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449 SW MONTGOMERY DRIVE

Lake City, FL, 32025

Active

$450,000

4

Bedrooms

5

Bathrooms

3,075 sqft

Living Area

1951

Year Built

148,539

Lot Size (sqft)

352

Days on Market

Dock Score™

DockOnly
N/A
Limited

What shaped this score

Bridge-free to ocean
Dock present
·~220 min run to open water · 76.4 mi
·Lake/Lagoon

DockOnly.com rating, not provided by the MLS or listing broker.

Dock & Water AccessMLS

Lake Front

AI Aerial Imagery Detection

Dock Detected

Detected by AI from open-source aerial mapping imagery and may not reflect current conditions. This information was not provided by the MLS or listing broker. Always verify dock infrastructure with the listing agent.

Data sources: SFWMD AHED waterway polygons · FHWA National Bridge Inventory 2024 · Not provided by the MLS or listing broker.

Description

Make sure to check out the Virtual Tour for a 3D Model w/ Walkthrough, Floor Plan w/ Measurements, Video, & more! If you’ve ever dreamed of living in a lakeside retreat with a tennis court, a gazebo, storage shed/carport and a dash of old-school charm, this 1951 classic on “Doctors Row” might just be your prescription for happiness! This two-story beauty offers a new flat roof over sunroom 2023, 3,075 sqft of heated and cooled living space on a sprawling 3.41-acre lot. Featuring 4 bedrooms with TWO Master Suites, a bonus room/office/den, 3 full baths and 2 half-baths PLUS a living room, sun room, formal dining, and TONS of storage space! Laundry? No problem! This home offers you a choice of upstairs/inside laundry hookup or downstairs/garage laundry hookup! (Maybe choose both because who wouldn't want to get all of the laundry done WAY faster!?) The grand living room features beautiful hardwood floors that flow throughout most of the home, a wood-burning fireplace, rich paneling, crown molding, wainscoting, plantation shutters, and soaring 10-foot ceilings. The sunroom, adorned with brick accents and more plantation shutters, opens onto a large deck overlooking the back yard and the lake - perfect for morning coffee or evening relaxation. Speaking of views, almost all the windows in the home have been replaced by Anderson Windows in 2023. The kitchen is equipped with stainless steel appliances, a commercial-grade gas range and hood, and a trash compactor ready for your culinary adventures. The expansive 18x20 main master suite boasts a private balcony overlooking Lake Montgomery, offering serene water views to start and end your day. The circular driveway leads to a large front porch (equipped with leaf guard gutters), inviting you to sit and stay awhile. Out back, enjoy the gazebo, dock/fishing platform, and a tennis court that might just inspire your inner Serena or Roger. The large rear deck is ideal for entertaining, barbecues, or simply soaking in the natural beauty that surrounds you. Located on the affectionately dubbed “Doctors Row,” this home is nestled in a community known for its charm and character. You're just minutes away from downtown Lake City, where you can explore the Lake City-Columbia County Historical Museum, enjoy events at The Blanche, or dine at local favorites like Halpatter Brewing Co. Outdoor enthusiasts will appreciate the proximity to Alligator Lake Recreation Area, offering trails, fishing, and birdwatching opportunities. This Lake City gem combines classic elegance with modern amenities, all set on a picturesque lakeside lot. Whether you're hosting gatherings, enjoying outdoor activities, or simply relaxing in your sunroom, this home offers a lifestyle that's both comfortable and captivating.

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Location

Lake City, FL, 32025

No price history available for this property.

Displayed by Blue Mar Real Estate Group Inc., Licensed Florida Real Estate Broker (DBPR CQ1018554) · [email protected]

Listing courtesy of EXP REALTY LLC via Stellar MLS

Last checked: July 31, 2026

Listing updated: June 18, 2026

© 2026 Stellar MLS. All rights reserved. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of Stellar MLS. Information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal.

IDX information is provided exclusively for consumers' personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

FEMA Flood Zone X

Minimal Flood Hazard

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$90,000 down

%
Principal & Interest$2,335/mo
Property Tax (est. ~1.2%, varies by county)$450/mo
Home Insurance (est.)$250/mo
Total Monthly Payment$3,035
Loan Amount: $360,000Rate: 6.75%
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$450,000Tour the dockSchedule a Showing