it.