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4892 Gulfgate Lane

St James City, FL, 33956

Active

$415,000

3

Bedrooms

2

Bathrooms

1,508 sqft

Living Area

2005

Year Built

163

Days on Market

Dock Score™

DockOnly
N/A
Limited

What shaped this score

·Gulf Access (community access, no unit dock rights)

DockOnly.com rating, not provided by the MLS or listing broker.

Dock & Water AccessMLS

CanalAccessNavigableWaterSeawall

AI Aerial Imagery Detection

Dock DetectedBoat Lift DetectedSeawall Detected

Detected by AI from open-source aerial mapping imagery and may not reflect current conditions. This information was not provided by the MLS or listing broker. Always verify dock infrastructure with the listing agent.

Canal GeometryDockOnly

Canal Width

County parcel data
78ft at dock
dock78 ft757777

Measured every 10 ft along the canal boundary · perpendicular measurement

Will it turn around?

Up to 26 ft

Easy
handling

2634 ft

Fits
with care

3440 ft

Tight
(back-in)

Boats over 40 ft typically back in/out rather than turning here. Clear channel ≈ 52 ft with boats moored both sides (~13 ft per side for dock + beam). Wide-beam yachts need the upper end of each range.

Data sources: SFWMD AHED waterway polygons · FHWA National Bridge Inventory 2024 · Not provided by the MLS or listing broker.

Description

Experience the best of waterfront living in this beautifully furnished 3-bedroom, 2-bath coastal retreat in the highly desirable Pine Island Cove community. Offering direct GULF ACCESS and an impressive 92 feet on saltwater canal frontage, this home is designed for those who value comfort, style and effortless outdoor living. Inside, you'll find a bright, coastal-inspired interior with 1,508 sq.ft. of thoughtfully designed space. The home comes tastefully furnished, creating a turnkey experience from the moment you arrive. Enjoy seamless indoor-outdoor living with a screened front lanai, sunroom, and open back lanai overlooking the water. A boat lift and maintenance-fee landscaping make boating and relaxation truly effortless. As one of the largest homes in the community, it offers exceptional space and a premier canal location. of the rare advantages of Pine Island Cove is that you own your property-no land lease-while still enjoying resort-style amenities for an incredible low fee of just $160 per month. The community features a heated saltwater pool, spa, private Gulf access boat ramp, fish cleaning and washout station, a covered picnic pavilion, dog park, pickleball, bocce and a vibrant calendar of clubs and activities. From your dock you're only minutes to the bay and the Gulf, home to some of the best fishing in Florida.

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See the property and tour the dock. A licensed waterfront specialist will arrange your private showing.

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Location

St James City, FL, 33956

No price history available for this property.

Displayed by Blue Mar Real Estate Group Inc., Licensed Florida Real Estate Broker (DBPR CQ1018554) · [email protected]

Listing courtesy of Century 21 Sunbelt Realty via Florida Gulf Coast MLS

Last checked: 4 hours ago

Listing updated: August 31, 2026

© 2026 Florida Gulf Coast Association of REALTORS®, Inc. All rights reserved. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Florida Gulf Coast Association of REALTORS®. Information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal.

IDX information is provided exclusively for consumers' personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

FEMA Flood Zone AE
BFE: 8ft

Special Flood Hazard Area

View FEMA Flood Map →
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Mortgage Calculator

Estimate your monthly payment for this waterfront property

20%

$83,000 down

%
Principal & Interest$2,153/mo
Property Tax (est. ~1.2%, varies by county)$415/mo
Home Insurance (est.)$250/mo
Total Monthly Payment$2,818
Loan Amount: $332,000Rate: 6.75%
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$415,000Tour the dockSchedule a Showing