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513 HARBOR DRIVE N

Indian Rocks Beach, FL, 33785

Active

$1,250,000

2

Bedrooms

2

Bathrooms

1,826 sqft

Living Area

1971

Year Built

7,850

Lot Size (sqft)

23

Days on Market

Dock Score™

DockOnly
59
Fair

What shaped this score

✓Intracoastal
✓Dock present
✓Bridge-free to bay & ocean
✓Fits boats up to ~26ft (est.)

DockOnly.com rating, not provided by the MLS or listing broker.

Dock & Water AccessMLS

Intracoastal Waterway

AI Aerial Imagery Detection

Dock DetectedSeawall DetectedDeep Water Indicators~22-30 ft dock

Detected by AI from open-source aerial mapping imagery and may not reflect current conditions. This information was not provided by the MLS or listing broker. Always verify dock infrastructure with the listing agent.

WaterwayDockOnly

No canal width is published for this dock — we found no facing bank within canal range to measure against.

That is the absence of a measurement, not a finding of open-water frontage. Check the waterway, depth and slip dimensions with the listing agent.

Navigation RouteDockOnly

Data sources: SFWMD AHED waterway polygons · FHWA National Bridge Inventory 2024 · Not provided by the MLS or listing broker.

Description

Welcome to waterfront living in the heart of Indian Rocks Beach. Perfectly positioned with direct access to the Intracoastal, this beautifully maintained home offers the opportunity to enjoy the best of the Florida lifestyle right from your own backyard. With a short boat ride to the Gulf, a private dock, and the beach just a few blocks away, every day feels like a vacation. This spacious 2 bedroom, 2 bath home offers a split floor plan where both bedroom and bathroom combos can be closed off for a private suite feel. Great for guests and shared living. The kitchen features solid wood cabinetry, double ovens, newer appliances, and a beautiful view of the water. A built-in bar area provides additional cabinetry and a convenient space for entertaining. Newer luxury vinyl plank flooring and updated larger baseboards are found throughout, while a wood-burning fireplace adds warmth and character to the living space. Sliding glass doors open to a covered, waterfront patio with remote controlled awning designed for relaxing and entertaining. Pour your morning coffee, enjoy an evening cocktail, or simply watch dolphins and manatees make their way along the Intracoastal. Step outside to fish from your private dock or enjoy spectacular sunsets every evening from your own backyard. The spacious backyard also offers room to create your own private pool oasis, adding even more potential to this exceptional waterfront setting. Updates include interior paint (2025), HVAC (2026), water heater (2024), indoor laundry room with storage, and a spacious 2 car garage with a hurricane-rated door. And then there’s Indian Rocks Beach: a golf-cart-friendly community known for its award winning beaches, locally owned restaurants, shops, surf shops, waterfront nature park, tennis and pickleball courts, library, Beach Art Center, dog park, basketball and skate parks, and laid-back coastal charm. Whether you're looking for a full-time residence, a beachside retreat, or an investment property with short-term rental potential, this is the perfect opportunity to own a piece of the Indian Rocks Beach lifestyle. Come and discover why life on the water is even better.

Schedule a Showing

See the property and tour the dock. A licensed waterfront specialist will arrange your private showing.

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Location

Indian Rocks Beach, FL, 33785

No price history available for this property.

Displayed by Blue Mar Real Estate Group Inc., Licensed Florida Real Estate Broker (DBPR CQ1018554) · [email protected]

Listing courtesy of COLDWELL BANKER REALTY via Stellar MLS

Last checked: 2 hours ago

Listing updated: October 10, 2026

© 2026 Stellar MLS. All rights reserved. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of Stellar MLS. Information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal.

IDX information is provided exclusively for consumers' personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

FEMA Flood Zone AE
BFE: 9ft

Special Flood Hazard Area

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Estimate your monthly payment for this waterfront property

20%

$250,000 down

%
Principal & Interest$6,486/mo
Property Tax (est. ~1.2%, varies by county)$1,250/mo
Home Insurance (est.)$250/mo
Total Monthly Payment$7,986
Loan Amount: $1,000,000Rate: 6.75%
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$1,250,000Tour the dockSchedule a Showing
Navigation note: Navigation routes show the shortest mapped path to open water. A vessel taller than the binding bridge clearance may still reach open water via a longer alternate route that we don't currently map. Verify navigability with a local captain or surveyor before relying on it.