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437 Pirates Rd
Torch Key, FL, 33042
Active$895,000
437 Pirates Rd
Torch Key, FL, 33042
Active$895,000
3
Bedrooms
2
Bathrooms
1,296 sqft
Living Area
2015
Year Built
6,000
Lot Size (sqft)
150
Days on Market
Dock Score™
DockOnly63
GoodWhat shaped this score
✓Ocean Access
✓Bridge-free to ocean
✓Dock present
✓Fits boats up to ~38ft (est.)
DockOnly.com rating, not provided by the MLS or listing broker.
Dock & Water AccessMLS
WF/Ocean AccessCanal Front
Navigation RouteDockOnly
Data sources: SFWMD AHED waterway polygons · FHWA National Bridge Inventory 2024 · Not provided by the MLS or listing broker.
Description
Offered in the highly sought-after Jolly Roger Estates, this beautifully maintained, one-owner canal-front home is just 11 years old and truly move-in ready. Elevated and thoughtfully designed, the 1,296 sq. ft. residence offers three bedrooms and two bathrooms, enhanced by refined finishes including crown molding, tray ceilings, tile showers, and a bright, open-concept living space ideal for coastal living. Built for both comfort and peace of mind, the home features a metal roof installed in 2018 along with impact-rated windows and doors throughout. Enjoy added privacy and nightly sunset views over the protected salt marsh directly across the street—an unspoiled natural backdrop that will never be developed. Boaters will appreciate the free-flowing, clear-water canal with excellent access to both the ocean and the bay. The private dock with a 7,000-lb side-lift boat elevator makes heading out for fishing, diving, or sunset cruises effortless. The spacious lot offers a large driveway, double covered parking, and ample room for boat trailers and additional vehicles. Downstairs, a full concrete pad and enclosed angler's room provide the perfect space for storing fishing gear, dive equipment, and all your island toys. Located near mile marker 28.5, Jolly Roger Estates is a peaceful, palm-lined waterfront community on the Atlantic side of Little Torch Key, offering direct access to Pine Channel and world-class boating, fishing, and diving at nearby Looe Key Reef.
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Location
Torch Key, FL, 33042
No price history available for this property.
Displayed by Blue Mar Real Estate Group Inc., Licensed Florida Real Estate Broker (DBPR CQ1018554) · [email protected]
Listing courtesy of Ocean Sotheby's International via MIAMI REALTORS®
Last checked: June 3, 2026
Listing updated: June 2, 2026
© 2026 Miami Association of REALTORS®, Inc. All rights reserved. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of the Miami Association of REALTORS®. Information is deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal.
IDX information is provided exclusively for consumers' personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Dock Score™
DockOnly63
GoodWhat shaped this score
✓Ocean Access
✓Bridge-free to ocean
✓Dock present
✓Fits boats up to ~38ft (est.)
DockOnly.com rating, not provided by the MLS or listing broker.
Nearest Bridge Clearances
Florida Keys, critical for tall/large vessels
No bridge data available for this location.
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Mortgage Calculator
Estimate your monthly payment for this waterfront property
20%
$179,000 down
%
Principal & Interest$4,644/mo
Property Tax (est. ~1.2%, varies by county)$895/mo
Home Insurance (est.)$250/mo
Total Monthly Payment$5,789
Loan Amount: $716,000Rate: 6.75%
Get Pre-QualifiedEstimated payments only. Actual rates and terms may vary.
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Navigation note: Navigation routes show the shortest mapped path to open water. A vessel taller than the binding bridge clearance may still reach open water via a longer alternate route that we don't currently map. Verify navigability with a local captain or surveyor before relying on it.