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490 10th Street

Key Colony, FL, 33051

Active

$1,049,000

2

Bedrooms

2

Bathrooms

1,328 sqft

Living Area

1970

Year Built

4,125

Lot Size (sqft)

23

Days on Market

Dock Score™

DockOnly
64
Good

What shaped this score

Canal
Dock with boat lift
Premium waterfront location
Limited boat size

DockOnly.com rating, not provided by the MLS or listing broker.

Dock & Water AccessMLS

Canal Front

AI Aerial Imagery Detection

Dock DetectedBoat Lift DetectedSeawall Detected~15-21 ft dock

Detected by AI from open-source aerial mapping imagery and may not reflect current conditions. This information was not provided by the MLS or listing broker. Always verify dock infrastructure with the listing agent.

Navigation RouteDockOnly

Data sources: SFWMD AHED waterway polygons · FHWA National Bridge Inventory 2024 · Not provided by the MLS or listing broker.

Description

Welcome to waterfront living in Key Colony! From the decorative gated entry and covered front patio, this beautifully maintained 2-bedroom, 2-bath half duplex offers 1,328 square feet of comfortable indoor-outdoor living. Inside, the light-filled interior features marble flooring, a spacious living area overlooking the water, and an updated kitchen with white cabinetry, granite countertops, stainless steel appliances, and a generous center island. Step outside to a private, fenced brick-paver patio surrounded by tropical landscaping--the perfect setting for morning coffee, outdoor dining, or relaxing by the canal. Boaters will appreciate the 37.5-foot dock and convenient access to the best of the Florida Keys lifestyle. Major updates include a new metal roof and new air-conditioning system, both installed in 2023. Additional features include ample outdoor storage and an interior laundry area. This property also offers an established history as a successful vacation rental, making it an excellent opportunity for buyers seeking a full-time residence, seasonal getaway, or income-producing waterfront retreat in desirable Key Colony Beach.

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Location

Key Colony, FL, 33051

No price history available for this property.

Displayed by Blue Mar Real Estate Group Inc., Licensed Florida Real Estate Broker (DBPR CQ1018554) · [email protected]

Listing courtesy of Coldwell Banker Schmitt Real Estate Co. via Florida Keys MLS

Last checked: 11 hours ago

Listing updated: August 21, 2026

© 2026 Florida Keys Board of REALTORS®, Inc. All rights reserved. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Florida Keys Board of REALTORS®. Information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal.

IDX information is provided exclusively for consumers' personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Nearest Bridge Clearances

Florida Keys, critical for tall/large vessels

No bridge data available for this location.
FEMA Flood Zone AE
BFE: 6ft

Special Flood Hazard Area

View FEMA Flood Map →
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Mortgage Calculator

Estimate your monthly payment for this waterfront property

20%

$209,800 down

%
Principal & Interest$5,443/mo
Property Tax (est. ~1.2%, varies by county)$1,049/mo
Home Insurance (est.)$250/mo
Total Monthly Payment$6,742
Loan Amount: $839,200Rate: 6.75%
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$1,049,000Tour the dockSchedule a Showing
Navigation note: Navigation routes show the shortest mapped path to open water. A vessel taller than the binding bridge clearance may still reach open water via a longer alternate route that we don't currently map. Verify navigability with a local captain or surveyor before relying on it.