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© 2026 DockOnly™. All rights reserved.

DockOnly™ and Dock Score™ are trademarks of Blue Mar Real Estate Group Inc.

Blue Mar Real Estate Group Inc., Licensed Florida Real Estate Broker

Blue Mar Real Estate Group Inc.

Licensed Florida Real Estate Broker · DBPR License CQ1018554

4000 Ponce De Leon Blvd, Suite 470, Coral Gables, FL 33146

[email protected]

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+20

615 CUMBERLAND DRIVE

Flagler Beach, FL, 32136

Pending

$849,000

615 CUMBERLAND DRIVE

Flagler Beach, FL, 32136

Pending

$849,000

4

Bedrooms

4

Bathrooms

2,541 sqft

Living Area

1978

Year Built

10,500

Lot Size (sqft)

276

Days on Market

Dock Score™

DockOnly
54
Fair

What shaped this score

✓Intracoastal
✓Dock present
✓Bridge-free to bay
✓Fits boats up to ~40ft (est.)

DockOnly.com rating, not provided by the MLS or listing broker.

Dock & Water AccessMLS

Canal - SaltwaterRiver Front

AI Aerial Imagery Detection

Dock DetectedSeawall Detected

Detected by AI from open-source aerial mapping imagery and may not reflect current conditions. This information was not provided by the MLS or listing broker. Always verify dock infrastructure with the listing agent.

Navigation RouteDockOnly

Data sources: SFWMD AHED waterway polygons · FHWA National Bridge Inventory 2024 · Not provided by the MLS or listing broker.

Description

Coastal waterfront living awaits in Flagler Beach's desirable Morningside neighborhood. Situated on a saltwater canal with a private dock and located just a short walk from the beach, this extensively renovated home offers the perfect combination of waterfront lifestyle, luxury finishes, and modern comfort—all within an X flood zone! Inside, over 2,500 square feet of living space features vaulted ceilings, a striking stone fireplace, luxury finishes, and an open layout designed for entertaining. The chef's kitchen serves as the centerpiece of the home with quartz countertops, built-in refrigerator, commercial-grade gas range, custom cabinetry, and a wine bar with dual wine refrigerators. The split-bedroom floor plan offers four bedrooms and three-and-a-half baths, including a spacious primary suite with custom walk-in closet, dual vanities, and a beautifully appointed walk-in shower. A second ensuite bedroom provides excellent flexibility for guests or multi-generational living, while the remaining bedrooms share a Jack-and-Jill bath. Outdoor living is where this property truly shines. Enjoy a newly constructed pool, putting green, covered and screened lanai, outdoor summer kitchen, and a unique surfboard-themed entertaining bar—all designed to create a private backyard resort atmosphere. Artificial turf, decorative paver accents, an electronic privacy gate, and extensive hardscaping provide a low-maintenance, upscale setting. Additional features include impact-resistant windows, geothermal HVAC systems, a large laundry room, and an oversized rear-entry garage with approximately 650 square feet of space for vehicles, storage, golf carts, or recreational equipment. The property also includes a private dock on a saltwater canal with access to the Intracoastal Waterway for kayaking, paddleboarding, fishing, and boating. Just minutes from Flagler Beach's restaurants, shops, pier, and oceanfront attractions, this home offers the perfect blend of coastal convenience and modern comfort. Extensively renovated, beautifully finished, and ready for immediate enjoyment—this is a rare opportunity to enjoy the Flagler Beach lifestyle without the time, expense, and uncertainty of a major renovation. Coastal living at it's finest, enjoy the beach, water and lifestyle you deserve! Easy to show! Owner financing available!

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Location

Flagler Beach, FL, 32136

No price history available for this property.

Displayed by Blue Mar Real Estate Group Inc., Licensed Florida Real Estate Broker (DBPR CQ1018554) · [email protected]

Listing courtesy of ONE SOTHEBYS INTERNATIONAL via Stellar MLS

Last checked: 2 hours ago

Listing updated: July 28, 2026

© 2026 Stellar MLS. All rights reserved. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of Stellar MLS. Information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal.

IDX information is provided exclusively for consumers' personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Dock Score™

DockOnly
54
Fair

What shaped this score

✓Intracoastal
✓Dock present
✓Bridge-free to bay
✓Fits boats up to ~40ft (est.)

DockOnly.com rating, not provided by the MLS or listing broker.

FEMA Flood Zone X
BFE: -9999ft

Minimal Flood Hazard

View FEMA Flood Map →
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Mortgage Calculator

Estimate your monthly payment for this waterfront property

20%

$169,800 down

%
Principal & Interest$4,405/mo
Property Tax (est. ~1.2%, varies by county)$849/mo
Home Insurance (est.)$250/mo
Total Monthly Payment$5,504
Loan Amount: $679,200Rate: 6.75%
Get Pre-Qualified

Estimated payments only. Actual rates and terms may vary.

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$849,000Tour the dockSchedule a Showing
Navigation note: Navigation routes show the shortest mapped path to open water. A vessel taller than the binding bridge clearance may still reach open water via a longer alternate route that we don't currently map. Verify navigability with a local captain or surveyor before relying on it.