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© 2026 DockOnly™. All rights reserved.

DockOnly™ and Dock Score™ are trademarks of Blue Mar Real Estate Group Inc.

Blue Mar Real Estate Group Inc. — Licensed Florida Real Estate Broker

Blue Mar Real Estate Group Inc.

Licensed Florida Real Estate Broker · DBPR License CQ1018554

4000 Ponce De Leon Blvd, Suite 470, Coral Gables, FL 33146

[email protected]

Listing data is provided by participating Multiple Listing Services and is deemed reliable but not guaranteed. Each listing's MLS source and its required disclosures appear with that listing. Dock Score™ is a DockOnly.com rating and is not provided by or affiliated with any MLS or listing broker. NOAA chart data is public domain and for reference only — not for navigation. Full MLS Compliance

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+20

498 SW MANATEE TERRACE

FORT WHITE, FL, 32038

Active

$895,000

498 SW MANATEE TERRACE

FORT WHITE, FL, 32038

Active

$895,000

3

Bedrooms

2

Bathrooms

2,628 sqft

Living Area

1973

Year Built

$895,000Tour the dockSchedule a Showing
Navigation note: Navigation routes show the shortest mapped path to open water. A vessel taller than the binding bridge clearance may still reach open water via a longer alternate route that we don't currently map — verify navigability with a local captain or surveyor before relying on it.

38,768

Lot Size (sqft)

123

Days on Market

Dock Score™

DockOnly
19
Limited

What shaped this score

✓Dock present
✓Bridge-free to ocean
✓Fits boats up to ~45ft (est.)
·~160 min run to open water · 56.9 mi

DockOnly.com rating — not provided by the MLS or listing broker.

Dock & Water AccessMLS

River Front

AI Aerial Imagery Detection

Dock DetectedSeawall DetectedDeep Water Indicators~38-52 ft dock

Detected by AI from open-source aerial mapping imagery and may not reflect current conditions. This information was not provided by the MLS or listing broker. Always verify dock infrastructure with the listing agent.

Navigation RouteDockOnly

Data sources: SFWMD AHED waterway polygons · FHWA National Bridge Inventory 2024 · Not provided by the MLS or listing broker.

Description

Experience the beauty of true North Florida river living in Fort White, just off the crystal-clear waters of the Santa Fe River. Situated on almost a full acre, this gated and fully fenced 3 bedroom, 2 bath home offers the perfect blend of privacy, comfort, and waterfront lifestyle. Inside, the open-concept design creates a bright and welcoming atmosphere, ideal for gathering with family and friends. The kitchen is the heart of the home, featuring granite countertops, generous cabinet space, and an easy flow into the living and dining areas. A complete remodel in 2007 brought thoughtful updates and modern touches while maintaining a warm, inviting feel throughout. Step out onto the covered balcony overlooking the river and take in peaceful water views and unforgettable sunsets. Whether you're sipping your morning coffee, watching wildlife drift by, or winding down after a day on the water, this outdoor space is truly special. With your own floating dock and private boat ramp, enjoying the Santa Fe is effortless — from boating and kayaking to fishing right in your backyard. Practical features make everyday living just as enjoyable. The property includes a 3-car garage, outside elevator for added convenience, sprinkler system, whole-house generator, and trash pickup service. An optional HOA provides access to a nearby park, giving you even more room to enjoy the outdoors. This is more than just a home — it’s a riverfront retreat where you can relax, entertain, and make lasting memories.

Schedule a Showing

See the property and tour the dock. A licensed waterfront specialist will arrange your private showing.

Select a date

Location

FORT WHITE, FL, 32038

No price history available for this property.

Displayed by Blue Mar Real Estate Group Inc. — Licensed Florida Real Estate Broker (DBPR CQ1018554) · [email protected]

Listing courtesy of UNITED COUNTRY SMITH & ASSOCIATES - NEWBERRY via Stellar MLS

Last updated: 7/10/2026

© 2026 Stellar MLS. All rights reserved. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of Stellar MLS. Information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal.

IDX information is provided exclusively for consumers' personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Dock Score™

DockOnly
19
Limited

What shaped this score

✓Dock present
✓Bridge-free to ocean
✓Fits boats up to ~45ft (est.)
·~160 min run to open water · 56.9 mi

DockOnly.com rating — not provided by the MLS or listing broker.

FEMA Flood Zone AE
BFE: -9999ft

Special Flood Hazard Area

View FEMA Flood Map →
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Mortgage Calculator

Estimate your monthly payment for this waterfront property

20%

$179,000 down

%
Principal & Interest$4,644/mo
Property Tax (est. ~1.2%, varies by county)$895/mo
Home Insurance (est.)$250/mo
Total Monthly Payment$5,789
Loan Amount: $716,000Rate: 6.75%
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Estimated payments only. Actual rates and terms may vary.

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Courtesy of POOLE REALTY, INC. via Stellar MLS