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4985 COBIA DRIVE SE B

St Petersburg, FL, 33705

Active

$199,000

1

Bedrooms

1

Bathrooms

646 sqft

Living Area

1979

Year Built

$714

HOA / Monthly

4

Days on Market

Dock & Water AccessMLS

Bay/Harbor FrontCanal FrontWaterfrontCanal - Saltwater📝 deep water

Data sources: SFWMD AHED waterway polygons · FHWA National Bridge Inventory 2024 · Not provided by the MLS or listing broker.

Description

Welcome to paradise in this spacious, modern ground-floor waterfront condo located in a highly desirable, 24-hour guard-gated, non-age-restricted 80+ acre boating community right on Tampa Bay! Offering the ultimate coastal lifestyle, this rare gem boasts a large private patio perfect for entertaining situated directly on a deep-water canal with direct, bridge-free boat access to the Bay. The property also features a massive outdoor storage shed, perfectly suited for all your fishing and boating gear. Priced to sell, this home is move-in ready and waiting for you to bring your own personal style. You will enjoy complete peace of mind with all major, high-ticket mechanical components already upgraded, including new windows and doors (2020), a new water heater (2022), and a brand-new HVAC system (2023). Inside, beautiful and durable laminate flooring flows seamlessly through an open-concept layout. The fully equipped kitchen is a chef's delight, complete with extra storage closets to maximize organization and also boasting a washer/dryer combo. The thoughtful floor plan extends into a bright bathroom that features tile flooring updated shower and additional linen and storage space, ensuring a place for everything. Just steps from your front door, you can embrace an unparalleled waterfront lifestyle with premium, resort-style amenities. Residents enjoy access to two heated pools, a relaxing hot tub, a state-of-the-art fitness center, EV charging stations, and a massive fishing dock perfect for catching stunning Florida sunsets. Stay active on the tennis, pickleball, basketball, and volleyball courts, or unwind at the private clubhouse complete with its own bar. Whether you are an avid boater or looking for a vibrant, active community on the water, this canal-front retreat truly has it all!

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Location

St Petersburg, FL, 33705

No price history available for this property.

Displayed by Blue Mar Real Estate Group Inc., Licensed Florida Real Estate Broker (DBPR CQ1018554) · [email protected]

Listing courtesy of NEXTHOME LUXE COASTAL via Stellar MLS

Last checked: 2 hours ago

Listing updated: October 18, 2026

© 2026 Stellar MLS. All rights reserved. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of Stellar MLS. Information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal.

IDX information is provided exclusively for consumers' personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

FEMA Flood Zone AE
BFE: 9ft

Special Flood Hazard Area

View FEMA Flood Map →

Mortgage Calculator

Estimate your monthly payment for this waterfront property

20%

$39,800 down

%
Principal & Interest$1,033/mo
Property Tax (est. ~1.2%, varies by county)$199/mo
Home Insurance (est.)$250/mo
HOA Fees$714/mo
Total Monthly Payment$2,196
Loan Amount: $159,200Rate: 6.75%
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$199,000Tour the dockSchedule a Showing