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5 McCoy Circle # 5

Key West, FL, 33040

Active

$1,299,000

2

Bedrooms

3

Bathrooms

1,387 sqft

Living Area

2001

Year Built

$1,378

HOA / Monthly

20

Days on Market

Dock Score™

DockOnly
66
Good

What shaped this score

✓Ocean Access
✓Dock with boat lift
✓Bridge-free to bay
✓Fits boats up to 25ft

DockOnly.com rating, not provided by the MLS or listing broker.

Dock & Water AccessMLS

Gulf Front

AI Aerial Imagery Detection

Dock DetectedBoat Lift DetectedSeawall DetectedDeep Water Indicators

Detected by AI from open-source aerial mapping imagery and may not reflect current conditions. This information was not provided by the MLS or listing broker. Always verify dock infrastructure with the listing agent.

Navigation RouteDockOnly

Data sources: SFWMD AHED waterway polygons · FHWA National Bridge Inventory 2024 · Not provided by the MLS or listing broker.

Description

BOAT SLIP INCLUDED WITH OWNERSHIP! A standout waterfront opportunity in Key West, 5 McCoy Cir #5 offers the coastal lifestyle you've been looking for: a townhome-style residence with a deeded boat slip, unobstructed open water views, ample parking, and direct sightlines to your boat from the balcony. This 1,387 sq. ft. home features a thoughtfully designed three-level layout with generous storage, covered parking, and multiple outdoor living spaces. The main level offers an open kitchen and living area, convenient half bath, and a spacious balcony overlooking the water, your boat slip, and the open horizon beyond. Upstairs, two bedrooms each feature their own ensuite bathroom, offering comfort and privacy. Below, the covered garage provides ample room for boating gear, fishing equipment, bikes, tools, and everything needed for a day on the water. A private patio adds another outdoor space to relax or prepare for your next adventure. The deeded boat slip is a true highlight, comfortably accommodating a 25-foot boat with dual engines. Walk directly to your boat and enjoy effortless access to the water whenever adventure calls! With dedicated parking, abundant storage, breathtaking water views, and HOA coverage that includes insurance and exterior maintenance, this property combines convenience with the ultimate Key West waterfront lifestyle. An added benefit: Flagler's Landing is not subject to Florida's milestone inspection or Structural Integrity Reserve Study (SIRS) requirements. Come see it by land or by boat! Pull up to the slip and we'll give you a tour!

Schedule a Showing

See the property and tour the dock. A licensed waterfront specialist will arrange your private showing.

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Location

Key West, FL, 33040

No price history available for this property.

Displayed by Blue Mar Real Estate Group Inc., Licensed Florida Real Estate Broker (DBPR CQ1018554) · [email protected]

Listing courtesy of Berkshire Hathaway HomeServices Knight & Gardner Realty via Florida Keys MLS

Last checked: 9 hours ago

Listing updated: October 26, 2026

© 2026 Florida Keys Board of REALTORS®, Inc. All rights reserved. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Florida Keys Board of REALTORS®. Information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal.

IDX information is provided exclusively for consumers' personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Nearest Bridge Clearances

Florida Keys, critical for tall/large vessels

No bridge data available for this location.
FEMA Flood Zone AE
BFE: 9ft

Special Flood Hazard Area

View FEMA Flood Map →
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Mortgage Calculator

Estimate your monthly payment for this waterfront property

20%

$259,800 down

%
Principal & Interest$6,740/mo
Property Tax (est. ~1.2%, varies by county)$1,299/mo
Home Insurance (est.)$250/mo
HOA Fees$1,378/mo
Total Monthly Payment$9,667
Loan Amount: $1,039,200Rate: 6.75%
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$1,299,000Tour the dockSchedule a Showing
Navigation note: Navigation routes show the shortest mapped path to open water. A vessel taller than the binding bridge clearance may still reach open water via a longer alternate route that we don't currently map. Verify navigability with a local captain or surveyor before relying on it.