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© 2026 DockOnly™. All rights reserved.

DockOnly™ and Dock Score™ are trademarks of Blue Mar Real Estate Group Inc.

Blue Mar Real Estate Group Inc. — Licensed Florida Real Estate Broker

Blue Mar Real Estate Group Inc.

Licensed Florida Real Estate Broker · DBPR License CQ1018554

4000 Ponce De Leon Blvd, Suite 470, Coral Gables, FL 33146

[email protected]

Listing data is provided by participating Multiple Listing Services and is deemed reliable but not guaranteed. Each listing's MLS source and its required disclosures appear with that listing. Dock Score™ is a DockOnly.com rating and is not provided by or affiliated with any MLS or listing broker. NOAA chart data is public domain and for reference only — not for navigation. Full MLS Compliance

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+20

402 HILLSBOROUGH STREET

PALM HARBOR, FL, 34683

Active

$5,482,000

402 HILLSBOROUGH STREET

PALM HARBOR, FL, 34683

Active

$5,482,000

5

Bedrooms

5

Bathrooms

5,196 sqft

Living Area

2023

Year Built

$5,482,000Tour the dockSchedule a Showing
Navigation note: Navigation routes show the shortest mapped path to open water. A vessel taller than the binding bridge clearance may still reach open water via a longer alternate route that we don't currently map — verify navigability with a local captain or surveyor before relying on it.

29,804

Lot Size (sqft)

$1,050

HOA / Quarterly

104

Days on Market

Dock Score™

DockOnly
59
Fair

What shaped this score

✓Intracoastal
✓Dock present
✓Fits boats up to ~100ft+ (est.)
·~35 min run to open water · 3.7 mi
·Draft not independently verified

DockOnly.com rating — not provided by the MLS or listing broker.

Dock & Water AccessMLS

WaterfrontBay/HarborGulf/OceanGulf/Ocean to BayIntracoastal Waterway

AI Aerial Imagery Detection

Dock DetectedSeawall DetectedDeep Water Indicators~128-173 ft dock

Detected by AI from open-source aerial mapping imagery and may not reflect current conditions. This information was not provided by the MLS or listing broker. Always verify dock infrastructure with the listing agent.

Navigation RouteDockOnly

Data sources: SFWMD AHED waterway polygons · FHWA National Bridge Inventory 2024 · Not provided by the MLS or listing broker.

Description

Welcome to 402 Hillsborough Street, a custom-built 2023 waterfront residence offering a rare combination of scale, privacy, and direct access to multiple water bodies including Boggy Bayou, the Intracoastal Waterway, and the Gulf of America. Situated on a 0.68-acre lot within a private gated community, this property features approximately 5,196 square feet of heated living space and nearly 9,700 total square feet, thoughtfully designed across three levels with elevator access. This five-bedroom, four full and one half-bath home showcases a contemporary architectural design with block construction, metal roofing, and impact-rated windows. Interior features include engineered hardwood and porcelain tile flooring, high and vaulted ceilings, tray ceilings, an open floor plan, and a kitchen-family room combination designed for both daily living and entertaining. The primary suite is located on the third level and includes two walk-in closet and expansive proportions. Additional interior highlights include a bonus room, great room, sauna, electric fireplace, upper-level laundry room, and smart home features including security system, cameras, and touchless entry. The home is equipped with central air, natural gas, tankless water heater, and owned solar panels. Outdoor living is enhanced by a private heated pool and spa, multiple balconies and patios, irrigation system, and mature landscaping. The property offers approximately 600 feet of combined water frontage and includes a 2023 composite dock suitable for fishing and recreational water use such as paddleboarding and kayaking. Parking is extensive with a four-car attached garage, additional two-car carport, circular driveway, EV charging capability, and ample off-street parking. Community amenities include gated access and maintained private roads with HOA services covering exterior maintenance, grounds, and common areas. Located in unincorporated Palm Harbor near golf courses, marinas, and top-rated schools, this property presents a unique opportunity to own a newly constructed waterfront home with expansive water views and access.

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Location

PALM HARBOR, FL, 34683

No price history available for this property.

Displayed by Blue Mar Real Estate Group Inc. — Licensed Florida Real Estate Broker (DBPR CQ1018554) · [email protected]

Listing courtesy of EXP REALTY LLC via Stellar MLS

Last updated: 7/15/2026

© 2026 Stellar MLS. All rights reserved. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of Stellar MLS. Information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal.

IDX information is provided exclusively for consumers' personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Dock Score™

DockOnly
59
Fair

What shaped this score

✓Intracoastal
✓Dock present
✓Fits boats up to ~100ft+ (est.)
·~35 min run to open water · 3.7 mi
·Draft not independently verified

DockOnly.com rating — not provided by the MLS or listing broker.

FEMA Flood Zone AE
BFE: 12ft

Special Flood Hazard Area

View FEMA Flood Map →
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Mortgage Calculator

Estimate your monthly payment for this waterfront property

20%

$1,096,400 down

%
Principal & Interest$28,445/mo
Property Tax (est. ~1.2%, varies by county)$5,482/mo
Home Insurance (est.)$250/mo
HOA Fees$350/mo
Total Monthly Payment$34,527
Loan Amount: $4,385,600Rate: 6.75%
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Estimated payments only. Actual rates and terms may vary.

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