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4104 128TH STREET W 704

Cortez, FL, 34215

Active

$784,000

3

Bedrooms

2

Bathrooms

2,046 sqft

Living Area

1991

Year Built

138

Days on Market

Dock & Water AccessMLS

Canal FrontWaterfrontCanal - Saltwater📝 10K-lb boat lift

Data sources: SFWMD AHED waterway polygons · FHWA National Bridge Inventory 2024 · Not provided by the MLS or listing broker.

Description

Experience waterfront living in this 2,046 sq. ft. end-unit residence, positioned close by beautiful Anna Maria Island and historic Cortez village. THE $1,843 MONTHLY HOA FEE INCLUDES FLOOD INSURANCE AND ALSO COVERS: exterior and grounds maintenance, escrow reserves, pest control, trash removal, and community amenities for a lock-and-leave lifestyle. Offering the privacy of a single-family home with no neighbors above or below, this condo is tailored for the boating enthusiast. Enjoy access from your assigned 40-foot boat slip, equipped with a 10,000-lb lift (2022) and docks providing direct entry to the Intracoastal Waterway and Gulf of Mexico. Conveniences include two under-building parking spaces and an air-conditioned storage unit. The interior features 13-foot ceilings, hardwood flooring, and a chef’s kitchen with marble accents. West-facing PGT impact glass sliders frame water views and sunsets, transitioning to a lanai and paver patio. 2025 infrastructure upgrades—including a new HVAC system with ductwork and PGT impact windows throughout—ensure efficiency and peace of mind. The residence sustained no damage during recent hurricanes. Situated within a resort-style community, residents enjoy access to two heated pools, hot tub, tennis and pickleball courts, a fitness center, and a clubhouse.

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Location

Cortez, FL, 34215

No price history available for this property.

Displayed by Blue Mar Real Estate Group Inc., Licensed Florida Real Estate Broker (DBPR CQ1018554) · [email protected]

Listing courtesy of COLDWELL BANKER REALTY via Stellar MLS

Last checked: July 11, 2026

Listing updated: June 10, 2026

© 2026 Stellar MLS. All rights reserved. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of Stellar MLS. Information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal.

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FEMA Flood Zone AE
BFE: 8ft

Special Flood Hazard Area

View FEMA Flood Map →

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Estimate your monthly payment for this waterfront property

20%

$156,800 down

%
Principal & Interest$4,068/mo
Property Tax (est. ~1.2%, varies by county)$784/mo
Home Insurance (est.)$250/mo
Total Monthly Payment$5,102
Loan Amount: $627,200Rate: 6.75%
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$784,000Tour the dockSchedule a Showing