Back to Search
402 HILLSBOROUGH STREET photo 1
402 HILLSBOROUGH STREET photo 2
402 HILLSBOROUGH STREET photo 3
402 HILLSBOROUGH STREET photo 4
402 HILLSBOROUGH STREET photo 5
402 HILLSBOROUGH STREET photo 6
402 HILLSBOROUGH STREET photo 7
402 HILLSBOROUGH STREET photo 8
402 HILLSBOROUGH STREET photo 9
402 HILLSBOROUGH STREET photo 10
402 HILLSBOROUGH STREET photo 11
402 HILLSBOROUGH STREET photo 12
402 HILLSBOROUGH STREET photo 13
402 HILLSBOROUGH STREET photo 14
402 HILLSBOROUGH STREET photo 15
402 HILLSBOROUGH STREET photo 16
402 HILLSBOROUGH STREET photo 17
402 HILLSBOROUGH STREET photo 18
402 HILLSBOROUGH STREET photo 19
402 HILLSBOROUGH STREET photo 20
402 HILLSBOROUGH STREET photo 21
402 HILLSBOROUGH STREET photo 22
402 HILLSBOROUGH STREET photo 23
402 HILLSBOROUGH STREET photo 24
402 HILLSBOROUGH STREET photo 25
1 / 25

402 HILLSBOROUGH STREET

Palm Harbor, FL, 34683

Active Under Contract

$4,500,000

5

Bedrooms

5

Bathrooms

5,196 sqft

Living Area

2023

Year Built

29,804

Lot Size (sqft)

$1,050

HOA / Quarterly

145

Days on Market

Dock Score™

DockOnly
72
Good

What shaped this score

Gulf Access (nav-verified)
Dock present
Fits boats up to ~100ft+ (est.)
·~35 min run to open water · 3.7 mi
·Draft not independently verified

DockOnly.com rating, not provided by the MLS or listing broker.

Dock & Water AccessMLS

WaterfrontBay/HarborGulf/OceanGulf/Ocean to BayIntracoastal Waterway

AI Aerial Imagery Detection

Dock DetectedSeawall DetectedDeep Water Indicators~128-173 ft dock

Detected by AI from open-source aerial mapping imagery and may not reflect current conditions. This information was not provided by the MLS or listing broker. Always verify dock infrastructure with the listing agent.

Open WaterDockOnly

This dock fronts open water — a bay, harbor or marina basin rather than a canal.

There is no across-the-canal bank here, so no canal width applies and boat length is not limited by room to turn around. Check depth, beam and slip dimensions with the listing agent.

Navigation RouteDockOnly

Data sources: SFWMD AHED waterway polygons · FHWA National Bridge Inventory 2024 · Not provided by the MLS or listing broker.

Description

Under contract-accepting backup offers. Welcome to 402 Hillsborough Street, a custom-built 2023 waterfront residence offering a rare combination of scale, privacy, and direct access to multiple water bodies including Boggy Bayou, the Intracoastal Waterway, and the Gulf of America. Situated on a 0.68-acre lot within a private gated community, this property features approximately 5,196 square feet of heated living space and nearly 9,700 total square feet, thoughtfully designed across three levels with elevator access. This five-bedroom, four full and one half-bath home showcases a contemporary architectural design with block construction, metal roofing, and impact-rated windows. Interior features include engineered hardwood and porcelain tile flooring, high and vaulted ceilings, tray ceilings, an open floor plan, and a kitchen-family room combination designed for both daily living and entertaining. The primary suite is located on the third level and includes two walk-in closet and expansive proportions. Additional interior highlights include a bonus room, great room, sauna, electric fireplace, upper-level laundry room, and smart home features including security system, cameras, and touchless entry. The home is equipped with central air, natural gas, tankless water heater, and owned solar panels. Outdoor living is enhanced by a private heated pool and spa, multiple balconies and patios, irrigation system, and mature landscaping. The property offers approximately 600 feet of combined water frontage and includes a 2023 composite dock suitable for fishing and recreational water use such as paddleboarding and kayaking. Parking is extensive with a four-car attached garage, additional two-car carport, circular driveway, EV charging capability, and ample off-street parking. Community amenities include gated access and maintained private roads with HOA services covering exterior maintenance, grounds, and common areas. Located in unincorporated Palm Harbor near golf courses, marinas, and top-rated schools, this property presents a unique opportunity to own a newly constructed waterfront home with expansive water views and access.

Schedule a Showing

See the property and tour the dock. A licensed waterfront specialist will arrange your private showing.

Select a date

Location

Palm Harbor, FL, 34683

No price history available for this property.

Displayed by Blue Mar Real Estate Group Inc., Licensed Florida Real Estate Broker (DBPR CQ1018554) · [email protected]

Listing courtesy of EXP REALTY LLC via Stellar MLS

Last checked: 1 hour ago

Listing updated: August 25, 2026

© 2026 Stellar MLS. All rights reserved. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of Stellar MLS. Information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal.

IDX information is provided exclusively for consumers' personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

FEMA Flood Zone AE
BFE: 12ft

Special Flood Hazard Area

View FEMA Flood Map →
Loading nearby marinas…
Loading nearby sandbars…

Mortgage Calculator

Estimate your monthly payment for this waterfront property

20%

$900,000 down

%
Principal & Interest$23,350/mo
Property Tax (est. ~1.2%, varies by county)$4,500/mo
Home Insurance (est.)$250/mo
HOA Fees$350/mo
Total Monthly Payment$28,450
Loan Amount: $3,600,000Rate: 6.75%
Get Pre-Qualified

Estimated payments only. Actual rates and terms may vary.

$4,500,000Tour the dockSchedule a Showing
Navigation note: Navigation routes show the shortest mapped path to open water. A vessel taller than the binding bridge clearance may still reach open water via a longer alternate route that we don't currently map. Verify navigability with a local captain or surveyor before relying on it.