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Active$6,950,000
Key Largo, FL, 33037
Active$6,950,000
3
Bedrooms
4
Bathrooms
—
Living Area
2001
Year Built
$3,000
HOA / Annually
30
Days on Market
AI Photo Analysis
AI analysis is based on listing photos and may not reflect current conditions. This information was not provided by the MLS or listing broker. Always verify dock infrastructure with the listing agent.
Data sources: SFWMD AHED waterway polygons · FHWA National Bridge Inventory 2024 · Not provided by the MLS or listing broker.
Where the ocean meets elegance, 545 Ocean Cay delivers an extraordinary expression of Keys coastal living. Set within the coveted, gated enclave of Ocean Cay Estates, this oceanfront residence is crafted for those who value refined comfort, effortless entertaining, and world-class boating. A private tropical oasis unfolds along the water's edge, anchored by an award-winning resort-style pool featuring five waterfalls, a walk-over bridge, a swim-up table, and a separate infinity spa overlooking the blue horizon. The outdoor living spaces feel like a retreat of their own—sun terraces, shaded lounging, lush landscaping, and uninterrupted ocean breezes. Two fully equipped outdoor grill/kitchen areas allow for seamless entertaining, from casual afternoons by the pool to unforgettable sunset dinners. For boaters, this is the ultimate base. Enjoy 100 ft of deep-water dockage with premium Zuri decking, multiple dock boxes, a shaded Tiki, dedicated lounging area, boat lift, and a specialty-designed kayak elevator for easy launching. Inside, the home blends soaring ceilings, natural light, and thoughtful craftsmanship. The chef's kitchen impresses with a Miele gas stove, oversized Sub-Zero refrigeration, stone countertops with integrated backlighting, and seamless flow to the dining and great rooms. A second bar area creates the perfect spot for conversation and cocktails. A private elevator services all three levels.
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Key Largo, FL, 33037
Estimate your monthly payment for this waterfront property
$1,390,000 down
Estimated payments only. Actual rates and terms may vary.
Listing courtesy of American Caribbean Real Estate
Last updated: 5/1/2026
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Dock Score™
What shaped this score
Dock Score is a DockOnly.com rating. Not provided by or affiliated with the MLS or listing broker. This information was not provided by the MLS.
Nearest Bridge Clearances
Florida Keys — critical for tall/large vessels