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3962 LA COSTA LANE

Largo, FL, 33771

Active

$267,000

2

Bedrooms

2

Bathrooms

1,036 sqft

Living Area

1986

Year Built

$290

HOA / Quarterly

63

Days on Market

Dock & Water AccessMLS

Pond

Data sources: SFWMD AHED waterway polygons · FHWA National Bridge Inventory 2024 · Not provided by the MLS or listing broker.

Description

Virtually Staged. Welcome to Belle Oak Villas, where easy, low-maintenance living meets a peaceful pond-view setting. This 2-bedroom, 2-bath villa is located in a non-flood zone and features **no carpet**, with tile and laminate flooring throughout, vaulted ceilings, a desirable split-bedroom layout, and a bright open living and dining area. Major updates include a newer 2022 roof, a new A/C installed in 2026, fresh interior paint, and a newly reglazed bathtub. Enjoy morning coffee or evening relaxation on the private screened patio overlooking the pond, with no direct rear neighbors and visiting ducks for company. Tucked away on a quiet dead-end street near one of the community’s two pools, Belle Oak Villas offers a convenient location, low quarterly HOA fee of $290, and close access to shopping, dining, and daily essentials. An ideal choice for first-time buyers or downsizers seeking move-in-ready comfort—and a smart opportunity for investors, with **no HOA waiting period to lease**. No damage or flooding from the hurricanes, this home is an ideal primary residence or for snowbirds or as an investment rental property. You won't want to miss this one!

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Location

Largo, FL, 33771

No price history available for this property.

Displayed by Blue Mar Real Estate Group Inc., Licensed Florida Real Estate Broker (DBPR CQ1018554) · [email protected]

Listing courtesy of CHARLES RUTENBERG REALTY INC via Stellar MLS

Last checked: 8 hours ago

Listing updated: September 9, 2026

© 2026 Stellar MLS. All rights reserved. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of Stellar MLS. Information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal.

IDX information is provided exclusively for consumers' personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

FEMA Flood Zone X

Minimal Flood Hazard

View FEMA Flood Map →

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Estimate your monthly payment for this waterfront property

20%

$53,400 down

%
Principal & Interest$1,385/mo
Property Tax (est. ~1.2%, varies by county)$267/mo
Home Insurance (est.)$250/mo
HOA Fees$97/mo
Total Monthly Payment$1,999
Loan Amount: $213,600Rate: 6.75%
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$267,000Tour the dockSchedule a Showing