1 / 25
25 photos
+20
440 OLIVE CONCH STREET
RUSKIN, FL, 33570
Active$430,000
440 OLIVE CONCH STREET
RUSKIN, FL, 33570
Active$430,000
5
Bedrooms
3
Bathrooms
2,522 sqft
Living Area
2020
Year Built
RUSKIN, FL, 33570
Active$430,000
RUSKIN, FL, 33570
Active$430,000
5
Bedrooms
3
Bathrooms
2,522 sqft
Living Area
2020
Year Built
5,000
Lot Size (sqft)
$8
HOA / Monthly
48
Days on Market
AI Aerial Imagery Detection
Detected by AI from open-source aerial mapping imagery and may not reflect current conditions. This information was not provided by the MLS or listing broker. Always verify dock infrastructure with the listing agent.
Data sources: SFWMD AHED waterway polygons · FHWA National Bridge Inventory 2024 · Not provided by the MLS or listing broker.
Welcome to this beautifully upgraded 5-bedroom, 3-bathroom home located in the desirable Shell Cove community of Ruskin. Built in 2020, this spacious two-story residence offers over 2,400 square feet of thoughtfully designed living space featuring an open-concept floor plan, a versatile loft, and a large upstairs owner’s suite with walk-in closet and dual-sink vanity. The modern kitchen overlooks the living and dining areas and includes solid surface countertops, upgraded appliances, ample cabinetry, and under-cabinet LED lighting. Recent enhancements include laminate flooring upstairs, custom built-ins, remodeled pantry storage, upgraded fixtures, fresh interior paint, solar-tinted windows, and a whole-home water filtration and softener system. Step outside to enjoy a fully fenced backyard with pond views, mature landscaping, screened patio enclosure, garden area, and paver patio—perfect for entertaining or relaxing outdoors. Additional features include a solar power system ( WITH A AVERAGE TECO BILL OF 14$ !!! with battery backup, irrigation system, attached 2-car garage, and smart home upgrades. Shell Cove amenities include a community pool, playground, basketball court, walking trails, and dog park, all conveniently located near shopping, dining, schools, hospitals, and easy access to Tampa Bay. (SOLAR POWER SYSTEM WILL BE ASSUMED BY BUYER AS A SEPARATE LOAN (39K BALANCE ) APPROXIMATELY 240 $ A MONTH) (SELLERS WILL ALSO PROVIDE A $20,000 INCENTIVE TO BUYERS TO GO TOWARDS THE SOLAR PACKAGE PROGRAM ) TOTAL BALANCE TO BE AROUND $19,000 (WITH A VALUE OF $47,000)
See the property and tour the dock. A licensed waterfront specialist will arrange your private showing.
Select a date
RUSKIN, FL, 33570
Displayed by Blue Mar Real Estate Group Inc., Licensed Florida Real Estate Broker (DBPR CQ1018554) · [email protected]
Listing courtesy of FLORIDA'S 1ST CHOICE RLTY LLC via Stellar MLS
Last updated: 7/10/2026
© 2026 Stellar MLS. All rights reserved. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of Stellar MLS. Information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal.
IDX information is provided exclusively for consumers' personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Estimate your monthly payment for this waterfront property
$86,000 down
Estimated payments only. Actual rates and terms may vary.
$388K1411 JACOBSON CIRCLE
SUN CITY CENTER, FL
Courtesy of BAYSIDE REALTY GROUP INC via Stellar MLS
$545K220 ROSANA DRIVE
BRANDON, FL
Courtesy of KEY REALTY ADVISORS via Stellar MLS
$415K10918 ANCIENT FUTURES DRIVE
TAMPA, FL
Courtesy of DREAM HOMES REALTY via Stellar MLS
$415K5114 STONEHAVEN COURT
TAMPA, FL
Courtesy of KELLER WILLIAMS TAMPA PROPERTIES via Stellar MLS
$550K106 STEVEN STREET
RUSKIN, FL
Courtesy of POWELL REALTY via Stellar MLS
$540K802 WHITE HERON BOULEVARD
RUSKIN, FL
Courtesy of EXIT GULF COAST REALTY via Stellar MLS