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4592 40TH STREET S

St Petersburg, FL, 33711

Active

$1,049,000

3

Bedrooms

2

Bathrooms

2,124 sqft

Living Area

1973

Year Built

11,186

Lot Size (sqft)

266

Days on Market

Dock Score™

DockOnly
52
Fair

What shaped this score

Gulf Access (nav-verified)
Dock present
Fits boats up to 26ft
Premium waterfront location

DockOnly.com rating, not provided by the MLS or listing broker.

Dock & Water AccessMLS

Canal - Saltwater

AI Aerial Imagery Detection

Dock DetectedSeawall DetectedDavits Detected~30-40 ft dock

Detected by AI from open-source aerial mapping imagery and may not reflect current conditions. This information was not provided by the MLS or listing broker. Always verify dock infrastructure with the listing agent.

Open WaterDockOnly

This dock fronts open water — a bay, harbor or marina basin rather than a canal.

There is no across-the-canal bank here, so no canal width applies and boat length is not limited by room to turn around. Check depth, beam and slip dimensions with the listing agent.

Getting out to open water is not bridge-free from here — see Navigation Route below for the crossings on the way.

Navigation RouteDockOnly

Data sources: SFWMD AHED waterway polygons · FHWA National Bridge Inventory 2024 · Not provided by the MLS or listing broker.

Description

NEVER FLOODED, OPEN-FLOORPLAN, THREE BEDROOMS, TWO BATHROOMS, IN-GROUND POOL and SPA, WATERFRONT. The previous buyer got "Cold Feet", which means they won't be enjoying this IN-GROUND POOL over the summer...but you can! This is the BEST-priced WATERFRONT POOL home in the Broadwater neighborhood! This home features THREE bedrooms, TWO bathrooms, a LARGE primary suite with WALK-IN CLOSET, and an OPEN-FLOORPLAN. The massive kitchen features stainless steel appliances, DOUBLE-OVENS, GAS RANGE, Wine-Fridge, GRANITE COUNTERTOPS, and a HUGE ISLAND perfect for entertaining. The INTERIOR LAUNDRY ROOM provides additional storage. This home offers a more PRIVATE and intimate waterfront setting, ideal for those who value seclusion and a backyard that truly feels like a retreat. Relax and entertain in your HEATED POOL and SPA with no neighboring homes looking directly into your space, creating an outdoor environment that feels more like a personal oasis than a typical waterfront property. While the waterfront footprint is more private, you still enjoy a private dock and davits that has accommodated up to a 26-ft boat with direct water access, giving you the best of both worlds: waterfront living with the added benefit of seclusion. Additional exterior features include dedicated space with ROOM TO PARK AN RV or boat parking (as as some have pointed out, a basketball court!), an increasingly rare and highly desirable convenience. With a base flood elevation of approximately 11 feet, this home has NEVER FLOODED, providing a level of peace of mind that is both valuable and increasingly difficult to find in today’s market. For those seeking a seamless transition, the home can also be offered fully FURNISHED, creating a true turnkey opportunity. Major Updates Include: Roof - 2018, HVAC - 2018, Pool - 2019, Flat roof 2026, Dock and Davits for up to 26ft boat- 2020. Priced significantly below pre-market appraisal, this property represents a rare opportunity to secure a private, move-in-ready waterfront home in one of St. Petersburg’s most desirable communities with INSTANT EQUITY!

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Location

St Petersburg, FL, 33711

No price history available for this property.

Displayed by Blue Mar Real Estate Group Inc., Licensed Florida Real Estate Broker (DBPR CQ1018554) · [email protected]

Listing courtesy of MAINFRAME REAL ESTATE via Stellar MLS

Last checked: 9 hours ago

Listing updated: August 30, 2026

© 2026 Stellar MLS. All rights reserved. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of Stellar MLS. Information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal.

IDX information is provided exclusively for consumers' personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

FEMA Flood Zone AE
BFE: 10ft

Special Flood Hazard Area

View FEMA Flood Map →
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Estimate your monthly payment for this waterfront property

20%

$209,800 down

%
Principal & Interest$5,443/mo
Property Tax (est. ~1.2%, varies by county)$1,049/mo
Home Insurance (est.)$250/mo
Total Monthly Payment$6,742
Loan Amount: $839,200Rate: 6.75%
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$1,049,000Tour the dockSchedule a Showing
Navigation note: Navigation routes show the shortest mapped path to open water. A vessel taller than the binding bridge clearance may still reach open water via a longer alternate route that we don't currently map. Verify navigability with a local captain or surveyor before relying on it.