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4545 HARBOR HILLS DRIVE

Largo, FL, 33770

Active

$2,465,000

8

Bedrooms

4

Bathrooms

3,943 sqft

Living Area

1967

Year Built

8,050

Lot Size (sqft)

117

Days on Market

Dock Score™

DockOnly
71
Good

What shaped this score

Gulf Access (nav-verified)
Dock present
Bridge-free to bay & ocean
Fits boats up to ~40ft (est.)

DockOnly.com rating, not provided by the MLS or listing broker.

Dock & Water AccessMLS

WaterfrontIntracoastal Waterway

AI Aerial Imagery Detection

Dock DetectedSeawall DetectedDeep Water Indicators~29-39 ft dock

Detected by AI from open-source aerial mapping imagery and may not reflect current conditions. This information was not provided by the MLS or listing broker. Always verify dock infrastructure with the listing agent.

WaterwayDockOnly

No canal width is published for this dock — we found no facing bank within canal range to measure against.

That is the absence of a measurement, not a finding of open-water frontage. Check the waterway, depth and slip dimensions with the listing agent.

Navigation RouteDockOnly

Data sources: SFWMD AHED waterway polygons · FHWA National Bridge Inventory 2024 · Not provided by the MLS or listing broker.

Description

Perfectly positioned within the exclusive waterfront enclave of Harbor Hills, this extraordinary luxury residence is the definition of turnkey coastal sophistication. Showcasing over 3,900 square feet of impeccably redesigned living space, this architectural showpiece has undergone a complete high-end transformation with more than $200,000 invested in premium finishes, designer furnishings, and bespoke upgrades throughout. Offering 8 spacious bedrooms, 4 luxurious bathrooms, and a 2-car garage, this fully furnished estate is perfectly tailored for elevated personal living, executive retreats, or a high-performing luxury vacation rental investment. Every inch of the home has been thoughtfully curated with all-new fittings, modern designer finishes, custom details, and refined craftsmanship that create an atmosphere of effortless elegance. From the moment you arrive the grand circular driveway, lush tropical landscaping, and commanding waterfront presence set the tone for what awaits inside. Expansive open-concept living areas are flooded with natural light and seamlessly blend indoor and outdoor living, all framed by breathtaking panoramic open water views. The outdoor setting is equally spectacular — offering the rare combination of wide-open water vistas with the protection of a sheltered dock, creating an ideal environment for boating enthusiasts and waterfront entertaining alike. Enjoy tranquil sunrises, glowing sunsets, and the ultimate Florida lifestyle from your private waterfront oasis. Designed for both luxury and profitability, the property is completely move-in ready and rental ready, operating as a proven turnkey Airbnb investment with exceptional income potential from day one. Whether utilized as an elite waterfront residence, a seasonal escape, or a premier short-term rental asset, this home delivers unmatched versatility and immediate cash-flow opportunity. A rare offering where luxury, lifestyle, and investment performance converge seamlessly on the water.

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See the property and tour the dock. A licensed waterfront specialist will arrange your private showing.

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Location

Largo, FL, 33770

No price history available for this property.

Displayed by Blue Mar Real Estate Group Inc., Licensed Florida Real Estate Broker (DBPR CQ1018554) · [email protected]

Listing courtesy of BHHS FLORIDA PROPERTIES GROUP via Stellar MLS

Last checked: 1 hour ago

Listing updated: September 9, 2026

© 2026 Stellar MLS. All rights reserved. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of Stellar MLS. Information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal.

IDX information is provided exclusively for consumers' personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

FEMA Flood Zone AE
BFE: 9ft

Special Flood Hazard Area

View FEMA Flood Map →
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Mortgage Calculator

Estimate your monthly payment for this waterfront property

20%

$493,000 down

%
Principal & Interest$12,790/mo
Property Tax (est. ~1.2%, varies by county)$2,465/mo
Home Insurance (est.)$250/mo
Total Monthly Payment$15,505
Loan Amount: $1,972,000Rate: 6.75%
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$2,465,000Tour the dockSchedule a Showing
Navigation note: Navigation routes show the shortest mapped path to open water. A vessel taller than the binding bridge clearance may still reach open water via a longer alternate route that we don't currently map. Verify navigability with a local captain or surveyor before relying on it.