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4490 Harbor Bend Drive

Upper Captiva, FL, 33924

Active

$1,397,000

3

Bedrooms

2

Bathrooms

1,841 sqft

Living Area

1982

Year Built

$1,750

HOA / Quarterly

91

Days on Market

Dock Score™

DockOnly
N/A
Limited

What shaped this score

·Gulf Access (nav-verified) (community access, no unit dock rights)

DockOnly.com rating, not provided by the MLS or listing broker.

Dock & Water AccessMLS

Bayfront

AI Aerial Imagery Detection

Dock DetectedDeep Water Indicators~123-167 ft dock

Detected by AI from open-source aerial mapping imagery and may not reflect current conditions. This information was not provided by the MLS or listing broker. Always verify dock infrastructure with the listing agent.

Canal WidthDockOnly

At the dock

County parcel data
67ft
dock67 ft

Single measurement at the dock · width variation along the canal not yet available

Measured perpendicular from this parcel's waterfront edge to the parcel directly across the canal, using surveyed county GIS boundaries.

Will it turn around?

Up to 20 ft

Easy
handling

2027 ft

Fits
with care

2731 ft

Tight
(back-in)

Boats over 31 ft typically back in/out rather than turning here. Clear channel ≈ 41 ft with boats moored both sides (~13 ft per side for dock + beam). Wide-beam yachts need the upper end of each range.

Data sources: SFWMD AHED waterway polygons · FHWA National Bridge Inventory 2024 · Not provided by the MLS or listing broker.

Description

The perfect boater's retreat! This charming three-bedroom waterfront home on the harbor is fully remodeled. Excellent water views from both levels. Dock permits are in place to build a dock for your dream boat. Enjoy the custom-crafted kitchen with marble countertops and stainless steel appliances, with fantastic views across the living area to the harbor. Watch the wildlife and passing boats while relaxing on the deck or screened porch. Two large guest bedrooms share a fully upgraded hall bath with a custom tile walk-in shower. The east-facing bedroom enjoys views of the harbor and another screen porch access sliding glass door, perfect for catching the fresh seaside breezes. To the west is another guest bunk room. On the second level, the spacious primary suite with dual closets & a deluxe tiled bathroom offers a huge waterfront sun porch with composite decking. Just off the primary suite is a versatile sitting room that makes a great office, media room, or extra sleeping space. Impact windows & doors, as well as a newer aluminum standing seam roof, ensure durability and peace of mind. It is just steps from community dock slips with full membership to the Safety Harbor Club amenities, pool, tennis, pickleball, and gulf beach access. This rare waterfront gem won't last. Schedule your private showing today!

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See the property and tour the dock. A licensed waterfront specialist will arrange your private showing.

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Location

Upper Captiva, FL, 33924

No price history available for this property.

Displayed by Blue Mar Real Estate Group Inc., Licensed Florida Real Estate Broker (DBPR CQ1018554) · [email protected]

Listing courtesy of Resort Properties Internationa via Florida Gulf Coast MLS

Last checked: 1 hour ago

Listing updated: April 7, 2026

© 2026 Florida Gulf Coast Association of REALTORS®, Inc. All rights reserved. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Florida Gulf Coast Association of REALTORS®. Information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal.

IDX information is provided exclusively for consumers' personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

FEMA Flood Zone AE
BFE: 8ft

Special Flood Hazard Area

View FEMA Flood Map →
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Estimate your monthly payment for this waterfront property

20%

$279,400 down

%
Principal & Interest$7,249/mo
Property Tax (est. ~1.2%, varies by county)$1,397/mo
Home Insurance (est.)$250/mo
HOA Fees$583/mo
Total Monthly Payment$9,479
Loan Amount: $1,117,600Rate: 6.75%
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$1,397,000Tour the dockSchedule a Showing