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DockOnly™ and Dock Score™ are trademarks of Blue Mar Real Estate Group Inc.

Blue Mar Real Estate Group Inc., Licensed Florida Real Estate Broker

Blue Mar Real Estate Group Inc.

Licensed Florida Real Estate Broker · DBPR License CQ1018554

4000 Ponce De Leon Blvd, Suite 470, Coral Gables, FL 33146

[email protected]

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+20

436 MOUNT OAK AVENUE NE 747

St Petersburg, FL, 33702

Active

$285,000

436 MOUNT OAK AVENUE NE 747

St Petersburg, FL, 33702

Active

$285,000

2

Bedrooms

2

Bathrooms

930 sqft

Living Area

1972

Year Built

3,000

Lot Size (sqft)

$410

HOA / Monthly

1

Days on Market

Dock Score™

DockOnly
N/A
Limited

What shaped this score

·Gulf Access (nav-verified) (community access, no unit dock rights)

DockOnly.com rating, not provided by the MLS or listing broker.

Dock & Water AccessMLS

Canal - Saltwater

AI Aerial Imagery Detection

Dock DetectedBoat Lift DetectedSeawall Detected~19-25 ft dock

Detected by AI from open-source aerial mapping imagery and may not reflect current conditions. This information was not provided by the MLS or listing broker. Always verify dock infrastructure with the listing agent.

Data sources: SFWMD AHED waterway polygons · FHWA National Bridge Inventory 2024 · Not provided by the MLS or listing broker.

Description

Virtually Staged. Cottage on the water! No flooding inside in 2024 storms! You'll be amazed at this 2 bed/1.5 bath waterfront home that features 930 sq. ft of living space and a dock and two lifts--one for jet ski! The large open concept living/dining/kitchen has water views from every room! Recently remodeled with comfort in mind, the chef's kitchen has plenty of wood cabinets and a pantry for storage, quartz countertops and stainless appliances. There's a kitchen peninsula with seating where guests can enjoy the views of the water. In addition to the kitchen, the 2026 remodel includes fresh drywall and insulation on all walls and ceiling with foam board insulation in Florida room, new decorator paint throughout, wide-plank luxury vinyl waterproof flooring throughout, new sliding door to composite deck--perfect for early morning coffee, upgraded baths with walk-in shower in main bath, and second bedroom/den/office includes a utility closet with 2026 washer/dryer and convenient half bath. The HVAC system is 2026 and a mini split was added in the Florida room for extra comfort. The primary bedroom has a wall of closets for storage with two hallway closets for linens and bedding. Window blinds are installed on all windows. Two sheds: one for boating supplies and the other for additional storage or tools. Price includes share for the lot and ownership in the co-op. The concrete seawall is maintained by the Co-op, which is a big savings for the homeowner. This sophisticated cottage would make a great full time residence, winter getaway, or investment property as renting is allowed with 2-month minimum. You could even rent the boat lift if desired. The residence is located in the premiere 55+ waterfront community of Americana Cove, located only 10 mins from downtown St. Petersburg, 20 mins to two airports and 3 mins to 4th street dining, shopping and grocery. You're in the hub of everything yet located in a serene beautiful community. 2 pets (dogs or cats) up to 35 pds are welcomed! Low monthly maintenance fee of $410 includes water, sewer, trash pick up, lawn mowing, 24 hr manned gate, private streets and all amenities including two boat ramps, kayak launch, heated pool, clubhouse, fitness center and so much more! This is a sweet find!

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Location

St Petersburg, FL, 33702

No price history available for this property.

Displayed by Blue Mar Real Estate Group Inc., Licensed Florida Real Estate Broker (DBPR CQ1018554) · [email protected]

Listing courtesy of BAREFOOT REALTY GROUP via Stellar MLS

Last checked: 8 hours ago

Listing updated: August 6, 2026

© 2026 Stellar MLS. All rights reserved. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of Stellar MLS. Information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal.

IDX information is provided exclusively for consumers' personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Dock Score™

DockOnly
N/A
Limited

What shaped this score

·Gulf Access (nav-verified) (community access, no unit dock rights)

DockOnly.com rating, not provided by the MLS or listing broker.

FEMA Flood Zone AE
BFE: 9ft

Special Flood Hazard Area

View FEMA Flood Map →
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Mortgage Calculator

Estimate your monthly payment for this waterfront property

20%

$57,000 down

%
Principal & Interest$1,479/mo
Property Tax (est. ~1.2%, varies by county)$285/mo
Home Insurance (est.)$250/mo
HOA Fees$410/mo
Total Monthly Payment$2,424
Loan Amount: $228,000Rate: 6.75%
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Estimated payments only. Actual rates and terms may vary.

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$285,000Tour the dockSchedule a Showing