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4086 GARDNER DRIVE

Port Charlotte, FL, 33952

Active

$389,900

3

Bedrooms

2

Bathrooms

1,578 sqft

Living Area

1961

Year Built

9,374

Lot Size (sqft)

192

Days on Market

Dock Score™

DockOnly
61
Good

What shaped this score

Gulf Access (nav-verified)
Dock with boat lift
Fits boats up to ~70ft (est.)
·~30 min run to open water · 3.1 mi
Est. waterfront~75 ft

DockOnly.com rating, not provided by the MLS or listing broker.

Dock & Water AccessMLS

Canal - Brackish

AI Aerial Imagery Detection

Dock DetectedBoat Lift DetectedSeawall DetectedDeep Water Indicators

Detected by AI from open-source aerial mapping imagery and may not reflect current conditions. This information was not provided by the MLS or listing broker. Always verify dock infrastructure with the listing agent.

Canal WidthDockOnly

At the dock

County parcel data
270ft
dock270 ft

Single measurement at the dock · width variation along the canal not yet available

Measured perpendicular from this parcel's waterfront edge to the parcel directly across the canal, using surveyed county GIS boundaries. Multiple waterfront edges detected (corner lot or dual frontage); reported value is the widest; verify with the listing agent.

Will it turn around?

Up to 121 ft

Easy
handling

121162 ft

Fits
with care

162187 ft

Tight
(back-in)

Boats over 187 ft typically back in/out rather than turning here. Clear channel ≈ 244 ft with boats moored both sides (~13 ft per side for dock + beam). Wide-beam yachts need the upper end of each range.

Navigation RouteDockOnly

Data sources: SFWMD AHED waterway polygons · FHWA National Bridge Inventory 2024 · Not provided by the MLS or listing broker.

Description

Bring your boat and start enjoying true Florida waterfront living! Wish you bought when rates were low? This home has an ASSUMABLE MORTGAGE AT 3.875%! This GULF ACCESS CANAL-FRONT POOL HOME WITHIN MINUTES TO OPEN WATER in PORT CHARLOTTE and only ONE BRIDGE out to CHARLOTTE HARBOR with NO HOA AND NO CDD, giving you the flexibility and freedom that’s hard to find. Inside, the home features THREE BEDROOMS and TWO UPDATED FULL BATHROOMS WITH TILE WALK-IN SHOWERS, along with a spacious, functional layout designed for comfortable living and entertaining. The living and dining room flow together effortlessly to create an open central gathering space, while a SECOND SEPARATE LIVING ROOM provides additional flexibility for a media room, home office, or relaxed sitting area. Numerous windows throughout fill the home with NATURAL LIGHT, highlighting views of the lush backyard. The kitchen offers an OVERSIZED PANTRY WITH BUILT-IN SHELVING for exceptional storage. Step outside to your private retreat where the SCREENED-IN POOL AND PATIO SPAN OVER 1,200 SQUARE FEET, with a pool OVER 8 FEET DEEP. Strategically placed FLORIDA GLASS PANELS create shaded areas on the patio, complemented by MOUNTED FANS ON THE LANAI, all surrounded by mature tropical landscaping. Boating enthusiasts will appreciate the PRIVATE DOCK AND 7,000 BOAT LIFT (2020), allowing easy access to open waters within minutes before cruising to CHARLOTTE HARBOR for fishing, waterfront dining, or straight across to dine at FISHERMANS VILLAGE. Important updates provide long-term value and peace of mind, including a NEW ROOF (2023), NEW A/C SYSTEM (2024), UPDATED ELECTRICAL PANEL WITH SURGE PROTECTION (2021), extensive PLUMING UPDATES - RELINING ALL HOUSE & SEWER PIPES, and an IMPACT-RATED FRONT ENTRY DOOR (2015). Ideally located just 5 minutes from SUNSEEKER RESORT CHARLOTTE HARBOR, 10 minutes to DOWNTOWN PUNTA GORDA, and 15 minutes to PUNTA GORDA AIRPORT, this home offers the perfect combination of waterfront living and everyday convenience.

Schedule a Showing

See the property and tour the dock. A licensed waterfront specialist will arrange your private showing.

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Location

Port Charlotte, FL, 33952

No price history available for this property.

Displayed by Blue Mar Real Estate Group Inc., Licensed Florida Real Estate Broker (DBPR CQ1018554) · [email protected]

Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE via Stellar MLS

Last checked: 5 hours ago

Listing updated: September 6, 2026

© 2026 Stellar MLS. All rights reserved. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of Stellar MLS. Information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal.

IDX information is provided exclusively for consumers' personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

FEMA Flood Zone AE
BFE: 9ft

Special Flood Hazard Area

View FEMA Flood Map →
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Estimate your monthly payment for this waterfront property

20%

$77,980 down

%
Principal & Interest$2,023/mo
Property Tax (est. ~1.2%, varies by county)$390/mo
Home Insurance (est.)$250/mo
Total Monthly Payment$2,663
Loan Amount: $311,920Rate: 6.75%
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$389,900Tour the dockSchedule a Showing
Navigation note: Navigation routes show the shortest mapped path to open water. A vessel taller than the binding bridge clearance may still reach open water via a longer alternate route that we don't currently map. Verify navigability with a local captain or surveyor before relying on it.