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4240 FLORAMAR TERRACE

New Port Richey, FL, 34652

Active

$489,900

2

Bedrooms

2

Bathrooms

1,008 sqft

Living Area

1968

Year Built

8,250

Lot Size (sqft)

$125

HOA / Annually

130

Days on Market

Dock Score™

DockOnly
77
Good

What shaped this score

Gulf Access (nav-verified)
Dock present
Fits boats up to ~62ft (est.)
·~35 min run to open water · 3.4 mi
Est. waterfront~67 ft

DockOnly.com rating, not provided by the MLS or listing broker.

Dock & Water AccessMLS

Canal - Saltwater

AI Aerial Imagery Detection

Dock DetectedSeawall Detected

Detected by AI from open-source aerial mapping imagery and may not reflect current conditions. This information was not provided by the MLS or listing broker. Always verify dock infrastructure with the listing agent.

Canal WidthDockOnly

At the dock

County parcel data
100ft
dock100 ft

Single measurement at the dock · width variation along the canal not yet available

Measured perpendicular from this parcel's waterfront edge to the parcel directly across the canal, using surveyed county GIS boundaries.

Will it turn around?

Up to 37 ft

Easy
handling

3749 ft

Fits
with care

4956 ft

Tight
(back-in)

Boats over 56 ft typically back in/out rather than turning here. Clear channel ≈ 74 ft with boats moored both sides (~13 ft per side for dock + beam). Wide-beam yachts need the upper end of each range.

Navigation RouteDockOnly

Data sources: SFWMD AHED waterway polygons · FHWA National Bridge Inventory 2024 · Not provided by the MLS or listing broker.

Description

Virtually Staged. Welcome to the waterfront lifestyle you’ve been dreaming of in the desirable Gulf Harbors community! Beautifully remodeled and thoughtfully upgraded, this 2-bedroom, 1.5-bath home offers the ideal combination of modern comfort, coastal style, and boating access—all from your own backyard. The extensive renovation was completed with the required county permits and includes brand-new electrical, updated interior plumbing (excluding the main line), new flooring throughout, and a stunning modern kitchen designed for everyday living and entertaining. The full bathroom has also been beautifully updated with a sleek, modern glass-enclosed shower. Additional improvements include a newly replaced roof, a recently rescreened pool enclosure, and a professionally rebuilt HVAC system that, according to the seller, was not affected by hurricane water. The half bathroom in the garage is also being completed with the addition of a sink. Step outside and discover your private Florida oasis, featuring an inground pool and spa where you can relax, entertain, and enjoy the sunshine year-round. Beyond the pool, a private dock places boating, fishing, kayaking, paddleboarding, and sunset cruises right at your doorstep. The canal provides access to the open Gulf through one bridge. Boat clearance depends on the vessel, tide, and water conditions; however, collapsible T-tops are commonly used by some neighbors. One nearby owner reports operating a 25-foot center-console boat with a T-top and clearing the bridge approximately 75% of the time without lowering it. Residents may also choose to join the Gulf Harbors private beach club and enjoy access to a welcoming community clubhouse offering activities such as bingo and yoga, along with a rentable salon and banquet space for private gatherings. Conveniently located near shopping, restaurants, hospitals, pharmacies, and everyday services, this home delivers an exceptional combination of waterfront recreation, modern upgrades, community amenities, and convenience. Don’t miss your opportunity to own a move-in-ready waterfront retreat in one of the area’s most desirable coastal communities!

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See the property and tour the dock. A licensed waterfront specialist will arrange your private showing.

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Location

New Port Richey, FL, 34652

No price history available for this property.

Displayed by Blue Mar Real Estate Group Inc., Licensed Florida Real Estate Broker (DBPR CQ1018554) · [email protected]

Listing courtesy of LARTOK LLC via Stellar MLS

Last checked: 4 hours ago

Listing updated: September 2, 2026

© 2026 Stellar MLS. All rights reserved. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of Stellar MLS. Information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal.

IDX information is provided exclusively for consumers' personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

FEMA Flood Zone AE
BFE: 10ft

Special Flood Hazard Area

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Estimate your monthly payment for this waterfront property

20%

$97,980 down

%
Principal & Interest$2,542/mo
Property Tax (est. ~1.2%, varies by county)$490/mo
Home Insurance (est.)$250/mo
HOA Fees$10/mo
Total Monthly Payment$3,292
Loan Amount: $391,920Rate: 6.75%
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$489,900Tour the dockSchedule a Showing
Navigation note: Navigation routes show the shortest mapped path to open water. A vessel taller than the binding bridge clearance may still reach open water via a longer alternate route that we don't currently map. Verify navigability with a local captain or surveyor before relying on it.