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© 2026 DockOnly™. All rights reserved.

DockOnly™ and Dock Score™ are trademarks of Blue Mar Real Estate Group Inc.

Blue Mar Real Estate Group Inc. — Licensed Florida Real Estate Broker

Blue Mar Real Estate Group Inc.

Licensed Florida Real Estate Broker · DBPR License CQ1018554

4000 Ponce De Leon Blvd, Suite 470, Coral Gables, FL 33146

[email protected]

Listing data is provided by participating Multiple Listing Services and is deemed reliable but not guaranteed. Each listing's MLS source and its required disclosures appear with that listing. Dock Score™ is a DockOnly.com rating and is not provided by or affiliated with any MLS or listing broker. NOAA chart data is public domain and for reference only — not for navigation. Full MLS Compliance

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This website complies with the Fair Housing Act. We do not discriminate on the basis of race, color, religion, sex, national origin, familial status, or disability.

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+20

407 20TH AVENUE

INDIAN ROCKS BEACH, FL, 33785

Active

$869,000

407 20TH AVENUE

INDIAN ROCKS BEACH, FL, 33785

Active

$869,000

2

Bedrooms

2

Bathrooms

1,080 sqft

Living Area

1969

Year Built

$869,000Tour the dockSchedule a Showing
Navigation note: Navigation routes show the shortest mapped path to open water. A vessel taller than the binding bridge clearance may still reach open water via a longer alternate route that we don't currently map — verify navigability with a local captain or surveyor before relying on it.

6,700

Lot Size (sqft)

117

Days on Market

Dock Score™

DockOnly
61
Good

What shaped this score

✓Intracoastal
✓Dock present
✓Bridge-free to bay & ocean
✓Fits boats up to ~34ft (est.)

DockOnly.com rating — not provided by the MLS or listing broker.

Dock & Water AccessMLS

Intracoastal Waterway

AI Aerial Imagery Detection

Dock DetectedSeawall DetectedDeep Water Indicators~29-39 ft dock

Detected by AI from open-source aerial mapping imagery and may not reflect current conditions. This information was not provided by the MLS or listing broker. Always verify dock infrastructure with the listing agent.

Navigation RouteDockOnly

Data sources: SFWMD AHED waterway polygons · FHWA National Bridge Inventory 2024 · Not provided by the MLS or listing broker.

Description

Direct Intracoastal Waterfront Lot with existing home. Welcome to Indian Rocks Beach! This property offers prime tear down potential for builders or investors looking to maximize value with a dream waterfront build on a 6700 sqft lot. Alternatively, this coastal cottage can be brought back to life with intentional single-story and ground-floor living. The address supports multiple investment exit strategies. Enjoy direct water access off your private dock for boating, kayaking, paddle boarding, or fishing right from the backyard. Southern exposure protects you from wind and captures the warm sunsets. Golf cart friendly roads allow you to meander your way through tropical paradise, cruise to local establishments, and park in designated parking spots around town. The lot is situated just two blocks to one of the 24 beach access points and miles of Gulf coastline. Kolb Park is nearby which features tennis and pickleball courts, a skate park, playground, basketball court, and fields used by IRB Little League and Senior Softball. Zoned for top rated schools and close to local restaurants and shops, the location also provides quick access to Tampa, St. Petersburg, and two International Airports. This is a prime redevelopment opportunity in a high demand coastal pocket, ready for your vision.

Schedule a Showing

See the property and tour the dock. A licensed waterfront specialist will arrange your private showing.

Select a date

Location

INDIAN ROCKS BEACH, FL, 33785

No price history available for this property.

Displayed by Blue Mar Real Estate Group Inc. — Licensed Florida Real Estate Broker (DBPR CQ1018554) · [email protected]

Listing courtesy of MAVREALTY via Stellar MLS

Last updated: 6/30/2026

© 2026 Stellar MLS. All rights reserved. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of Stellar MLS. Information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal.

IDX information is provided exclusively for consumers' personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Dock Score™

DockOnly
61
Good

What shaped this score

✓Intracoastal
✓Dock present
✓Bridge-free to bay & ocean
✓Fits boats up to ~34ft (est.)

DockOnly.com rating — not provided by the MLS or listing broker.

FEMA Flood Zone AE
BFE: 9ft

Special Flood Hazard Area

View FEMA Flood Map →
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Mortgage Calculator

Estimate your monthly payment for this waterfront property

20%

$173,800 down

%
Principal & Interest$4,509/mo
Property Tax (est. ~1.2%, varies by county)$869/mo
Home Insurance (est.)$250/mo
Total Monthly Payment$5,628
Loan Amount: $695,200Rate: 6.75%
Get Pre-Qualified

Estimated payments only. Actual rates and terms may vary.

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